Review 5 credit repair companies, personal lenders, and financial services in Cleveland Heights, Ohio. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.
Cleveland Heights nonprofit offering free home repair workshops, financial counseling, and homebuyer education to empower residents with DIY skills and financial literacy.
Profile signals: Cleveland Heights and Shaker Heights homeowners seeking free foreclosure prevention counseling, DIY-motivated homeowners wanting hands-on repair skill training to reduce contractor costs
HUD-approved housing counseling agency providing free guidance on homeownership, financial stability, and affordable housing solutions nationwide.
Profile signals: First-time homebuyers seeking free guidance on mortgage qualification and down payment assistance, Low-to-moderate income individuals working toward homeownership with professional support
Review this provider profile and compare source-linked details before choosing what to do next.
Profile signals: Individuals without a bank account, People needing immediate access to check funds
Cleveland Heights, OH's Swift Title Loans at 1941 Lee Rd provides fast title and payday loans to local residents.
Profile signals: Memphis-area car owners who are researching short-term cash access and have been turned down elsewhere, Borrowers with bad credit or prior bankruptcies who own a vehicle outright or with equity
Cleveland Heights, OH Western Union location at 3628 Mayfield Rd provides check cashing and money transfer services daily from 7 AM to 11 PM.
Profile signals: International and domestic money transfer recipients needing convenient cash pickup locations, Customers sending remittances to family members without bank accounts or bank access
Cleveland Heights nonprofit offering free home repair workshops, financial counseling, and homebuyer education to empower residents with DIY skills and financial literacy.
Profile signals: Cleveland Heights and Shaker Heights homeowners seeking free foreclosure prevention counseling, DIY-motivated homeowners wanting hands-on repair skill training to reduce contractor costs
HUD-approved housing counseling agency providing free guidance on homeownership, financial stability, and affordable housing solutions nationwide.
Profile signals: First-time homebuyers seeking free guidance on mortgage qualification and down payment assistance, Low-to-moderate income individuals working toward homeownership with professional support
Review this provider profile and compare source-linked details before choosing what to do next.
Profile signals: Individuals without a bank account, People needing immediate access to check funds
Cleveland Heights, OH Western Union location at 3628 Mayfield Rd provides check cashing and money transfer services daily from 7 AM to 11 PM.
Profile signals: International and domestic money transfer recipients needing convenient cash pickup locations, Customers sending remittances to family members without bank accounts or bank access
Cleveland Heights, OH's Swift Title Loans at 1941 Lee Rd provides fast title and payday loans to local residents.
Profile signals: Memphis-area car owners who are researching short-term cash access and have been turned down elsewhere, Borrowers with bad credit or prior bankruptcies who own a vehicle outright or with equity
Ohio Consumer Protections: Ohio reformed payday lending in 2018 with HB 123, capping APR at 28% and requiring minimum 91-day terms. A statewide database prevents borrower abuse. The Division of Financial Institutions regulates consumer lenders, and consumers can file complaints with the Division or the Attorney General.
Interest Rate Cap: Ohio usury cap: 28% APR cap on short-term loans (HB 123, 2018); 8% general usury. Payday lending is restricted (max $1000).
Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).
Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Ohio Attorney General Consumer Protection Section.
Use these guides with local pages, state rules, and provider profiles before contacting a company.
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