Bradesco Bank logo

Bradesco Bank in Coral Gables, FL

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Bradesco Bank is a major Latin American financial institution offering banking, investments, lending, and credit products to US residents and international clients.

Data compiled from public sources

Bradesco Bank Review

Bradesco Bank is one of the largest financial institutions in Latin America, now operating in the United States with a focus on serving both individual and business clients. The institution leverages its three-decade track record in cross-border banking to provide comprehensive financial solutions tailored to diverse customer needs. The bank offers a broad suite of products including personal and private banking services, credit cards with global benefits, real estate financing for non-residents, investment solutions, money transfer services, and business lending.

They provide digital banking through the Bradesco App, which enables online money transfers, investment portfolio access, and account connectivity. The company also offers educational resources developed in partnership with BlackRock, one of the world's largest asset managers, to help clients make informed financial decisions. Bradesco distinguishes itself through its international heritage and experience context in non-resident lending, particularly for real estate purchases in the USA.

Their 30-year track record in cross-border financing and positioning as a major Latin American financial institution gives them unique insight into serving international clients. The partnership with BlackRock for financial education content and emphasis on digital solutions through their mobile app reflect a modern approach to banking services. As a traditional full-service bank, Bradesco appeals to clients seeking comprehensive financial services rather than listed or budget-focused banking.

Prospective customers should note that detailed pricing information, fee structures, and product terms are not prominently displayed on the primary website, requiring direct contact for specific rate and requirement information.

Services & Features

Account connectivity and portfolio aggregation
Business banking and lending services
Credit cards with global benefits
Financial education content and market insights
Global investment portfolio access
Investment solutions and self-directed investment accounts
Mobile banking via Bradesco App
Money transfer and remittance services
Personal banking and checking accounts
Private banking services for high-net-worth clients
Real estate lending for non-residents purchasing USA properties
Savings account and college savings planning tools

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Over 30 years of listed experience financing real estate for non-residents in the USA
  • Comprehensive product suite covering personal banking, investments, lending, and credit services
  • Digital banking platform (Bradesco App) enabling seamless money transfers and portfolio management
  • Financial education content developed in partnership with BlackRock for informed investing
  • Global reach as one of Latin America's largest financial institutions with US operations
  • Multiple service tiers (Private Bank, Personal Bank, Business) addressing different client needs
  • Money transfer services with same-day or rapid processing capability

Cons

  • Website lacks transparency on specific interest rates, APRs, fees, and account minimums
  • Eligibility requirements and product-specific terms not clearly outlined on primary website
  • Limited information about customer service availability, support hours, or contact methods for account holders
  • No details on FDIC insurance coverage or deposit protection specifics
  • Predominantly geared toward higher-net-worth individuals and international clients rather than mass-market consumers

State Consumer Finance Context

This is state-level context for Banks consumers in Coral Gables, FL. It does not confirm that Bradesco Bank or this specific location is licensed.

State regulator

Florida Office of Financial Regulation

Key state rules to check

  • Payday loans (deferred presentment) capped at $500 with maximum fee of $10 per $100 ($300) or $15 per $100 ($300-$500).
  • Borrowers can have only one outstanding payday loan at a time, tracked via a statewide database.
  • A mandatory 24-hour cooling-off period is required between payday loans.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Mortgage Lending Transparency

Bradesco Bank processed 1,112 mortgage applications in 2023, with 91.5% recorded as approved across 5 states.

1,112

Applications

91.5%

Approval Rate

$513K

Avg Loan

5

States Served

Approval Rate by Applicant Income

Under $50K
100%
$50K–$100K
81.2%
$100K–$200K
94.5%
Over $200K
90.7%

Based on 1,112 applications. Income in thousands (reported by applicant).

States With Recorded Applications

Florida 1,042 apps · 90.9%
Texas 55 apps · 90.9%
New York 9 apps · 77.8%
Colorado 5 apps · 100%
Georgia 1 apps · 100%

Source: CFPB Home Mortgage Disclosure Act (HMDA) Data, 2023. Applications include originated, approved, and denied loans.

Frequently Asked Questions

What services does Bradesco Bank offer?

Bradesco Bank offers 12 services including Personal banking and checking accounts, Private banking services for high-net-worth clients, Credit cards with global benefits, Real estate lending for non-residents purchasing USA properties, Business banking and lending services, and 7 more.

What profile signals are listed for Bradesco Bank?

Bradesco Bank has profile signals associated with Non-resident international clients seeking to purchase or refinance property in the USA, High-net-worth individuals and business owners needing comprehensive banking and investment solutions, Latin American clients with US financial service needs and existing Bradesco relationships, Investors seeking financial education and portfolio management services with institutional backing.

What are the strengths and weaknesses of Bradesco Bank?

Key strengths: Over 30 years of listed experience financing real estate for non-residents in the USA; Comprehensive product suite covering personal banking, investments, lending, and credit services; Digital banking platform (Bradesco App) enabling seamless money transfers and portfolio management. Areas to consider: Website lacks transparency on specific interest rates, APRs, fees, and account minimums; Eligibility requirements and product-specific terms not clearly outlined on primary website.

How does Bradesco Bank compare to similar companies?

In the Banks category, comparable providers include American Momentum Bank, Crews Bank & Trust, EdFed. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Founded
1973
Headquarters
Coral Gables, FL
BBB Accredited
No
Certifications
FDIC Insured FDIC Cert #21265
Visit Bradesco Bank

CreditDoc Profile Note

Research Note on Bradesco Bank

Bradesco Bank is profile signals for high-net-worth international clients and non-residents seeking to finance US real estate purchases or manage comprehensive banking and investment services. The main caveat is that specific pricing, fees, account minimums, and detailed eligibility criteria are not listed on their website, requiring direct contact with the bank to obtain concrete product terms.

Profile Signals

  • Non-resident international clients seeking to purchase or refinance property in the USA
  • High-net-worth individuals and business owners needing comprehensive banking and investment solutions
  • Latin American clients with US financial service needs and existing Bradesco relationships
  • Investors seeking financial education and portfolio management services with institutional backing
Updated 2026-05-08

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Quick Summary

  • Bradesco Bank is listed as a Banks provider in Coral Gables, FL on CreditDoc.
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