Hoboken, NJ

Credit Repair & Financial Services in Hoboken

Review 5 credit repair companies, personal lenders, and financial services in Hoboken, New Jersey. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.

New Jersey avg credit score: 714 Median income: $97,126 Poverty rate: 9.4% Payday loans: Banned New Jersey overview →

Featured Provider Profiles in Hoboken

5 companies
Haven Savings Bank logo

Haven Savings Bank

Haven Savings Bank is a New Jersey-based community bank offering checking, savings, mortgages, credit cards, and business banking services with both personal and commercial lending options.

BBB: NR

Profile signals: Northern New Jersey residents and businesses seeking relationship-based community banking with personalized service, Small-to-medium business owners needing commercial real estate loans, business lines of credit, or escrow services

Hoboken School Employees logo

Hoboken School Employees

Human Services Employees Credit Union (HSECU) is a 60-year-old credit union serving employees in the human services sector with banking, lending, and VISA credit card products.

BBB: NR

Profile signals: Current and retired human services sector employees seeking credit union membership benefits, Atlanta-area residents needing local banking relationships and in-person service

MoneyGram logo

MoneyGram

MoneyGram in Hoboken, NJ at 59 Washington St offers check cashing and money transfers daily.

BBB: NR

Profile signals: Unbanked and underbanked consumers who need check cashing or money transfer services without a bank account, Consumers requiring immediate in-person access to cash or fund transfers in New Jersey

MoneyGram logo

MoneyGram

Hoboken's MoneyGram location at 811 Clinton St offers money transfers and check-cashing services 7 days a week, 8AM–10PM.

BBB: NR

Profile signals: New Jersey residents needing to send or receive money domestically or internationally, Unbanked or underbanked consumers preferring cash-based money transfer

Western Union logo

Western Union

Hoboken, NJ's Western Union at 614-632 Clinton St offers check cashing and money transfers with hours until 10 PM daily.

BBB: NR

Profile signals: Oklahoma residents seeking competitive auto financing with personal relationship banking, Members prioritizing community-focused financial institutions with educational support

Check Cashing & Money Services in Hoboken

View all →
MoneyGram logo

MoneyGram

MoneyGram in Hoboken, NJ at 59 Washington St offers check cashing and money transfers daily.

BBB: NR

Profile signals: Unbanked and underbanked consumers who need check cashing or money transfer services without a bank account, Consumers requiring immediate in-person access to cash or fund transfers in New Jersey

MoneyGram logo

MoneyGram

Hoboken's MoneyGram location at 811 Clinton St offers money transfers and check-cashing services 7 days a week, 8AM–10PM.

BBB: NR

Profile signals: New Jersey residents needing to send or receive money domestically or internationally, Unbanked or underbanked consumers preferring cash-based money transfer

Western Union logo

Western Union

Hoboken, NJ's Western Union at 614-632 Clinton St offers check cashing and money transfers with hours until 10 PM daily.

BBB: NR

Profile signals: Oklahoma residents seeking competitive auto financing with personal relationship banking, Members prioritizing community-focused financial institutions with educational support

Banks in Hoboken

View all →
Haven Savings Bank logo

Haven Savings Bank

Haven Savings Bank is a New Jersey-based community bank offering checking, savings, mortgages, credit cards, and business banking services with both personal and commercial lending options.

BBB: NR

Profile signals: Northern New Jersey residents and businesses seeking relationship-based community banking with personalized service, Small-to-medium business owners needing commercial real estate loans, business lines of credit, or escrow services

Credit Unions in Hoboken

View all →
Hoboken School Employees logo

Hoboken School Employees

Human Services Employees Credit Union (HSECU) is a 60-year-old credit union serving employees in the human services sector with banking, lending, and VISA credit card products.

BBB: NR

Profile signals: Current and retired human services sector employees seeking credit union membership benefits, Atlanta-area residents needing local banking relationships and in-person service

Your Rights in New Jersey

New Jersey Consumer Protections: New Jersey bans payday lending and maintains a 30% criminal usury threshold. The Consumer Fraud Act provides broad protections against high-cost lending practices. Consumers can file complaints with the Division of Consumer Affairs or the Department of Banking and Insurance.

Interest Rate Cap: New Jersey usury cap: 30% for consumer loans (criminal usury); payday lending banned. Payday lending is banned in this state.

Key Regulations:
  • Payday lending is banned; New Jersey does not license payday lenders.
  • Criminal usury threshold is 30% for consumer loans.
  • Licensed consumer lenders under the New Jersey Licensed Lenders Act.
  • The New Jersey Consumer Fraud Act provides broad protections against deceptive lending.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with New Jersey Attorney General Division of Consumer Affairs.

Research Service Guides

Use these guides with local pages, state rules, and provider profiles before contacting a company.

Browse Other Cities

Affiliate Disclosure: CreditDoc may earn a commission when you click links to products and services featured on this page. Compensation does not determine whether a provider can be covered or how visible star ratings are calculated. Learn more.