College Park, GA

Credit Repair & Financial Services in College Park

Review 10 credit repair companies, personal lenders, and financial services in College Park, Georgia. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.

Georgia avg credit score: 691 Median income: $71,355 Poverty rate: 12.1% Payday loans: Banned Georgia overview →

Featured Provider Profiles in College Park

10 companies
Credit Repair Solve Atlanta logo

Credit Repair Solve Atlanta

Georgia-licensed law firm specializing in credit report disputes and FCRA violations under contingency fee model. Led by Joseph P. McClelland, Esq. with 20 years experience.

5.0/5

Google rating from 1 review

BBB: NR

Profile signals: Consumers with provably false credit report entries (wrong balances, missed payments they made, identity theft accounts), Bankruptcy filers whose credit reports show incorrect balances or payments post-discharge

Atlanta Title Loans logo

Atlanta Title Loans

Atlanta Title Loans College Park, GA — Atlanta Title Loans provides short-term cash access loans up to $10,000 secured by vehicle titles, with multiple Georgia locat...

4.9/5

Google rating from 1,007 reviews

BBB: NR

Profile signals: Individuals with short-term cash access emergencies and vehicle equity but poor credit history, Borrowers who need funds faster than traditional bank loans or personal loans allow

E Pawn College Park logo

E Pawn College Park

ePawn is the largest independently owned pawn shop chain in Atlanta with 8 locations, offering in-store and online collateral loans on luxury items ranging from $1K to $1M with eligibility claims to verify.

2.9/5

Google rating from 69 reviews

BBB: NR

Profile signals: Customers in urgent expense situations needing same-day cash without credit approval, Owners of high-value luxury items (watches, jewelry, handbags, vehicles) seeking quick liquidity

ACE Cash Express logo

ACE Cash Express

College Park, GA's ACE Cash Express on Camp Creek Parkway provides short-term cash access advances and title loans to local residents.

BBB: NR

Profile signals: Consumers in need of immediate emergency cash and prefer in-person service over online-only applications, Individuals with vehicle title who may qualify for title loans as an alternative to payday loans

Cash America Pawn logo

Cash America Pawn

College Park, GA's Cash America Pawn at 5445 Old National Hwy provides quick pawn loans and merchandise buys.

BBB: NR

Profile signals: Consumers who are researching short-term cash access with eligibility claims to verify and own jewelry, electronics, or tools of value, People looking to sell gold, silver, or platinum for immediate payment

Nid-Hca Emerson logo

Nid-Hca Emerson

HUD-approved housing counseling agency providing free guidance on homeownership, financial stability, and affordable housing solutions across the nation.

BBB: NR

Profile signals: First-time homebuyers seeking free education and counseling from certified HUD advisors, Individuals exploring down payment assistance programs and homeownership pathways

Pawn Shops in College Park

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E Pawn College Park logo

E Pawn College Park

ePawn is the largest independently owned pawn shop chain in Atlanta with 8 locations, offering in-store and online collateral loans on luxury items ranging from $1K to $1M with eligibility claims to verify.

2.9/5

Google rating from 69 reviews

BBB: NR

Profile signals: Customers in urgent expense situations needing same-day cash without credit approval, Owners of high-value luxury items (watches, jewelry, handbags, vehicles) seeking quick liquidity

Cash America Pawn logo

Cash America Pawn

College Park, GA's Cash America Pawn at 5445 Old National Hwy provides quick pawn loans and merchandise buys.

BBB: NR

Profile signals: Consumers who are researching short-term cash access with eligibility claims to verify and own jewelry, electronics, or tools of value, People looking to sell gold, silver, or platinum for immediate payment

TitleBucks Title Pawns logo

TitleBucks Title Pawns

TitleBucks Title Pawns College Park, Georgia — TitleBucks offers short-term cash access loans secured by vehicle titles, with approval in as little as 30 minutes and...

BBB: NR

Profile signals: Vehicle owners with short-term cash needs and insufficient credit for unsecured loans, Consumers in temporary financial hardship who can repay within short timeframes

TitleMax Title Pawns logo

TitleMax Title Pawns

College Park, GA's TitleMax Title Pawns at 5420 Old National Hwy provides title-loan profile details and pawn services during convenient business hours.

BBB: NR

Profile signals: Car owners with a clear, lien-free vehicle title who are researching short-term cash access, Borrowers with poor or damaged credit who have been turned down for traditional loans

Emergency Cash in College Park

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Atlanta Title Loans logo

Atlanta Title Loans

Atlanta Title Loans College Park, GA — Atlanta Title Loans provides short-term cash access loans up to $10,000 secured by vehicle titles, with multiple Georgia locat...

4.9/5

Google rating from 1,007 reviews

BBB: NR

Profile signals: Individuals with short-term cash access emergencies and vehicle equity but poor credit history, Borrowers who need funds faster than traditional bank loans or personal loans allow

ACE Cash Express logo

ACE Cash Express

College Park, GA's ACE Cash Express on Camp Creek Parkway provides short-term cash access advances and title loans to local residents.

BBB: NR

Profile signals: Consumers in need of immediate emergency cash and prefer in-person service over online-only applications, Individuals with vehicle title who may qualify for title loans as an alternative to payday loans

Free Help in College Park

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Nid-Hca Emerson logo

Nid-Hca Emerson

HUD-approved housing counseling agency providing free guidance on homeownership, financial stability, and affordable housing solutions across the nation.

BBB: NR

Profile signals: First-time homebuyers seeking free education and counseling from certified HUD advisors, Individuals exploring down payment assistance programs and homeownership pathways

Operation Hope- Atlanta- Martin Luther King Jr logo

Operation Hope- Atlanta- Martin Luther King Jr

Operation HOPE is America's first nonprofit social investment bank offering free financial coaching, credit counseling, and financial literacy programs to underserved communities nationwide.

BBB: NR

Profile signals: Low-to-moderate income individuals seeking free credit counseling and financial coaching, Homeowners facing foreclosure or mortgage difficulties

Bankruptcy Services in College Park

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Credit Repair Solve Atlanta logo

Credit Repair Solve Atlanta

Georgia-licensed law firm specializing in credit report disputes and FCRA violations under contingency fee model. Led by Joseph P. McClelland, Esq. with 20 years experience.

5.0/5

Google rating from 1 review

BBB: NR

Profile signals: Consumers with provably false credit report entries (wrong balances, missed payments they made, identity theft accounts), Bankruptcy filers whose credit reports show incorrect balances or payments post-discharge

Personal Loans in College Park

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True Value Loans logo

True Value Loans

True Value Loans offers personal, business, and debt consolidation loans with fast online approval and same-day decisions. Based in College Park, GA.

BBB: NR

Profile signals: Borrowers seeking personal-loan profile details for purchases or major expenses, Small business owners needing quick business financing

Your Rights in Georgia

Georgia Consumer Protections: Georgia bans payday lending and treats violations as felony racketeering, providing among the strongest anti-payday protections in the country. Licensed installment lenders are regulated by the Department of Banking and Finance. Consumers can file complaints through the Governor's Office of Consumer Protection.

Interest Rate Cap: Georgia usury cap: 5% simple interest (7% contract rate); payday lending banned under industrial loan act repeal. Payday lending is banned in this state.

Key Regulations:
  • Payday lending is banned; Georgia repealed the industrial loan act that authorized small loans.
  • The Georgia Industrial Loan Act criminalizes payday-style lending as a felony racketeering offense.
  • Licensed installment lenders can charge tiered rates up to 60% for smallest loans.
  • Georgia Fair Lending Act regulates high-cost home loans.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Georgia Attorney General Consumer Protection Division.

Research Service Guides

Use these guides with local pages, state rules, and provider profiles before contacting a company.

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