SAM Check Cashing Machine logo

SAM Check Cashing Machine in Cleveland Heights, OH

No stored Google rating available.

Unable to verify company details. Website URL redirects to unrelated domain with Cloudflare security verification.

Data compiled from public sources

SAM Check Cashing Machine Review

SAM Check Cashing Machine is listed as a check-cashing service with a website URL of https://samcheckcashing.com/locations. However, a critical verification issue prevents proper company assessment. When accessing the provided website URL, the page displays a Cloudflare security verification screen and then redirects to www.outdoorupgradesinc.com, which is an unrelated outdoor products company. This domain mismatch raises significant red flags about the legitimacy of the business listing or current operational status.

Without access to authentic company website content, we cannot verify what specific services SAM Check Cashing Machine actually offers. The check-cashing category typically includes services such as personal check cashing, paycheck cashing, money orders, wire transfers, and bill payment services. However, no concrete information about SAM Check Cashing Machine's specific offerings, pricing, locations, hours, or service details could be confirmed from available sources.

The redirection to an unrelated website suggests either: (1) the company's domain has been compromised or is inactive, (2) the listing URL is incorrect, or (3) the business may no longer be operational. This creates substantial doubt about the company's current legitimacy and reliability.

Potential consumers should independently verify this company's current status, physical locations, and legitimacy before conducting any financial transactions. The domain/website inconsistency represents a significant risk factor that cannot be overlooked.

Services & Features

Check cashing service

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Immediate access to funds without a bank account
  • Walk-in service with no appointment needed
  • Serves customers without traditional banking relationships

Cons

  • Website URL redirects to unrelated domain (outdoorupgradesinc.com instead of check cashing services)
  • Unable to access company information, services, or locations from provided website
  • Cloudflare security verification loop suggests possible domain issues or inactive listing
  • No verifiable company details, pricing, or service information available
  • Cannot confirm business legitimacy or current operational status

State Consumer Finance Context

This is state-level context for Check Cashing & Money Services consumers in Cleveland Heights, OH. It does not confirm that SAM Check Cashing Machine or this specific location is licensed.

State regulator

Ohio Department of Commerce Division of Financial Institutions

Money services context in Ohio

Short-term lending status: Restricted

General rate context: 28% APR cap on short-term loans (HB 123, 2018); 8% general usury

Ohio reformed payday lending in 2018 with HB 123, capping APR at 28% and requiring minimum 91-day terms. A statewide database prevents borrower abuse. The Division of Financial Institutions regulates consumer lenders, and consumers can file complaints with the Division or the Attorney General.

Key state rules to check

  • HB 123 (2018) reformed payday lending with 28% APR cap plus a monthly maintenance fee.
  • Short-term loans capped at $1,000 with minimum term of 91 days.
  • Monthly maintenance fee of up to 10% of original principal (max $30/month).

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What profile signals are listed for SAM Check Cashing Machine?

SAM Check Cashing Machine has profile signals associated with Individuals without a bank account, People needing immediate access to check funds.

What are the strengths and weaknesses of SAM Check Cashing Machine?

Key strengths: Immediate access to funds without a bank account; Walk-in service with no appointment needed; Serves customers without traditional banking relationships. Areas to consider: Website URL redirects to unrelated domain (outdoorupgradesinc.com instead of check cashing services); Unable to access company information, services, or locations from provided website.

How does SAM Check Cashing Machine compare to similar companies?

In the Check Cashing & Money Services category, comparable providers include Bancosecha, Cash Plus, CheckSmart. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
1929 S Taylor Rd, Cleveland Heights, OH 44118
BBB Accredited
No
Visit SAM Check Cashing Machine

CreditDoc Profile Note

Research Note on SAM Check Cashing Machine

Cannot recommend SAM Check Cashing Machine based on available information. The website domain mismatch and inability to access company details present substantial verification problems. Consumers should seek check-cashing services from providers with active, verifiable websites and confirmed physical locations.

Profile Signals

  • Individuals without a bank account
  • People needing immediate access to check funds
Updated 2026-05-14

Similar Companies

Bancosecha logo

Bancosecha

Bancosecha is a multi-service financial center in Columbus, Ohio offering check cashing, money transfers, bill payments, notary services, and vehicle registration assistance with locations serving the Spanish-speaking community.

BBB: NR

Profile signals: Spanish-speaking immigrants and residents of Columbus, Ohio needing multi-service financial hubs, Individuals sending frequent remittances to Mexico, Guatemala, or Central America

Cash Plus logo

Cash Plus

Multi-location check cashing and financial services provider in the Cincinnati area offering payday advances, money orders, and bill payment services.

BBB: NR

Profile signals: Consumers who need to cash checks and lack a traditional bank account, People who need quick access to money orders and Western Union transfers for domestic or international payments

CheckSmart logo

CheckSmart

Cincinnati, OH's CheckSmart at 8398 Reading Rd offers quick check-cashing and money transfer services in a standalone location.

BBB: NR

Profile signals: Unbanked or underbanked customers needing check cashing, money orders, and basic money services, Workers seeking quick emergency cash with listed funding timing options

Compare Your Needs With SAM Check Cashing Machine

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Quick Summary

  • SAM Check Cashing Machine is listed as a Check Cashing & Money Services provider in Cleveland Heights, OH on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

Financial Wellness Guides

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