Coral Gables, FL

Credit Repair & Financial Services in Coral Gables

Compare 8 credit repair companies, personal lenders, and financial services in Coral Gables, Florida. All independently reviewed with BBB ratings and pricing.

Florida avg credit score: 706 Median income: $71,711 Poverty rate: 11.4% Payday loans: Legal Florida overview →

Top Rated in Coral Gables

8 companies
Corporate Cash Credit logo

Corporate Cash Credit

Corporate Cash Credit helps small business owners secure unsecured corporate credit cards and business funding by building their Paydex score and matching them with appropriate lenders.

4.4/5
Contact BBB: NR

Best for: Small business owners (2-10 years established) needing to build business credit from scratch or repair damaged Paydex scores, Entrepreneurs with weak personal credit who need unsecured funding without personal guarantees

Debt Defense Law logo

Debt Defense Law

Miami-based consumer defense law firm specializing in debt collection lawsuits, garnishment reversal, and FDCPA violations. Represents individuals against creditors and debt collectors.

4.4/5
Contact BBB: NR

Best for: Florida residents being sued by credit card companies or debt collectors who want litigation defense rather than bankruptcy, Consumers experiencing illegal debt collector harassment (calls, mail, threats) who want to file FDCPA countersuit claims

THE CREDIT BOSS GROUP LLC logo

THE CREDIT BOSS GROUP LLC

The Credit Boss Group offers personalized credit analysis, dispute strategy, and credit education to help clients understand and improve their credit profiles without false promises.

4.3/5
$79.99/mo BBB: NR

Best for: Individuals rebuilding credit and seeking long-term financial stability through education, Future homebuyers who need to position their credit profile for mortgage qualification

University Credit Union logo

University Credit Union

Credit union serving University of Miami, FIU, St. Thomas University, and legal communities in Florida since 1947. Offers checking, savings, loans, mortgages, and business banking.

4.3/5
Contact BBB: NR

Best for: University of Miami, FIU, and St. Thomas University employees, students, and alumni seeking member-exclusive rates and campus-based banking convenience, Legal professionals and court employees in South Florida (Palm Beach, Broward, Miami-Dade, Monroe Counties) needing a specialized banking partner

Amerant Bank, National Association logo

Amerant Bank, National Association

Amerant Bank is a national association bank offering personal, business, and commercial banking services including checking, savings, CDs, credit cards, and digital banking tools.

4.2/5
Contact BBB:

Best for: Customers in Miami-Dade and surrounding areas seeking community-focused banking with sports partnerships, Small business owners and self-employed professionals needing business banking and payment solutions

Bradesco Bank logo

Bradesco Bank

Bradesco Bank is a major Latin American financial institution offering banking, investments, lending, and credit products to US residents and international clients.

4.2/5
Contact BBB:

Best for: Non-resident international clients seeking to purchase or refinance property in the USA, High-net-worth individuals and business owners needing comprehensive banking and investment solutions

Banks in Coral Gables

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Amerant Bank, National Association logo

Amerant Bank, National Association

Amerant Bank is a national association bank offering personal, business, and commercial banking services including checking, savings, CDs, credit cards, and digital banking tools.

4.2/5
Contact BBB:

Best for: Customers in Miami-Dade and surrounding areas seeking community-focused banking with sports partnerships, Small business owners and self-employed professionals needing business banking and payment solutions

Bradesco Bank logo

Bradesco Bank

Bradesco Bank is a major Latin American financial institution offering banking, investments, lending, and credit products to US residents and international clients.

4.2/5
Contact BBB:

Best for: Non-resident international clients seeking to purchase or refinance property in the USA, High-net-worth individuals and business owners needing comprehensive banking and investment solutions

Intercredit Bank, National Association logo

Intercredit Bank, National Association

FDIC-insured national bank headquartered in Miami offering personal and business checking, savings, loans, and international banking services with bilingual support.

4.2/5
Contact BBB:

Best for: Small business owners seeking personalized commercial real estate financing, International customers and businesses needing foreign exchange and cross-border payment services

Bankmiami logo

Bankmiami

BankMiami is a community-focused bank offering personal and business banking services with FDIC insurance, founded by Miami banking leaders committed to personalized, relationship-based financial solutions.

4.1/5
Contact BBB:

Best for: Miami-based entrepreneurs and business owners seeking relationship banking, Local professionals wanting personalized financial guidance from knowledgeable advisors

Business Loans in Coral Gables

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Corporate Cash Credit logo

Corporate Cash Credit

Corporate Cash Credit helps small business owners secure unsecured corporate credit cards and business funding by building their Paydex score and matching them with appropriate lenders.

4.4/5
Contact BBB: NR

Best for: Small business owners (2-10 years established) needing to build business credit from scratch or repair damaged Paydex scores, Entrepreneurs with weak personal credit who need unsecured funding without personal guarantees

Bankruptcy Services in Coral Gables

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Debt Defense Law logo

Debt Defense Law

Miami-based consumer defense law firm specializing in debt collection lawsuits, garnishment reversal, and FDCPA violations. Represents individuals against creditors and debt collectors.

4.4/5
Contact BBB: NR

Best for: Florida residents being sued by credit card companies or debt collectors who want litigation defense rather than bankruptcy, Consumers experiencing illegal debt collector harassment (calls, mail, threats) who want to file FDCPA countersuit claims

Credit Repair in Coral Gables

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THE CREDIT BOSS GROUP LLC logo

THE CREDIT BOSS GROUP LLC

The Credit Boss Group offers personalized credit analysis, dispute strategy, and credit education to help clients understand and improve their credit profiles without false promises.

4.3/5
$79.99/mo BBB: NR

Best for: Individuals rebuilding credit and seeking long-term financial stability through education, Future homebuyers who need to position their credit profile for mortgage qualification

Credit Unions in Coral Gables

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University Credit Union logo

University Credit Union

Credit union serving University of Miami, FIU, St. Thomas University, and legal communities in Florida since 1947. Offers checking, savings, loans, mortgages, and business banking.

4.3/5
Contact BBB: NR

Best for: University of Miami, FIU, and St. Thomas University employees, students, and alumni seeking member-exclusive rates and campus-based banking convenience, Legal professionals and court employees in South Florida (Palm Beach, Broward, Miami-Dade, Monroe Counties) needing a specialized banking partner

Your Rights in Florida

Florida Consumer Protections: Florida allows payday lending with notable consumer protections including a statewide database preventing multiple simultaneous loans, a $500 cap, and a 24-hour cooling-off period. The Office of Financial Regulation oversees all consumer lenders. Consumers can file complaints online through the OFR or the Attorney General.

Interest Rate Cap: Florida usury cap: 18% for loans under $500,000; 25% criminal usury threshold; payday loans regulated separately.

Key Regulations:
  • Payday loans (deferred presentment) capped at $500 with maximum fee of $10 per $100 ($300) or $15 per $100 ($300-$500).
  • Borrowers can have only one outstanding payday loan at a time, tracked via a statewide database.
  • A mandatory 24-hour cooling-off period is required between payday loans.
  • The Florida Consumer Finance Act regulates installment lenders with tiered rate caps.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Florida Attorney General Consumer Protection Division.

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