Commerce City, CO

Credit Repair & Financial Services in Commerce City

Review 6 credit repair companies, personal lenders, and financial services in Commerce City, Colorado. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.

Colorado avg credit score: 725 Median income: $87,598 Poverty rate: 9.1% Payday loans: Restricted Colorado overview →

Featured Provider Profiles in Commerce City

6 companies
ACE Cash Express logo

ACE Cash Express

Commerce City, CO's ACE Cash Express at 4952 E 62nd Ave offers payday loans and title loans to residents researching short-term cash access solutions.

BBB: NR

Profile signals: Consumers researching short-term cash access for unexpected expenses or emergencies, Borrowers with collateral (vehicle) who can obtain title loans as an alternative to unsecured lending

EZPAWN logo

EZPAWN

Commerce City, CO residents can pawn valuables at EZPAWN, 6195 E 72nd Ave, open Mon-Sat 9AM-6PM.

BBB: NR

Profile signals: Individuals researching short-term cash access against personal valuables without credit approval, Jewelry or gold sellers seeking quick payment with on-site precious metals testing

Fast Cash Pawn logo

Fast Cash Pawn

FirstCash is the leading international pawn shop operator with 3,300+ locations across 29 U.S. states, UK, and Latin America, offering pawn loans, retail sales, and gold buying services.

BBB: NR

Profile signals: Consumers with personal property of value who are researching short-term cash access without credit approval, Individuals without access to traditional credit who need fast short-term loans

HiLo check Cashing logo

HiLo check Cashing

Hi-Lo Check Cashing is a check-cashing service located in Commerce City, Colorado, offering basic financial transaction services to local residents and businesses.

BBB: NR

Profile signals: Unbanked and underbanked individuals in Commerce City researching short-term cash access, Local residents requiring check-cashing services without bank accounts

MoneyGram logo

MoneyGram

MoneyGram at 5990 Dahlia St in Commerce City, CO offers check-cashing and money transfer services with extended daily hours.

BBB: NR

Profile signals: Customers in Commerce City needing convenient money transfer within walking distance, International senders and receivers managing cross-border family remittances

Operation Hope-Commerce City Co logo

Operation Hope-Commerce City Co

Operation HOPE is America's first nonprofit social investment bank offering free financial coaching, credit counseling, and financial literacy programs to underserved communities nationwide.

BBB: NR

Profile signals: Low-to-moderate income individuals seeking free financial education and personalized guidance without commercial pressure, First-time homebuyers and small business owners from underserved communities needing structured preparation and mentoring

Pawn Shops in Commerce City

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EZPAWN logo

EZPAWN

Commerce City, CO residents can pawn valuables at EZPAWN, 6195 E 72nd Ave, open Mon-Sat 9AM-6PM.

BBB: NR

Profile signals: Individuals researching short-term cash access against personal valuables without credit approval, Jewelry or gold sellers seeking quick payment with on-site precious metals testing

Fast Cash Pawn logo

Fast Cash Pawn

FirstCash is the leading international pawn shop operator with 3,300+ locations across 29 U.S. states, UK, and Latin America, offering pawn loans, retail sales, and gold buying services.

BBB: NR

Profile signals: Consumers with personal property of value who are researching short-term cash access without credit approval, Individuals without access to traditional credit who need fast short-term loans

Check Cashing & Money Services in Commerce City

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HiLo check Cashing logo

HiLo check Cashing

Hi-Lo Check Cashing is a check-cashing service located in Commerce City, Colorado, offering basic financial transaction services to local residents and businesses.

BBB: NR

Profile signals: Unbanked and underbanked individuals in Commerce City researching short-term cash access, Local residents requiring check-cashing services without bank accounts

MoneyGram logo

MoneyGram

MoneyGram at 5990 Dahlia St in Commerce City, CO offers check-cashing and money transfer services with extended daily hours.

BBB: NR

Profile signals: Customers in Commerce City needing convenient money transfer within walking distance, International senders and receivers managing cross-border family remittances

Emergency Cash in Commerce City

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ACE Cash Express logo

ACE Cash Express

Commerce City, CO's ACE Cash Express at 4952 E 62nd Ave offers payday loans and title loans to residents researching short-term cash access solutions.

BBB: NR

Profile signals: Consumers researching short-term cash access for unexpected expenses or emergencies, Borrowers with collateral (vehicle) who can obtain title loans as an alternative to unsecured lending

Free Help in Commerce City

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Operation Hope-Commerce City Co logo

Operation Hope-Commerce City Co

Operation HOPE is America's first nonprofit social investment bank offering free financial coaching, credit counseling, and financial literacy programs to underserved communities nationwide.

BBB: NR

Profile signals: Low-to-moderate income individuals seeking free financial education and personalized guidance without commercial pressure, First-time homebuyers and small business owners from underserved communities needing structured preparation and mentoring

Your Rights in Colorado

Colorado Consumer Protections: Colorado voters approved Proposition 111 in 2018, capping payday loan APR at 36% and requiring minimum 6-month terms. The Uniform Consumer Credit Code provides comprehensive consumer-protection context for all credit transactions. Consumers can file complaints with the Attorney General or the Division of Banking.

Interest Rate Cap: Colorado usury cap: 36% APR cap on payday loans (2018 ballot measure); 12% for consumer loans under usury statute. Payday lending is restricted (max $500).

Key Regulations:
  • Proposition 111 (2018) capped payday loan APR at 36% and eliminated balloon payments.
  • The Uniform Consumer Credit Code governs most consumer lending in the state.
  • Payday loans limited to $500 with a minimum 6-month term.
  • Supervised lenders licensed by the Division of Banking can charge rates above the usury cap.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Colorado Attorney General Consumer Protection Section.

Research Service Guides

Use these guides with local pages, state rules, and provider profiles before contacting a company.

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