Gretna, LA

Credit Repair & Financial Services in Gretna

Review 5 credit repair companies, personal lenders, and financial services in Gretna, Louisiana. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.

Louisiana avg credit score: 687 Median income: $57,852 Poverty rate: 18.6% Payday loans: Legal Louisiana overview →

Featured Provider Profiles in Gretna

5 companies
BJ's Jewelry & Loan Gretna (Pawn Shop) logo

BJ's Jewelry & Loan Gretna (Pawn Shop)

Family-owned pawn shop operating for nearly 30 years in the New Orleans area, buying and lending on jewelry, luxury goods, firearms, and musical instruments.

BBB: NR

Profile signals: Customers with luxury goods (jewelry, watches, designer bags, firearms) seeking short-term cash access, People needing short-term collateral-based loans with eligibility claims to verify

Cash Cow logo

Cash Cow

Cash Cow Gretna, Louisiana — Cash Cow offers same-day payday loans (up to $700) and title loans (up to $1,400) in Gretna, LA with eligibility claims to verify requi...

BBB: NR

Profile signals: Consumers with poor or no credit history who are researching short-term cash access for urgent bills or emergencies, Vehicle owners facing short-term cash shortfalls who want to borrow against car equity without traditional financing

MoneyGram logo

MoneyGram

Gretna MoneyGram on Westbank Expy offers check cashing and money transfers daily 7AM-9PM in LA.

BBB: NR

Profile signals: Unbanked and underbanked consumers who lack traditional bank accounts but need to send/receive money, International workers and immigrants sending remittances to family in other countries

Speedy Cash logo

Speedy Cash

Gretna, LA's Speedy Cash location at 2785 Belle Chasse Hwy offers payday and title-loan profile details with extended hours.

BBB: NR

Profile signals: Unbanked or underbanked consumers in Memphis researching short-term cash access for genuine emergencies, Borrowers with vehicles and emergency funding needs up to $4,000 who can qualify for title loans

Top Dollar Pawn & Gun LLC logo

Top Dollar Pawn & Gun LLC

Licensed pawnbroker in Gretna, LA offering collateral-based loans against firearms and other valuables. ATF-regulated FFL dealer with current federal licensing through June 2027.

BBB: NR

Profile signals: Gun owners or firearms collectors needing short-term cash against their collection, Customers with poor credit or no credit history seeking collateral-based lending alternatives

Pawn Shops in Gretna

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BJ's Jewelry & Loan Gretna (Pawn Shop) logo

BJ's Jewelry & Loan Gretna (Pawn Shop)

Family-owned pawn shop operating for nearly 30 years in the New Orleans area, buying and lending on jewelry, luxury goods, firearms, and musical instruments.

BBB: NR

Profile signals: Customers with luxury goods (jewelry, watches, designer bags, firearms) seeking short-term cash access, People needing short-term collateral-based loans with eligibility claims to verify

Top Dollar Pawn & Gun LLC logo

Top Dollar Pawn & Gun LLC

Licensed pawnbroker in Gretna, LA offering collateral-based loans against firearms and other valuables. ATF-regulated FFL dealer with current federal licensing through June 2027.

BBB: NR

Profile signals: Gun owners or firearms collectors needing short-term cash against their collection, Customers with poor credit or no credit history seeking collateral-based lending alternatives

Emergency Cash in Gretna

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Cash Cow logo

Cash Cow

Cash Cow Gretna, Louisiana — Cash Cow offers same-day payday loans (up to $700) and title loans (up to $1,400) in Gretna, LA with eligibility claims to verify requi...

BBB: NR

Profile signals: Consumers with poor or no credit history who are researching short-term cash access for urgent bills or emergencies, Vehicle owners facing short-term cash shortfalls who want to borrow against car equity without traditional financing

Speedy Cash logo

Speedy Cash

Gretna, LA's Speedy Cash location at 2785 Belle Chasse Hwy offers payday and title-loan profile details with extended hours.

BBB: NR

Profile signals: Unbanked or underbanked consumers in Memphis researching short-term cash access for genuine emergencies, Borrowers with vehicles and emergency funding needs up to $4,000 who can qualify for title loans

Check Cashing & Money Services in Gretna

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MoneyGram logo

MoneyGram

Gretna MoneyGram on Westbank Expy offers check cashing and money transfers daily 7AM-9PM in LA.

BBB: NR

Profile signals: Unbanked and underbanked consumers who lack traditional bank accounts but need to send/receive money, International workers and immigrants sending remittances to family in other countries

Your Rights in Louisiana

Louisiana Consumer Protections: Louisiana allows payday lending with a $500 cap and tiered fee structure. The Office of Financial Institutions regulates all consumer lenders. Louisiana has one of the highest poverty rates in the nation, making consumer-protection context especially important. Complaints can be filed with OFI or the Attorney General.

Interest Rate Cap: Louisiana usury cap: 12% default rate; payday loans exempt with fees up to $20 per $100 ($350 max) or 16.75% per $100 ($350+).

Key Regulations:
  • Payday loans capped at $350 with fee of $20 per $100; amounts over $350 (up to $500) at 16.75% per $100.
  • Loan term must be between 14-30 days.
  • Rollovers are limited; borrower cannot have more than $500 in outstanding payday loans.
  • Licensed lenders regulated under the Louisiana Consumer Credit Law.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Louisiana Attorney General Consumer Protection Section.

Research Service Guides

Use these guides with local pages, state rules, and provider profiles before contacting a company.

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