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Licensed pawnbroker in Gretna, LA offering collateral-based loans against firearms and other valuables. ATF-regulated FFL dealer with current federal licensing through June 2027.
Data compiled from public sources
Top Dollar Pawn & Gun LLC is a federally licensed pawnbroker operating in Gretna, Louisiana, specializing in firearms-based collateral lending. The business holds an active Federal Firearms License (FFL #5-72-051-02-7F-05040) issued by the Bureau of Alcohol, Tobacco, Firearms, and Explosives, with current licensing valid through June 1, 2027. As a Type 02 licensee, the company is specifically authorized to operate as a pawnbroker in firearms other than destructive devices.
Top Dollar Pawn & Gun operates as a traditional pawnbroker, providing short-term collateral-based loans to customers who pledge firearms, guns, or other personal property as security. The business maintains compliance with federal firearms regulations and operates under ATF oversight, which requires adherence to strict licensing, record-keeping, and transfer protocols outlined in 27 CFR 478.94. This regulatory framework ensures that all firearm-related transactions meet federal standards.
The company distinguishes itself through its listed focus on firearms as collateral in a regulated lending environment. Unlike informal lending arrangements, Top Dollar Pawn & Gun's FFL status provides customers with transparency regarding federal compliance and legitimacy. The business has maintained its federal license through regular renewal cycles, indicating sustained operational compliance with ATF requirements.
As a pawnbroker, this business serves customers seeking quick liquidity against tangible assets without traditional credit requirements. However, customers should understand that pawn lending typically involves higher effective interest rates compared to conventional personal loans, and failure to reclaim collateral within agreed timeframes results in permanent loss of the pledged item. The company's firearms specialization means it is best suited for customers with guns or firearms-related items to pledge, rather than those seeking unsecured personal credit.
This is state-level context for Pawn Shops consumers in Gretna, LA. It does not confirm that Top Dollar Pawn & Gun LLC or this specific location is licensed.
State regulator
Louisiana Office of Financial Institutions
Consumer protection
Short-term lending status: Legal
General rate context: 12% default rate; payday loans exempt with fees up to $20 per $100 ($350 max) or 16.75% per $100 ($350+)
Louisiana allows payday lending with a $500 cap and tiered fee structure. The Office of Financial Institutions regulates all consumer lenders. Louisiana has one of the highest poverty rates in the nation, making consumer protections especially important. Complaints can be filed with OFI or the Attorney General.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Top Dollar Pawn & Gun LLC offers 8 services including Collateral-based pawn loans secured by firearms, Federal Firearms License (FFL) compliance and firearms transfers, Short-term liquidity against personal property collateral, Firearms-specific lending and pawnbroking services, ATF-regulated transaction processing, and 3 more.
Top Dollar Pawn & Gun LLC has profile signals associated with Gun owners or firearms collectors needing short-term cash against their collection, Customers with poor credit or no credit history seeking collateral-based lending alternatives, Individuals with firearms inventory seeking to convert assets to liquidity quickly.
Key strengths: Holds active Federal Firearms License with current authorization through June 2027; Licensed by ATF, providing regulatory oversight and legal compliance verification; Established business location in Gretna, LA with verifiable contact information (504-367-1122). Areas to consider: Pawn lending typically carries high effective interest rates on short-term loans; Customers risk losing pledged firearms or valuables if unable to repay within specified timeframe.
In the Pawn Shops category, comparable providers include BJ's Jewelry & Loan Gretna (Pawn Shop), Cash America Pawn, Cash America Pawn. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Top Dollar Pawn & Gun LLC is best suited for firearm owners or collectors needing short-term cash who are willing to pledge firearms or valuable items as collateral. The main caveat is that pawn loans carry higher in listed context effective interest rates than traditional personal loans, and customers risk permanent loss of their pledged items if unable to repay within the agreed timeframe.
Family-owned pawn shop operating for nearly 30 years in the New Orleans area, buying and lending on jewelry, luxury goods, firearms, and musical instruments.
Profile signals: Customers with luxury goods (jewelry, watches, designer bags, firearms) seeking short-term cash access, People needing short-term collateral-based loans with eligibility claims to verify
Harvey, LA's Cash America Pawn at 2212 4th St offers quick loans on personal items with straightforward, no-credit-needed transactions.
Profile signals: Unbanked or credit-constrained consumers needing emergency-cash timing to verify without credit approval, People with high-value personal items (jewelry, electronics, instruments) willing to pledge collateral temporarily
Jefferson, LA's Cash America Pawn at 3315 Jefferson Hwy offers fast pawn loans, buying, and selling of jewelry, electronics, and valuables.
Profile signals: Consumers with valuable personal items (jewelry, electronics, instruments) needing short-term cash, Credit-constrained individuals who may not meet traditional personal-loan criteria or credit lines
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