Dearborn, MI

Credit Repair & Financial Services in Dearborn

Review 9 credit repair companies, personal lenders, and financial services in Dearborn, Michigan. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.

Michigan avg credit score: 707 Median income: $68,505 Poverty rate: 13.1% Payday loans: Legal Michigan overview →

Featured Provider Profiles in Dearborn

9 companies
Sonic Loans logo

Sonic Loans

Michigan-based mortgage lender specializing in fast closings (8.2 days average) for conventional, FHA, VA, USDA, and jumbo loans in Metro Detroit.

5.0/5

Google rating from 123 reviews

BBB: NR

Profile signals: Metro Detroit homebuyers seeking fast pre-approval and closing timelines for competitive offer submission, Homeowners looking to refinance for rate reduction or cash-out debt consolidation with minimal processing delays

All Cash Advance logo

All Cash Advance

Advance America offers payday loans and online personal loans with provider-stated funding timing at physical store locations throughout the Detroit metro area.

4.8/5

Google rating from 13 reviews

BBB: NR

Profile signals: Employed workers with predictable paychecks facing true one-time emergencies, Borrowers within driving distance of a Dearborn-area Advance America location who need same-day cash

AWA Financial Services, LLC logo

AWA Financial Services, LLC

AWA Financial Services provides accounting, bookkeeping, and financial planning services for small businesses and individuals, offering flexible pricing based on transaction volume.

BBB: NR

Profile signals: Small business owners with 100-600 monthly transactions who want to outsource bookkeeping and focus on growth, Businesses with disorganized books needing one-time accounting cleanup or catch-up work

CREDIT EDITOR, LLC logo

CREDIT EDITOR, LLC

Credit Editor LLC disputes negative items on credit reports and works with bureaus and creditors for credit-score context to review. Based in Dearborn, Michigan.

BBB: NR

Profile signals: Consumers with multiple negative items on reports who prefer professional representation, Individuals unfamiliar with dispute procedures seeking hands-off credit repair

Dearborn Federal Savings Bank logo

Dearborn Federal Savings Bank

Federally chartered mutual savings bank headquartered in Dearborn, Michigan, offering checking, savings, mortgages, and lending products across 5 local branches.

BBB: NR

Profile signals: First-time homebuyers in the Dearborn/Dearborn Heights area seeking affordable mortgage options, Local consumers building credit who need accessible lending and supportive banking services

Jpmorgan Chase Bank, Dearborn logo

Jpmorgan Chase Bank, Dearborn

JPMorgan Chase Bank branch in Dearborn, Michigan offering checking, savings, credit cards, home loans, and auto financing with ATM access.

BBB: NR

Profile signals: Households seeking one-stop banking with checking, savings, credit cards, mortgages, and auto loans, Consumers who value convenient branch and ATM access for in-person transactions and appointments

Emergency Cash in Dearborn

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All Cash Advance logo

All Cash Advance

Advance America offers payday loans and online personal loans with provider-stated funding timing at physical store locations throughout the Detroit metro area.

4.8/5

Google rating from 13 reviews

BBB: NR

Profile signals: Employed workers with predictable paychecks facing true one-time emergencies, Borrowers within driving distance of a Dearborn-area Advance America location who need same-day cash

Max Payday Loans logo

Max Payday Loans

Max Payday Loans is a loan marketplace connecting borrowers to third-party lenders offering payday loans up to $1,000 with same-day or quick funding for emergency expenses.

BBB: NR

Profile signals: Borrowers with bad credit or limited credit history who have been denied by traditional lenders and are comparing emergency-cash timing, Consumers seeking multiple loan options to compare before committing, as the platform connects to various lenders

Solid Cash Advance logo

Solid Cash Advance

Solid Cash Advance offers fast payday and personal loans in Dearborn, MI with extended hours and same-day processing for borrowers needing quick short-term funds.

BBB: NR

Profile signals: Borrowers in Dearborn, MI area seeking same-day or next-day payday loans (if physical location is operational), Consumers needing personal loans for home renovation or emergency expenses

Business Loans in Dearborn

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AWA Financial Services, LLC logo

AWA Financial Services, LLC

AWA Financial Services provides accounting, bookkeeping, and financial planning services for small businesses and individuals, offering flexible pricing based on transaction volume.

BBB: NR

Profile signals: Small business owners with 100-600 monthly transactions who want to outsource bookkeeping and focus on growth, Businesses with disorganized books needing one-time accounting cleanup or catch-up work

Credit Repair in Dearborn

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CREDIT EDITOR, LLC logo

CREDIT EDITOR, LLC

Credit Editor LLC disputes negative items on credit reports and works with bureaus and creditors for credit-score context to review. Based in Dearborn, Michigan.

BBB: NR

Profile signals: Consumers with multiple negative items on reports who prefer professional representation, Individuals unfamiliar with dispute procedures seeking hands-off credit repair

Banks in Dearborn

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Dearborn Federal Savings Bank logo

Dearborn Federal Savings Bank

Federally chartered mutual savings bank headquartered in Dearborn, Michigan, offering checking, savings, mortgages, and lending products across 5 local branches.

BBB: NR

Profile signals: First-time homebuyers in the Dearborn/Dearborn Heights area seeking affordable mortgage options, Local consumers building credit who need accessible lending and supportive banking services

Personal Loans in Dearborn

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Jpmorgan Chase Bank, Dearborn logo

Jpmorgan Chase Bank, Dearborn

JPMorgan Chase Bank branch in Dearborn, Michigan offering checking, savings, credit cards, home loans, and auto financing with ATM access.

BBB: NR

Profile signals: Households seeking one-stop banking with checking, savings, credit cards, mortgages, and auto loans, Consumers who value convenient branch and ATM access for in-person transactions and appointments

Mortgages & Home Loans in Dearborn

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Sonic Loans logo

Sonic Loans

Michigan-based mortgage lender specializing in fast closings (8.2 days average) for conventional, FHA, VA, USDA, and jumbo loans in Metro Detroit.

5.0/5

Google rating from 123 reviews

BBB: NR

Profile signals: Metro Detroit homebuyers seeking fast pre-approval and closing timelines for competitive offer submission, Homeowners looking to refinance for rate reduction or cash-out debt consolidation with minimal processing delays

Check Cashing & Money Services in Dearborn

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Western Union logo

Western Union

At 15450 Michigan Ave in Dearborn, MI, Western Union provides check cashing and money transfer services open 8AM-9PM daily.

BBB: NR

Profile signals: Oklahoma residents in the Tulsa metropolitan area seeking a community-focused credit union, Members who value local banking relationships combined with nationwide ATM and service center access

Your Rights in Michigan

Michigan Consumer Protections: Michigan allows payday lending with a $600 cap, tiered fee structure, and a one-loan-at-a-time limit. Rollovers are prohibited. The Department of Insurance and Financial Services regulates consumer lenders, and complaints can be filed with DIFS or the Attorney General.

Interest Rate Cap: Michigan usury cap: 25% for consumer loans; payday loans capped at $600 with 15% fee on first $100, tiered after.

Key Regulations:
  • Payday loans (deferred presentment) capped at $600 with tiered fees: 15% first $100, 14% on $100-$200, 13% on $200-$300, etc.
  • Maximum loan term is 31 days; rollovers prohibited.
  • Borrowers limited to one payday loan at a time.
  • The Michigan Consumer Protection Act provides additional safeguards against deceptive lending.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Michigan Attorney General Consumer Protection Division.

Research Service Guides

Use these guides with local pages, state rules, and provider profiles before contacting a company.

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