Haven Savings Bank is a regional financial institution headquartered in Hoboken, New Jersey, with an additional business development office in New Providence. The bank serves both personal and business customers across northern New Jersey and maintains NMLS licensing (#663144) for mortgage lending operations. Founded to serve the local community, Haven positions itself as a practical banking alternative emphasizing flexible solutions and personalized service.
00% APY with $25,000 balance requirement), CDs, IRAs, and personal credit cards (Haven Visa). 284% APR). Mobile banking and online account management are available to all customers.
For business customers, Haven distinguishes itself through dedicated commercial lending services including real estate loans, business loans, and commercial lines of credit. The bank also offers escrow management, cash management, property management services, and business credit cards. Their New Providence location specifically handles business development and commercial loan origination, indicating a structured approach to small-to-medium business banking.
Haven's primary limitation is geographic reach—the bank operates only in northern New Jersey with two physical locations. As a smaller regional bank, they may not compete on rates or promotional offers compared to national banks or online-only institutions. 00% APY) are competitive but not exceptionally high.
The bank does not advertise any special programs for credit-challenged borrowers or alternative lending products, positioning it as a traditional mainstream banking option rather than a niche lender.