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Cash America Pawn in College Park, GA

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College Park, GA's Cash America Pawn at 5445 Old National Hwy provides quick pawn loans and merchandise buys.

Data compiled from public sources

Cash America Pawn Review

Cash America Pawn in College Park, GA is located at 5445 Old National Hwy, serving the local community with convenient pawn services. This standalone location offers customers a straightforward place to get short-term cash access when needed. The shop operates Monday through Friday from 10AM to 6PM, and Saturdays from 10AM to 5PM, giving College Park residents flexible access throughout the week.

At this College Park location, you can pawn items for short-term cash access, sell merchandise directly, or buy quality pre-owned goods at competitive prices. Whether you're looking to pawn jewelry, electronics, tools, or other valuables, the staff at 5445 Old National Hwy can provide fair assessments and quick transactions. For questions about what you can pawn or to get a quote before visiting, call +1 404-765-9994.

When visiting the College Park shop, bring a valid ID and the items you want to pawn or sell. This straightforward process lets you turn valuables into cash without the hassle of online sales or auctions. Stop by 5445 Old National Hwy in College Park, GA whenever you need short-term funds or quality merchandise at great prices.

Services & Features

Gold, silver, and platinum purchasing for immediate cash
In-store inventory browsing across 3,300+ locations
Layaway plan (10% down, in-store merchandise)
Lease-to-own financing (through AFF subsidiary)
Musical instruments buying and retail resale
Pawn loans (non-recourse, secured by personal property)
Retail finance payment solutions at merchant partner locations (through AFF)
Sporting goods buying and retail resale
Store locator for nearest Cash America / FirstCash branch
Tools and appliances buying and retail resale
Used electronics buying and retail resale
Used jewelry buying and retail resale

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • 3,300+ store locations across 29 U.S. states, DC, UK, and Latin America — widest pawn network in the world
  • Non-recourse loans: eligibility claim to verify, no debt collection, no credit score impact if you forfeit the item
  • Buys gold, silver, and platinum on the spot for short-term cash access
  • Layaway available with just 10% down payment on in-store merchandise
  • Accepts a broad range of collateral: jewelry, electronics, tools, appliances, sporting goods, musical instruments
  • AFF subsidiary provides lease-to-own financing at 15,000+ merchant partner locations nationwide
  • Publicly traded with institutional oversight (S&P MidCap 400 and Russell 2000) — greater accountability than independent pawn shops

Cons

  • Pawn loan interest rates and fee schedules are not disclosed on the website — consumers must visit a store to learn actual costs
  • Collateral appraisals are set conservatively by the store, so loan amounts are typically a fraction of the item's resale value
  • Borrowers permanently lose their pledged item if they cannot repay on time
  • No digital or online loan application — all transactions require in-person store visits
  • Lease-to-own products through AFF can carry high total cost of ownership compared to direct purchase financing

State Consumer Finance Context

This is state-level context for Pawn Shops consumers in College Park, GA. It does not confirm that Cash America Pawn or this specific location is licensed.

State regulator

Georgia Department of Banking and Finance

Money services context in Georgia

Short-term lending status: Banned

General rate context: 5% simple interest (7% contract rate); payday lending banned under industrial loan act repeal

Georgia bans payday lending and treats violations as felony racketeering, providing among the strongest anti-payday protections in the country. Licensed installment lenders are regulated by the Department of Banking and Finance. Consumers can file complaints through the Governor's Office of Consumer Protection.

Key state rules to check

  • Payday lending is banned; Georgia repealed the industrial loan act that authorized small loans.
  • The Georgia Industrial Loan Act criminalizes payday-style lending as a felony racketeering offense.
  • Licensed installment lenders can charge tiered rates up to 60% for smallest loans.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Cash America Pawn offer?

Cash America Pawn offers 12 services including Pawn loans (non-recourse, secured by personal property), Gold, silver, and platinum purchasing for immediate cash, Used jewelry buying and retail resale, Used electronics buying and retail resale, Tools and appliances buying and retail resale, and 7 more.

What profile signals are listed for Cash America Pawn?

Cash America Pawn has profile signals associated with Consumers who are researching short-term cash access with eligibility claims to verify and own jewelry, electronics, or tools of value, People looking to sell gold, silver, or platinum for immediate payment, Bargain hunters seeking used electronics, instruments, or sporting goods at below-retail prices, Consumers who have been declined by banks or credit unions and need a non-recourse short-term loan.

What are the strengths and weaknesses of Cash America Pawn?

Key strengths: 3,300+ store locations across 29 U.S. states, DC, UK, and Latin America — widest pawn network in the world; Non-recourse loans: eligibility claim to verify, no debt collection, no credit score impact if you forfeit the item; Buys gold, silver, and platinum on the spot for short-term cash access. Areas to consider: Pawn loan interest rates and fee schedules are not disclosed on the website — consumers must visit a store to learn actual costs; Collateral appraisals are set conservatively by the store, so loan amounts are typically a fraction of the item's resale value.

How does Cash America Pawn compare to similar companies?

In the Pawn Shops category, comparable providers include TitleBucks Title Pawns, TitleMax Title Pawns, TitleMax Title Pawns. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
5445 Old National Hwy, College Park, GA 30349
BBB Accredited
No
Visit Cash America Pawn

CreditDoc Profile Note

Research Note on Cash America Pawn

Cash America Pawn is best suited for credit-invisible or credit-constrained consumers who own tangible assets and are researching short-term cash access without any credit application or income verification. The main caveat is that pawn loan rates are opaque until you visit a store, loan amounts are set conservatively relative to item value, and borrowers who cannot repay lose their property permanently — making this a high-cost last resort rather than a primary borrowing strategy.

Profile Signals

  • Consumers who are researching short-term cash access with eligibility claims to verify and own jewelry, electronics, or tools of value
  • People looking to sell gold, silver, or platinum for immediate payment
  • Bargain hunters seeking used electronics, instruments, or sporting goods at below-retail prices
  • Consumers who have been declined by banks or credit unions and need a non-recourse short-term loan
Updated 2026-05-08

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Quick Summary

  • Cash America Pawn is listed as a Pawn Shops provider in College Park, GA on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

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