Credit Unions Provider Profiles in Erie, PA

Review 5 listed credit unions profiles associated with Erie, Pennsylvania.

5 Listed Profiles Payday: Banned

Pennsylvania Lending Regulations

Pennsylvania effectively bans payday lending through its strict usury laws. Licensed consumer discount companies can charge higher rates but remain well below payday loan levels. Consumers can file complaints with the Department of Banking and Securities or the Attorney General's Bureau of Consumer Protection.

Usury cap: 6% for non-licensed lenders (24% for licensed small loan companies); payday lending banned Agency: Pennsylvania Attorney General Bureau of Consumer Protection

Listed Credit Unions Profiles in Erie (5)

Americo logo

Americo

Americo Federal Credit Union is a full-service credit union formed in 2003 serving over 100 employee groups in Erie, Pennsylvania with rate claims to verify on loans and savings products.

BBB: NR

Profile signals: Erie County school employees and American Sterilizer company employees seeking member-owned banking, Individuals from one of 100+ sponsored employee groups seeking competitive loan and savings rates

Erie City Employees logo

Erie City Employees

Erie FCU is a member-owned credit union serving Erie, PA with 90 years of community banking experience, offering personal and business financial services including checking, savings, loans, mortgages, and investment planning.

BBB: NR

Profile signals: Erie, PA residents and businesses seeking community-focused banking with member ownership benefits, Small business owners needing SBA loans, equipment financing, or commercial credit products

Locomotive & Control Employees logo

Locomotive & Control Employees

LCE Federal Credit Union is a member-owned financial institution serving Locomotive & Control Employees with savings, checking, loans, and financial services.

BBB: NR

Profile signals: Locomotive and Control Employees seeking member-owned financial institution with rate claims to verify, Individuals needing comprehensive loan products (auto, personal, student, mortgage) in one institution

Tri State Rail logo

Tri State Rail

Tri State Rail Federal Credit Union is a not-for-profit, member-owned credit union serving railroad employees, retirees, and families since 1949 with competitive loan rates and savings yields.

BBB: NR

Profile signals: Current and retired railroad industry employees seeking member-owned financial services, Railroad workers' families eligible for credit union membership benefits

Widget logo

Widget

Widget Financial is a federally chartered credit union headquartered in Erie, PA, offering membership-based savings, checking, loans, and investment services with NCUA insurance protection.

BBB: NR

Profile signals: Erie, PA residents seeking relationship banking with competitive loan rates and federal insurance protection, Credit union members or employees of organizations affiliated with Widget Financial seeking comprehensive lending and deposit services