Fort Wayne, IN

Credit Repair & Financial Services in Fort Wayne

Review 8 credit repair companies, personal lenders, and financial services in Fort Wayne, Indiana. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.

Indiana avg credit score: 703 Median income: $67,173 Poverty rate: 11.4% Payday loans: Legal Indiana overview →

Featured Provider Profiles in Fort Wayne

8 companies
Fire Police City County logo

Fire Police City County

Summit Choice Credit Union is a member-owned financial institution offering savings accounts, personal loans, auto financing, credit cards, and home equity products with a 92-year history of community service.

BBB: NR

Profile signals: Long-term community members seeking personalized loan service with named relationship officers, Auto buyers wanting rate claims to verify with published application timing processing

Midwest America logo

Midwest America

MidWest America Federal Credit Union is a member-owned credit union serving Indiana residents with competitive loan rates, checking accounts, and digital banking tools.

BBB: NR

Profile signals: Indiana residents seeking higher-yield checking and savings accounts without large balance requirements, Home buyers and homeowners in Indiana comparing mortgage and home equity loan rates

Partners 1st logo

Partners 1st

Partners 1st Federal Credit Union is a member-owned credit union offering rate claims to verify on auto loans, mortgages, home equity, credit cards, and savings products with a focus on personalized member service.

BBB: NR

Profile signals: Members seeking auto financing with rate claims to verify and longer repayment terms up to 72 months, Homebuyers interested in adjustable-rate mortgages or home equity products

Profed logo

Profed

ProFed Credit Union is a member-owned financial cooperative serving nine counties in northeast Indiana with competitive savings, checking, loans, and digital banking services.

BBB: NR

Profile signals: Northeast Indiana residents (nine-county service area) seeking rate claims to verify with local, personalized service, Homebuyers and refinancers interested in construction loans, USDA loans, and home equity products

Public Service #3 logo

Public Service #3

Public Service Credit Union is a member-owned financial institution offering checking, savings, loans, mortgages, and credit cards with rate claims to verify and mobile banking.

BBB: NR

Profile signals: Members seeking high-yield checking accounts to maximize returns on short-term funds and liquid savings (up to $1,000), Auto buyers and vehicle enthusiasts needing competitive-rate financing for cars, boats, or recreational vehicles

Star Financial Bank logo

Star Financial Bank

STAR Financial Bank is an Indiana-based FDIC-insured bank serving the state for over 80 years with checking, savings, CDs, credit cards, and lending products.

BBB: NR

Profile signals: Indiana residents and businesses seeking local bank relationships with physical branch access, Customers prioritizing personalized customer service and long-term banking relationships over digital-only platforms

Credit Unions in Fort Wayne

View all →
Fire Police City County logo

Fire Police City County

Summit Choice Credit Union is a member-owned financial institution offering savings accounts, personal loans, auto financing, credit cards, and home equity products with a 92-year history of community service.

BBB: NR

Profile signals: Long-term community members seeking personalized loan service with named relationship officers, Auto buyers wanting rate claims to verify with published application timing processing

Midwest America logo

Midwest America

MidWest America Federal Credit Union is a member-owned credit union serving Indiana residents with competitive loan rates, checking accounts, and digital banking tools.

BBB: NR

Profile signals: Indiana residents seeking higher-yield checking and savings accounts without large balance requirements, Home buyers and homeowners in Indiana comparing mortgage and home equity loan rates

Partners 1st logo

Partners 1st

Partners 1st Federal Credit Union is a member-owned credit union offering rate claims to verify on auto loans, mortgages, home equity, credit cards, and savings products with a focus on personalized member service.

BBB: NR

Profile signals: Members seeking auto financing with rate claims to verify and longer repayment terms up to 72 months, Homebuyers interested in adjustable-rate mortgages or home equity products

Profed logo

Profed

ProFed Credit Union is a member-owned financial cooperative serving nine counties in northeast Indiana with competitive savings, checking, loans, and digital banking services.

BBB: NR

Profile signals: Northeast Indiana residents (nine-county service area) seeking rate claims to verify with local, personalized service, Homebuyers and refinancers interested in construction loans, USDA loans, and home equity products

Public Service #3 logo

Public Service #3

Public Service Credit Union is a member-owned financial institution offering checking, savings, loans, mortgages, and credit cards with rate claims to verify and mobile banking.

BBB: NR

Profile signals: Members seeking high-yield checking accounts to maximize returns on short-term funds and liquid savings (up to $1,000), Auto buyers and vehicle enthusiasts needing competitive-rate financing for cars, boats, or recreational vehicles

Three Rivers logo

Three Rivers

Member-owned federal credit union serving Indiana, Ohio, and beyond with 90+ years of community-focused banking and 136,000+ members.

BBB: NR

Profile signals: Community-focused individuals seeking to reinvest savings with a not-for-profit institution committed to local programs, Borrowers in Indiana and Ohio seeking rate claims to verify on mortgages, auto loans, and credit products with local relationship banking

Banks in Fort Wayne

View all →
Star Financial Bank logo

Star Financial Bank

STAR Financial Bank is an Indiana-based FDIC-insured bank serving the state for over 80 years with checking, savings, CDs, credit cards, and lending products.

BBB: NR

Profile signals: Indiana residents and businesses seeking local bank relationships with physical branch access, Customers prioritizing personalized customer service and long-term banking relationships over digital-only platforms

Your Rights in Indiana

Indiana Consumer Protections: Indiana allows payday lending with a $605 cap and tiered fee structure. A statewide database prevents excessive borrowing. The Department of Financial Institutions regulates all consumer lenders, and complaints can be filed with the DFI or the Attorney General's Consumer Protection Division.

Interest Rate Cap: Indiana usury cap: 36% for first $2,000 (small loans); payday loans capped at $605 with tiered fees.

Key Regulations:
  • Payday loans capped at $605 with tiered fee structure: 15% on first $250, 13% on $251-$400, 10% on $401-$605.
  • Borrowers may have up to two payday loans simultaneously but not from the same lender.
  • A statewide database tracks all payday loans.
  • The Uniform Consumer Credit Code provides broad consumer lending protections.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Indiana Attorney General Consumer Protection Division.

Research Service Guides

Use these guides with local pages, state rules, and provider profiles before contacting a company.

Browse Other Cities

Affiliate Disclosure: CreditDoc may earn a commission when you click links to products and services featured on this page. Compensation does not determine whether a provider can be covered or how visible star ratings are calculated. Learn more.