Greenville, SC

Credit Repair & Financial Services in Greenville

Review 7 credit repair companies, personal lenders, and financial services in Greenville, South Carolina. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.

South Carolina avg credit score: 690 Median income: $63,623 Poverty rate: 13.8% Payday loans: Legal South Carolina overview →

Featured Provider Profiles in Greenville

7 companies
Greenville County Human Relations Commission logo

Greenville County Human Relations Commission

Greenville County Human Relations Commission offers free credit education and homebuyer counseling through county government, plus housing assistance and fair housing resources.

BBB: NR

Profile signals: First-time homebuyers in Greenville County seeking free educational classes, Renters facing eviction or needing emergency housing assistance

Greenville Heritage logo

Greenville Heritage

Greenville Heritage Federal Credit Union is a member-owned credit union serving Greenville County, SC since 1941, offering checking, savings, loans, and VISA credit cards.

BBB: NR

Profile signals: Greenville County, SC residents seeking personalized service and member-focused banking, Borrowers qualifying for auto loans or HELOCs wanting rate claims to verify below national bank averages

Greenville logo

Greenville

Greenville Federal Credit Union is a member-owned, not-for-profit financial institution offering savings accounts, loans, and banking services to eligible members.

BBB: NR

Profile signals: Individuals seeking NCUA-insured savings and deposit accounts with member ownership benefits, Members within the credit union's membership field of eligibility looking for cooperative banking

Montana Capital Car Title Loans logo

Montana Capital Car Title Loans

Greenville, SC's Montana Capital Car Title Loans at 1819 Augusta St offers car-title-loan profile details for local residents.

BBB: NR

Profile signals: Car owners with bad credit or past bankruptcy comparing emergency-cash timing, Borrowers who have been rejected by traditional banks and credit unions

Southern First Bank logo

Southern First Bank

Southern First Bank is a relationship-driven community bank headquartered in Greenville, SC with $4B in assets and 13 locations across the Southeast, offering personal and business banking services.

BBB: NR

Profile signals: Southeast residents (SC, GA, NC) seeking personalized banking with dedicated banker relationships over impersonal online-only banks, Small business owners in the Southeast who value local decision-making and relationship-based lending

TitleMax Title Secured Loans logo

TitleMax Title Secured Loans

TitleMax Title Secured Loans Greenville, South Carolina — TitleMax provides title-secured loans and personal loans with same-day cash approval, allowing...

BBB: NR

Profile signals: Vehicle owners researching emergency-cash options within 24 hours who can visit a physical store, Borrowers with poor or no credit history seeking secured lending alternatives

Credit Unions in Greenville

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Greenville Heritage logo

Greenville Heritage

Greenville Heritage Federal Credit Union is a member-owned credit union serving Greenville County, SC since 1941, offering checking, savings, loans, and VISA credit cards.

BBB: NR

Profile signals: Greenville County, SC residents seeking personalized service and member-focused banking, Borrowers qualifying for auto loans or HELOCs wanting rate claims to verify below national bank averages

Greenville logo

Greenville

Greenville Federal Credit Union is a member-owned, not-for-profit financial institution offering savings accounts, loans, and banking services to eligible members.

BBB: NR

Profile signals: Individuals seeking NCUA-insured savings and deposit accounts with member ownership benefits, Members within the credit union's membership field of eligibility looking for cooperative banking

Emergency Cash in Greenville

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Montana Capital Car Title Loans logo

Montana Capital Car Title Loans

Greenville, SC's Montana Capital Car Title Loans at 1819 Augusta St offers car-title-loan profile details for local residents.

BBB: NR

Profile signals: Car owners with bad credit or past bankruptcy comparing emergency-cash timing, Borrowers who have been rejected by traditional banks and credit unions

TitleMax Title Secured Loans logo

TitleMax Title Secured Loans

TitleMax Title Secured Loans Greenville, South Carolina — TitleMax provides title-secured loans and personal loans with same-day cash approval, allowing...

BBB: NR

Profile signals: Vehicle owners researching emergency-cash options within 24 hours who can visit a physical store, Borrowers with poor or no credit history seeking secured lending alternatives

Banks in Greenville

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Southern First Bank logo

Southern First Bank

Southern First Bank is a relationship-driven community bank headquartered in Greenville, SC with $4B in assets and 13 locations across the Southeast, offering personal and business banking services.

BBB: NR

Profile signals: Southeast residents (SC, GA, NC) seeking personalized banking with dedicated banker relationships over impersonal online-only banks, Small business owners in the Southeast who value local decision-making and relationship-based lending

United Community Bank logo

United Community Bank

United Community Bank offers full-service retail and business banking with checking, savings, lending, mortgages, and wealth management across multiple locations.

BBB: NR

Profile signals: Small business owners seeking listed lending (SBA, USDA, equipment loans) within bank's service areas, Consumers wanting integrated personal and business banking with relationship banking model

Free Help in Greenville

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Greenville County Human Relations Commission logo

Greenville County Human Relations Commission

Greenville County Human Relations Commission offers free credit education and homebuyer counseling through county government, plus housing assistance and fair housing resources.

BBB: NR

Profile signals: First-time homebuyers in Greenville County seeking free educational classes, Renters facing eviction or needing emergency housing assistance

Your Rights in South Carolina

South Carolina Consumer Protections: South Carolina allows payday lending with a $550 cap, 15% fee limit, and a statewide database to prevent multiple simultaneous loans. After four consecutive loans, borrowers must be offered an extended payment plan at no extra cost. Complaints can be filed with the Board of Financial Institutions or the Attorney General.

Interest Rate Cap: South Carolina usury cap: 8.75% default rate; payday loans capped at $550 with 15% fee.

Key Regulations:
  • Payday loans (deferred presentment) capped at $550 with maximum fee of 15% of the advance.
  • Borrowers limited to one outstanding loan at a time tracked via statewide database.
  • A one-day cooling-off period required between loans.
  • Lenders must offer an extended payment plan at no additional cost after the fourth consecutive loan.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with South Carolina Attorney General Consumer Protection Division.

Research Service Guides

Use these guides with local pages, state rules, and provider profiles before contacting a company.

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