Franklin, TN

Credit Repair & Financial Services in Franklin

Review 7 credit repair companies, personal lenders, and financial services in Franklin, Tennessee. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.

Tennessee avg credit score: 695 Median income: $63,109 Poverty rate: 13.4% Payday loans: Legal Tennessee overview →

Featured Provider Profiles in Franklin

7 companies
Braswell&Son Franklin Murfreesboro Rd logo

Braswell&Son Franklin Murfreesboro Rd

Family-owned pawn shop and luxury goods dealer operating since 1979 across Arkansas and Tennessee, specializing in authenticated jewelry, watches, handbags, and collectibles.

BBB: NR

Profile signals: People needing short-term cash who own luxury items (jewelry, watches, handbags) they can temporarily part with, Sellers of estate jewelry, vintage watches, or designer goods seeking quick payment without consignment delays

Good Neighbor Foundation logo

Good Neighbor Foundation

HUD-approved nonprofit housing counseling agency providing comprehensive homeownership education and mortgage delinquency prevention services with no listed cost.

BBB: NR

Profile signals: First-time homebuyers seeking comprehensive pre-purchase education and counseling before mortgage application, Homeowners facing mortgage delinquency, default, or foreclosure risk who need intervention strategies

Lendo logo

Lendo

Lendo offers no-credit-check title loans in Tennessee with provider-stated funding timing, allowing borrowers to leverage vehicle equity for up to $20,000 while retaining vehicle use.

BBB: NR

Profile signals: Consumers with poor credit needing fast emergency cash who have vehicle equity, Individuals who need to retain vehicle access for work or daily use during the loan period

Lineage Bank logo

Lineage Bank

Community bank based in Franklin, Tennessee offering personal and business banking with a focus on local relationships and decision-making.

BBB: NR

Profile signals: Individuals and families in Franklin and Williamson County seeking relationship-based local banking, Small to mid-sized businesses requiring personalized service and local decision-making

Slocum Law logo

Slocum Law

Franklin-based bankruptcy law firm offering Chapter 7/13 filing, foreclosure defense, and FDCPA litigation. Led by attorney Keith Slocum with focus on debt relief and credit restoration.

BBB: NR

Profile signals: Tennessee residents facing Chapter 7 or Chapter 13 bankruptcy who want attorney-led representation, Homeowners seeking foreclosure prevention or defense with simultaneous mortgage litigation

Stream Payday Loans logo

Stream Payday Loans

Tennessee short-term cash access offers flex loans, title loans, and check advances with provider-stated funding timing up to $4,000. Locally owned since 1997 with 22 physical locations across Tennessee.

BBB: NR

Profile signals: Tennessee residents with unexpected emergencies who need cash within minutes, Borrowers with poor or no credit history seeking published application timing without traditional bank requirements

Emergency Cash in Franklin

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Lendo logo

Lendo

Lendo offers no-credit-check title loans in Tennessee with provider-stated funding timing, allowing borrowers to leverage vehicle equity for up to $20,000 while retaining vehicle use.

BBB: NR

Profile signals: Consumers with poor credit needing fast emergency cash who have vehicle equity, Individuals who need to retain vehicle access for work or daily use during the loan period

Stream Payday Loans logo

Stream Payday Loans

Tennessee short-term cash access offers flex loans, title loans, and check advances with provider-stated funding timing up to $4,000. Locally owned since 1997 with 22 physical locations across Tennessee.

BBB: NR

Profile signals: Tennessee residents with unexpected emergencies who need cash within minutes, Borrowers with poor or no credit history seeking published application timing without traditional bank requirements

TitleMax Title Loans logo

TitleMax Title Loans

Franklin, TN's TitleMax Title Loans at 1117 Murfreesboro Rd offers quick title and payday loans.

BBB: NR

Profile signals: Consumers with poor or no credit history researching emergency-cash options ($500-$3,000 range typical for title loans), Vehicle owners facing unexpected expenses who want to avoid traditional bank loans

Pawn Shops in Franklin

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Braswell&Son Franklin Murfreesboro Rd logo

Braswell&Son Franklin Murfreesboro Rd

Family-owned pawn shop and luxury goods dealer operating since 1979 across Arkansas and Tennessee, specializing in authenticated jewelry, watches, handbags, and collectibles.

BBB: NR

Profile signals: People needing short-term cash who own luxury items (jewelry, watches, handbags) they can temporarily part with, Sellers of estate jewelry, vintage watches, or designer goods seeking quick payment without consignment delays

Free Help in Franklin

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Good Neighbor Foundation logo

Good Neighbor Foundation

HUD-approved nonprofit housing counseling agency providing comprehensive homeownership education and mortgage delinquency prevention services with no listed cost.

BBB: NR

Profile signals: First-time homebuyers seeking comprehensive pre-purchase education and counseling before mortgage application, Homeowners facing mortgage delinquency, default, or foreclosure risk who need intervention strategies

Banks in Franklin

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Lineage Bank logo

Lineage Bank

Community bank based in Franklin, Tennessee offering personal and business banking with a focus on local relationships and decision-making.

BBB: NR

Profile signals: Individuals and families in Franklin and Williamson County seeking relationship-based local banking, Small to mid-sized businesses requiring personalized service and local decision-making

Bankruptcy Services in Franklin

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Slocum Law logo

Slocum Law

Franklin-based bankruptcy law firm offering Chapter 7/13 filing, foreclosure defense, and FDCPA litigation. Led by attorney Keith Slocum with focus on debt relief and credit restoration.

BBB: NR

Profile signals: Tennessee residents facing Chapter 7 or Chapter 13 bankruptcy who want attorney-led representation, Homeowners seeking foreclosure prevention or defense with simultaneous mortgage litigation

Your Rights in Tennessee

Tennessee Consumer Protections: Tennessee allows payday lending with a $500 cap and 15% fee limit. Borrowers are limited to two simultaneous loans. The Department of Financial Institutions regulates all consumer lenders, and complaints can be filed with the Department or the Attorney General.

Interest Rate Cap: Tennessee usury cap: 24% for consumer finance loans; payday loans regulated under Deferred Presentment Act.

Key Regulations:
  • Payday loans (deferred presentment) capped at $500 with maximum fee of 15% of the advance.
  • Maximum loan term is 31 days.
  • Borrowers limited to two outstanding payday loans at a time.
  • The Tennessee Consumer Protection Act provides additional safeguards against deceptive lending.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Tennessee Attorney General Consumer Protection Division.

Research Service Guides

Use these guides with local pages, state rules, and provider profiles before contacting a company.

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