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Hi-Lo Check Cashing is a check-cashing service located in Commerce City, Colorado, offering basic financial transaction services to local residents and businesses.
Data compiled from public sources
Hi-Lo Check Cashing operates as a check-cashing business serving the Commerce City, Colorado area. The company is registered as a member of the Commerce City Chamber of Commerce and maintains a Centennial Club membership status, indicating established local business presence and community involvement. The business has been listed in local business directories and maintains a physical location at 7280 Monaco Street in Commerce City.
These are essential financial services for unbanked and underbanked consumers who need quick access to funds without maintaining traditional bank accounts. The company operates during standard business hours and can be reached by phone at (303) 286-3982. The company's membership in the Commerce City Chamber of Commerce suggests commitment to local business standards and community engagement.
The Centennial Club designation indicates the business has maintained standing within the chamber and participates in local commerce activities. Hi-Lo Check Cashing operates within Colorado's check-cashing regulatory framework, which governs licensing and fee structures for these services. Potential customers should contact the business directly to understand exact charges, processing times, and accepted check types.
Like all check-cashing operations, Hi-Lo Check Cashing serves an important role for those without bank accounts but represents a costlier alternative to traditional banking.
This is state-level context for Check Cashing & Money Services consumers in Commerce City, CO. It does not confirm that HiLo check Cashing or this specific location is licensed.
State regulator
Colorado Department of Regulatory Agencies - Division of Banking
Consumer protection
Short-term lending status: Restricted
General rate context: 36% APR cap on payday loans (2018 ballot measure); 12% for consumer loans under usury statute
Colorado voters approved Proposition 111 in 2018, capping payday loan APR at 36% and requiring minimum 6-month terms. The Uniform Consumer Credit Code provides comprehensive consumer protections for all credit transactions. Consumers can file complaints with the Attorney General or the Division of Banking.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
HiLo check Cashing offers 7 services including Check cashing, Money orders, Wire transfers, Bill payment services, Cash access services, and 2 more.
HiLo check Cashing has profile signals associated with Unbanked and underbanked individuals in Commerce City researching short-term cash access, Local residents requiring check-cashing services without bank accounts, Small business owners researching short-term cash access conversion in the Commerce City area.
Key strengths: Established local business with Commerce City Chamber of Commerce membership; Centennial Club status indicating long-standing community presence; Physical location in Commerce City with direct phone contact available. Areas to consider: No detailed fee schedule or pricing information available on listing; Website provides minimal information about specific services offered.
In the Check Cashing & Money Services category, comparable providers include Checkmate, Currency Exchange International, dHispanos Inc. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Hi-Lo Check Cashing is profile signals for unbanked and underbanked residents in Commerce City, Colorado who are researching short-term cash access conversion without a traditional bank account. The main caveat is the lack of listed pricing and service details—customers must call directly to understand fees, which typically make check-cashing more expensive than bank alternatives.
Checkmate Aurora, Colorado — Checkmate provides check cashing and loan services, offering customers quick access to funds through multiple financial pro...
Profile signals: Customers who need immediate check cashing services without a bank account, Borrowers seeking quick loans bundled with check cashing convenience
Foreign currency exchange service at Cherry Creek Shopping Center specializing in 80+ currencies, gold bullion, and rate claims to verify for international travelers.
Profile signals: International travelers needing foreign currency before departure, Last-minute travel planners seeking same-day or quick currency access
dHispanos Inc is a check-cashing and money transfer service offering same-day cash access, bill payments, and fast domestic transfers without requiring a bank account.
Profile signals: Unbanked individuals who need immediate check-cashing without a bank account, Workers (payroll, gig economy) needing same-day cash access without bank delays
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