No stored Google rating available.
FDIC-insured community bank in South Florida offering checking, savings, CDs, IRAs, and lending products with both personal and business banking services.
Data compiled from public sources
's commitment since 1910). The bank positions itself as a preferred community bank emphasizing more listed customer service and total relationship banking. S.
Government, providing standard deposit protection. Evermore Bank offers a comprehensive range of personal banking products including checking accounts, savings accounts, money market accounts, certificates of deposit (CDs), and Individual Retirement Accounts (IRAs). 45% APY depending on term) with terms ranging from 5-15 months, $10,000 minimum deposits, and notably no withdrawal penalties.
10% APY and only $100 minimum opening deposit. Business banking services include business checking, IOTA accounts, business money market, CDs, and lending products. Online and mobile banking capabilities include online banking platforms, mobile banking apps, mobile deposit, Zelle integration, and cash management services for business customers.
Distinctive features include the no-penalty CD structure (unusual in the market), listed senior savings products with rate claims to verify, and explicit focus on financial literacy support for underserved community members. The bank is actively managing branch transitions, with the Wellington Branch permanently closing January 16, 2026, with accounts transferring to a new PGA Branch opening January 20, 2026. The website emphasizes cybersecurity awareness and community involvement through events and education resources.
Evermore Bank functions as a traditional full-service community bank rather than a neobank or fintech alternative. " The organization lacks information about credit products, investment services, or wealth management beyond basic deposit and lending offerings. For consumers seeking straightforward personal or business banking with community focus and FDIC protections, this is an appropriate choice; however, those seeking broader financial services or seeking to establish/rebuild credit should look elsewhere.
This is state-level context for Banks consumers in Fort Lauderdale, FL. It does not confirm that Evermore Bank or this specific location is licensed.
State regulator
Florida Office of Financial Regulation
Consumer protection
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Evermore Bank offers 14 services including Personal checking accounts, Personal savings accounts, Money market accounts (personal and business), Certificates of deposit with 5-15 month terms, Individual Retirement Accounts (IRAs), and 9 more.
Evermore Bank has profile signals associated with Senior depositors (62+) seeking higher-yield savings with low minimum deposits, Small business owners needing basic checking, payment processing, and lending services, Savers prioritizing no-penalty CD access without commitment risk, South Florida residents wanting FDIC-protected accounts from a local community bank.
Key strengths: No-penalty CDs with rates up to 4.45% APY, allowing early withdrawal without penalty; High-Yield Senior Savings Account specifically for 62+ customers with competitive 4.10% APY and low $100 minimum; Comprehensive online/mobile banking including mobile deposit, Zelle, and cash management for businesses. Areas to consider: CD accounts require a qualifying Evermore Bank checking account to open, limiting flexibility; CDs have $10,000 minimum deposit requirement, excluding small savers.
In the Banks category, comparable providers include American Momentum Bank, Crews Bank & Trust, EdFed. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Evermore Bank is profile signals for South Florida residents and small business owners seeking traditional community banking with competitive CD rates, FDIC protection, and no-penalty withdrawal options. Main caveat: CD accounts require an existing qualifying Evermore Bank checking account, and the $10,000 CD minimum may exclude small savers; customers seeking broader financial products like credit cards or investment services should verify availability beyond the website's offerings.
FDIC-insured bank offering personal and business checking, savings, CDs, IRAs, and lending products across multiple states with focus on association and small business banking.
Google rating from 17 reviews
Profile signals: Small business owners and entrepreneurs needing SBA loans and commercial lending in Texas or Florida, Property managers and HOA companies seeking dedicated association banking support
Crews Bank & Trust is a full-service bank with 90+ years of Florida history, offering personal and business banking, mortgages, investment services, and trust administration through multiple branches including Sarasota.
Google rating from 39 reviews
Profile signals: Florida-based business owners seeking relationship-driven banking with SBA loans, commercial real estate financing, and treasury management, Sarasota-area residents and professionals wanting a full-service bank with trust/wealth management and estate planning services
Educational Federal Credit Union offers member-owned banking services including auto loans, mortgages, credit cards, and home equity products with promotional rates and cash-back incentives.
Google rating from 76 reviews
Profile signals: Credit union members seeking auto loans with promotional rates and deferred payment options, Homebuyers interested in guided home purchasing through dedicated concierge support
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