Fayetteville, AR

Credit Repair & Financial Services in Fayetteville

Review 5 credit repair companies, personal lenders, and financial services in Fayetteville, Arkansas. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.

Arkansas avg credit score: 685 Median income: $56,335 Poverty rate: 15.7% Payday loans: Banned Arkansas overview →

Featured Provider Profiles in Fayetteville

5 companies
Arvest Bank logo

Arvest Bank

Arvest Bank is a community-based financial institution serving Arkansas, Kansas, Missouri, and Oklahoma with checking, savings, mortgages, business services, and wealth management solutions.

BBB: NR

Profile signals: Residents of Arkansas, Kansas, Missouri, or Oklahoma seeking comprehensive local banking relationships, Small to mid-sized businesses needing integrated cash management and receivables solutions

Credit Counseling of Arkansas logo

Credit Counseling of Arkansas

Non-profit credit counseling agency offering free budget, credit, and housing counseling plus debt management programs since 1995.

BBB: NR

Profile signals: Families struggling with credit card, medical, or housing debt seeking non-profit guidance context to verify, First-time homebuyers needing HUD-certified counseling before purchase

Priority Bank logo

Priority Bank

Priority Bank is an FDIC-insured community bank offering checking, savings, loans, and insurance services across Arkansas locations with a focus on Kasasa rewards accounts.

BBB: NR

Profile signals: Arkansas residents seeking community banking with local branch access and personalized service, Customers wanting Kasasa rewards checking with cash-back benefits and nationwide ATM fee refunds

Signature Bank of Arkansas logo

Signature Bank of Arkansas

Review this provider profile and compare source-linked details before choosing what to do next.

BBB: NR

Profile signals: Local banking with personal service, Review this provider profile and compare source-linked details before choosing what to do next.

Uark logo

Uark

UARK Federal Credit Union is a not-for-profit member-owned financial cooperative offering competitive loans, checking accounts, and savings products to its members.

BBB: NR

Profile signals: Members seeking competitive auto and mortgage loans with member-owned, not-for-profit structure, Savers looking for higher-yield checking and certificate accounts than traditional banks

Banks in Fayetteville

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Arvest Bank logo

Arvest Bank

Arvest Bank is a community-based financial institution serving Arkansas, Kansas, Missouri, and Oklahoma with checking, savings, mortgages, business services, and wealth management solutions.

BBB: NR

Profile signals: Residents of Arkansas, Kansas, Missouri, or Oklahoma seeking comprehensive local banking relationships, Small to mid-sized businesses needing integrated cash management and receivables solutions

Priority Bank logo

Priority Bank

Priority Bank is an FDIC-insured community bank offering checking, savings, loans, and insurance services across Arkansas locations with a focus on Kasasa rewards accounts.

BBB: NR

Profile signals: Arkansas residents seeking community banking with local branch access and personalized service, Customers wanting Kasasa rewards checking with cash-back benefits and nationwide ATM fee refunds

Signature Bank of Arkansas logo

Signature Bank of Arkansas

Review this provider profile and compare source-linked details before choosing what to do next.

BBB: NR

Profile signals: Local banking with personal service, Review this provider profile and compare source-linked details before choosing what to do next.

Free Help in Fayetteville

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Credit Counseling of Arkansas logo

Credit Counseling of Arkansas

Non-profit credit counseling agency offering free budget, credit, and housing counseling plus debt management programs since 1995.

BBB: NR

Profile signals: Families struggling with credit card, medical, or housing debt seeking non-profit guidance context to verify, First-time homebuyers needing HUD-certified counseling before purchase

Credit Unions in Fayetteville

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Uark logo

Uark

UARK Federal Credit Union is a not-for-profit member-owned financial cooperative offering competitive loans, checking accounts, and savings products to its members.

BBB: NR

Profile signals: Members seeking competitive auto and mortgage loans with member-owned, not-for-profit structure, Savers looking for higher-yield checking and certificate accounts than traditional banks

Your Rights in Arkansas

Arkansas Consumer Protections: Arkansas has one of the strongest usury protections in the nation, with a constitutional cap on interest rates at 17% above the federal discount rate. This effectively bans payday lending in the state. Consumers are further protected by the Deceptive Trade Practices Act and can file complaints with the Attorney General.

Interest Rate Cap: Arkansas usury cap: 17% constitutional usury cap (Amendment 89); payday lending effectively banned. Payday lending is banned in this state.

Key Regulations:
  • The Arkansas Constitution (Amendment 89) caps interest at 17% above the federal discount rate.
  • Payday lending is effectively banned under the constitutional usury cap.
  • Check-cashers must be licensed but cannot offer deferred deposit loans.
  • The Arkansas Deceptive Trade Practices Act protects consumers against high-cost lending.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Arkansas Attorney General Consumer Protection Division.

Research Service Guides

Use these guides with local pages, state rules, and provider profiles before contacting a company.

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