Compare 5 credit repair companies, personal lenders, and financial services in College Park, Georgia. All independently reviewed with BBB ratings and pricing.
Georgia-licensed law firm specializing in credit report disputes and FCRA violations under contingency fee model. Led by Joseph P. McClelland, Esq. with 20 years experience.
Best for: Consumers with provably false credit report entries (wrong balances, missed payments they made, identity theft accounts), Bankruptcy filers whose credit reports show incorrect balances or payments post-discharge
ePawn is the largest independently owned pawn shop chain in Atlanta with 8 locations, offering in-store and online collateral loans on luxury items ranging from $1K to $1M with no credit checks.
Best for: Customers in immediate financial emergencies needing same-day cash without credit approval, Owners of high-value luxury items (watches, jewelry, handbags, vehicles) seeking quick liquidity
Operation HOPE is America's first nonprofit social investment bank offering free financial coaching, credit counseling, and financial literacy programs to underserved communities nationwide.
Best for: Low-to-moderate income individuals seeking free credit counseling and financial coaching, Homeowners facing foreclosure or mortgage difficulties
HUD-approved housing counseling agency providing free guidance on homeownership, financial stability, and affordable housing solutions across the nation.
Best for: First-time homebuyers seeking free education and counseling from certified HUD advisors, Individuals exploring down payment assistance programs and homeownership pathways
Atlanta Title Loans College Park, GA — Atlanta Title Loans provides fast cash loans up to $10,000 secured by vehicle titles, with multiple Georgia locat...
Best for: Individuals with immediate cash emergencies and vehicle equity but poor credit history, Borrowers who need funds faster than traditional bank loans or personal loans allow
Operation HOPE is America's first nonprofit social investment bank offering free financial coaching, credit counseling, and financial literacy programs to underserved communities nationwide.
Best for: Low-to-moderate income individuals seeking free credit counseling and financial coaching, Homeowners facing foreclosure or mortgage difficulties
HUD-approved housing counseling agency providing free guidance on homeownership, financial stability, and affordable housing solutions across the nation.
Best for: First-time homebuyers seeking free education and counseling from certified HUD advisors, Individuals exploring down payment assistance programs and homeownership pathways
Atlanta Title Loans College Park, GA — Atlanta Title Loans provides fast cash loans up to $10,000 secured by vehicle titles, with multiple Georgia locat...
Best for: Individuals with immediate cash emergencies and vehicle equity but poor credit history, Borrowers who need funds faster than traditional bank loans or personal loans allow
Georgia-licensed law firm specializing in credit report disputes and FCRA violations under contingency fee model. Led by Joseph P. McClelland, Esq. with 20 years experience.
Best for: Consumers with provably false credit report entries (wrong balances, missed payments they made, identity theft accounts), Bankruptcy filers whose credit reports show incorrect balances or payments post-discharge
ePawn is the largest independently owned pawn shop chain in Atlanta with 8 locations, offering in-store and online collateral loans on luxury items ranging from $1K to $1M with no credit checks.
Best for: Customers in immediate financial emergencies needing same-day cash without credit approval, Owners of high-value luxury items (watches, jewelry, handbags, vehicles) seeking quick liquidity
Georgia Consumer Protections: Georgia bans payday lending and treats violations as felony racketeering, providing among the strongest anti-payday protections in the country. Licensed installment lenders are regulated by the Department of Banking and Finance. Consumers can file complaints through the Governor's Office of Consumer Protection.
Interest Rate Cap: Georgia usury cap: 5% simple interest (7% contract rate); payday lending banned under industrial loan act repeal. Payday lending is banned in this state.
Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).
Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Georgia Attorney General Consumer Protection Division.
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