Review 17 credit repair companies, personal lenders, and financial services in Fort Lauderdale, Florida. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.
Coastal Debt Resolve specializes in helping small to medium business owners settle Merchant Cash Advance (MCA) debts through negotiated resolution programs designed to lower payments while preserving credit.
Google rating from 338 reviews
Profile signals: Small business owners with $10,000-$100,000+ in Merchant Cash Advance debt seeking settlement alternatives, Business owners concerned about maintaining credit history while resolving MCA obligations
Member-owned credit union offering online banking, loan applications, mobile access, and shared branching network access through CO-OP locations nationwide.
Profile signals: Members seeking convenient 24/7 digital banking with nationwide branch access through shared networks, Consumers preferring member-owned financial institutions over for-profit banks
Nonprofit credit counseling agency offering free counseling, debt management programs, and HUD-approved housing help. Rated 4.7/5 from 9,144 reviews.
Profile signals: People with $10,000+ in credit card debt who want structured repayment without settlement, Homeowners or prospective buyers needing HUD-certified housing or foreclosure counseling
Nonprofit credit counseling organization offering credit repair through pay-per-deletion disputes, credit education, and FICO-certified coaching to help remove inaccurate items from credit reports.
Profile signals: Consumers with confirmed identity theft, credit merges, or demonstrably inaccurate personal information on reports, Those seeking nonprofit-based credit counseling combined with dispute services
Non-profit debt consolidation and credit counseling agency with 30+ years of experience negotiating with creditors to reduce interest rates and consolidate unsecured debts into single monthly payments.
Profile signals: Consumers with multiple credit card debts seeking structured repayment without settlement or bankruptcy, Individuals overwhelmed by collection calls and multiple creditors who want unified account management
Nonprofit credit counseling organization offering free budget counseling, debt management plans, and housing advice through HUD-certified and certified credit counselors.
Profile signals: Consumers with multiple credit card debts seeking to lower interest rates through management plans, Homeowners facing foreclosure or seeking HUD-certified counseling for home purchase/maintenance
Nonprofit credit counseling agency offering free counseling, debt management programs, and HUD-approved housing help. Rated 4.7/5 from 9,144 reviews.
Profile signals: People with $10,000+ in credit card debt who want structured repayment without settlement, Homeowners or prospective buyers needing HUD-certified housing or foreclosure counseling
Nonprofit credit counseling organization offering credit repair through pay-per-deletion disputes, credit education, and FICO-certified coaching to help remove inaccurate items from credit reports.
Profile signals: Consumers with confirmed identity theft, credit merges, or demonstrably inaccurate personal information on reports, Those seeking nonprofit-based credit counseling combined with dispute services
Nonprofit credit counseling organization offering free budget counseling, debt management plans, and housing advice through HUD-certified and certified credit counselors.
Profile signals: Consumers with multiple credit card debts seeking to lower interest rates through management plans, Homeowners facing foreclosure or seeking HUD-certified counseling for home purchase/maintenance
Debt Management Credit Counseling Corp. — Non-profit organization in Fort Lauderdale, FL.
HUD-approved nonprofit providing free homebuyer education, foreclosure counseling, and down payment assistance to low-to-moderate income families in Florida.
Profile signals: First-time homebuyers in Florida seeking free education and financial guidance before purchase, Low-to-moderate income families facing foreclosure seeking HUD-approved prevention counseling
Non-profit community organization providing free education, job training, housing counseling, and financial literacy services to Broward County residents.
Profile signals: Broward County residents seeking integrated support combining job training with financial literacy and housing counseling, Low-to-moderate income individuals and families building toward homeownership or facing foreclosure
FDIC-insured community bank in South Florida offering checking, savings, CDs, IRAs, and lending products with both personal and business banking services.
Profile signals: Senior depositors (62+) seeking higher-yield savings with low minimum deposits, Small business owners needing basic checking, payment processing, and lending services
Community bank headquartered in Fort Lauderdale offering business loans, lines of credit, money market accounts, and digital banking tools with a focus on local relationships and personalized service.
Profile signals: Small business owners and entrepreneurs in South Florida seeking relationship-based commercial lending, Construction and real estate developers needing industry-specific banking experience context and SBA financing
Community bank serving South Florida with traditional in-person banking, business lending, and consumer accounts since 2000. No-fee checking and SBA loans available.
Profile signals: South Florida small business owners seeking personalized commercial lending and experienced underwriting, Local consumers frustrated with mega-bank fees and seeking relationship-based banking
Coastal Debt Resolve specializes in helping small to medium business owners settle Merchant Cash Advance (MCA) debts through negotiated resolution programs designed to lower payments while preserving credit.
Google rating from 338 reviews
Profile signals: Small business owners with $10,000-$100,000+ in Merchant Cash Advance debt seeking settlement alternatives, Business owners concerned about maintaining credit history while resolving MCA obligations
Non-profit debt consolidation and credit counseling agency with 30+ years of experience negotiating with creditors to reduce interest rates and consolidate unsecured debts into single monthly payments.
Profile signals: Consumers with multiple credit card debts seeking structured repayment without settlement or bankruptcy, Individuals overwhelmed by collection calls and multiple creditors who want unified account management
Amscot is a Florida-based lender offering payday loans up to $500 and installment loans up to $1,000 with same-day cash disbursement and eligibility claims to verify.
Profile signals: Individuals facing short-term cash access emergencies who have no access to credit cards, personal loans, or family support, Borrowers with poor or no credit history who need same-day funds and may not meet traditional bank-loan criteria
InstaLoan at 1030 W Sunrise Blvd, Fort Lauderdale, FL 33311 in the Central Fort Lauderdale neighborhood is Mon-Fri 9:00 AM – 7:00 PM. Google reviewers rate the branch 5.0 stars across 2355 reviews. Call +1 954-707-5093.
Profile signals: Florida residents in Miami Gardens area needing $250 or less for immediate small expenses, Vehicle owners with poor credit needing short-term cash secured by car equity
Gold Pawn Cypress is a pawn shop in Fort Lauderdale offering collateral-based loans and gold/jewelry buying services with a 4.8-star customer rating.
Profile signals: Consumers who own valuable items (jewelry, gold, electronics) and need short-term cash, Individuals with poor credit or no credit history who may not meet traditional bank-loan criteria
Sunrise Pawnbrokers Inc. is a Fort Lauderdale-based pawn shop offering collateral-based cash loans, gold and diamond buying, and merchandise purchasing services.
Profile signals: Individuals researching short-term cash access with valuable items (jewelry, gold, electronics) to pledge as collateral, Customers with poor credit or no credit history seeking quick liquidity with eligibility claims to verify
Member-owned credit union offering online banking, loan applications, mobile access, and shared branching network access through CO-OP locations nationwide.
Profile signals: Members seeking convenient 24/7 digital banking with nationwide branch access through shared networks, Consumers preferring member-owned financial institutions over for-profit banks
Fort Lauderdale, FL's MoneyGram at 1700 S Federal Hwy offers check cashing and money transfers, open daily 8AM–10PM.
Profile signals: Immigrants and migrant workers sending remittances to family members in other countries without bank accounts, Unbanked or underbanked individuals who prefer cash-based transactions and in-person service
Florida Consumer Protections: Florida allows payday lending with notable consumer-protection context including a statewide database preventing multiple simultaneous loans, a $500 cap, and a 24-hour cooling-off period. The Office of Financial Regulation oversees all consumer lenders. Consumers can file complaints online through the OFR or the Attorney General.
Interest Rate Cap: Florida usury cap: 18% for loans under $500,000; 25% criminal usury threshold; payday loans regulated separately.
Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).
Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Florida Attorney General Consumer Protection Division.
Use these guides with local pages, state rules, and provider profiles before contacting a company.
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