Erie, PA

Credit Repair & Financial Services in Erie

Review 7 credit repair companies, personal lenders, and financial services in Erie, Pennsylvania. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.

Pennsylvania avg credit score: 713 Median income: $73,170 Poverty rate: 11.1% Payday loans: Banned Pennsylvania overview →

Featured Provider Profiles in Erie

7 companies
Americo logo

Americo

Americo Federal Credit Union is a full-service credit union formed in 2003 serving over 100 employee groups in Erie, Pennsylvania with rate claims to verify on loans and savings products.

BBB: NR

Profile signals: Erie County school employees and American Sterilizer company employees seeking member-owned banking, Individuals from one of 100+ sponsored employee groups seeking competitive loan and savings rates

Erie City Employees logo

Erie City Employees

Erie FCU is a member-owned credit union serving Erie, PA with 90 years of community banking experience, offering personal and business financial services including checking, savings, loans, mortgages, and investment planning.

BBB: NR

Profile signals: Erie, PA residents and businesses seeking community-focused banking with member ownership benefits, Small business owners needing SBA loans, equipment financing, or commercial credit products

Locomotive & Control Employees logo

Locomotive & Control Employees

LCE Federal Credit Union is a member-owned financial institution serving Locomotive & Control Employees with savings, checking, loans, and financial services.

BBB: NR

Profile signals: Locomotive and Control Employees seeking member-owned financial institution with rate claims to verify, Individuals needing comprehensive loan products (auto, personal, student, mortgage) in one institution

Marquette Savings Bank logo

Marquette Savings Bank

Marquette Savings Bank is a community-focused bank offering personal and business banking services, including checking, savings, mortgages, loans, and credit cards with an emphasis on local financial empowerment.

BBB: NR

Profile signals: Individuals and families in Erie, Pennsylvania seeking personalized local banking relationships, First-time homebuyers interested in educational support and mortgage guidance

Saint Martin Center, Inc logo

Saint Martin Center, Inc

St. Martin Center is a Catholic non-profit providing financial literacy workshops, emergency assistance, food pantry services, and community support programs in northwestern Pennsylvania.

BBB: NR

Profile signals: Low-income Erie County, PA residents seeking free financial literacy education and emergency assistance, First-time homebuyers looking for affordable financial preparation and education workshops

Tri State Rail logo

Tri State Rail

Tri State Rail Federal Credit Union is a not-for-profit, member-owned credit union serving railroad employees, retirees, and families since 1949 with competitive loan rates and savings yields.

BBB: NR

Profile signals: Current and retired railroad industry employees seeking member-owned financial services, Railroad workers' families eligible for credit union membership benefits

Credit Unions in Erie

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Americo logo

Americo

Americo Federal Credit Union is a full-service credit union formed in 2003 serving over 100 employee groups in Erie, Pennsylvania with rate claims to verify on loans and savings products.

BBB: NR

Profile signals: Erie County school employees and American Sterilizer company employees seeking member-owned banking, Individuals from one of 100+ sponsored employee groups seeking competitive loan and savings rates

Erie City Employees logo

Erie City Employees

Erie FCU is a member-owned credit union serving Erie, PA with 90 years of community banking experience, offering personal and business financial services including checking, savings, loans, mortgages, and investment planning.

BBB: NR

Profile signals: Erie, PA residents and businesses seeking community-focused banking with member ownership benefits, Small business owners needing SBA loans, equipment financing, or commercial credit products

Locomotive & Control Employees logo

Locomotive & Control Employees

LCE Federal Credit Union is a member-owned financial institution serving Locomotive & Control Employees with savings, checking, loans, and financial services.

BBB: NR

Profile signals: Locomotive and Control Employees seeking member-owned financial institution with rate claims to verify, Individuals needing comprehensive loan products (auto, personal, student, mortgage) in one institution

Tri State Rail logo

Tri State Rail

Tri State Rail Federal Credit Union is a not-for-profit, member-owned credit union serving railroad employees, retirees, and families since 1949 with competitive loan rates and savings yields.

BBB: NR

Profile signals: Current and retired railroad industry employees seeking member-owned financial services, Railroad workers' families eligible for credit union membership benefits

Widget logo

Widget

Widget Financial is a federally chartered credit union headquartered in Erie, PA, offering membership-based savings, checking, loans, and investment services with NCUA insurance protection.

BBB: NR

Profile signals: Erie, PA residents seeking relationship banking with competitive loan rates and federal insurance protection, Credit union members or employees of organizations affiliated with Widget Financial seeking comprehensive lending and deposit services

Banks in Erie

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Marquette Savings Bank logo

Marquette Savings Bank

Marquette Savings Bank is a community-focused bank offering personal and business banking services, including checking, savings, mortgages, loans, and credit cards with an emphasis on local financial empowerment.

BBB: NR

Profile signals: Individuals and families in Erie, Pennsylvania seeking personalized local banking relationships, First-time homebuyers interested in educational support and mortgage guidance

Free Help in Erie

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Saint Martin Center, Inc logo

Saint Martin Center, Inc

St. Martin Center is a Catholic non-profit providing financial literacy workshops, emergency assistance, food pantry services, and community support programs in northwestern Pennsylvania.

BBB: NR

Profile signals: Low-income Erie County, PA residents seeking free financial literacy education and emergency assistance, First-time homebuyers looking for affordable financial preparation and education workshops

Your Rights in Pennsylvania

Pennsylvania Consumer Protections: Pennsylvania effectively bans payday lending through its strict usury laws. Licensed consumer discount companies can charge higher rates but remain well below payday loan levels. Consumers can file complaints with the Department of Banking and Securities or the Attorney General's Bureau of Consumer Protection.

Interest Rate Cap: Pennsylvania usury cap: 6% for non-licensed lenders (24% for licensed small loan companies); payday lending banned. Payday lending is banned in this state.

Key Regulations:
  • Payday lending is banned; the state's usury cap of 6% (24% for licensed lenders) prevents it.
  • Licensed consumer discount companies regulated under the Consumer Discount Company Act.
  • The Pennsylvania Unfair Trade Practices and Consumer Protection Law prohibits deceptive lending.
  • Title lending is also restricted under state law.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Pennsylvania Attorney General Bureau of Consumer Protection.

Research Service Guides

Use these guides with local pages, state rules, and provider profiles before contacting a company.

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