Carrollton, TX

Credit Repair & Financial Services in Carrollton

Review 9 credit repair companies, personal lenders, and financial services in Carrollton, Texas. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.

Texas avg credit score: 694 Median income: $73,035 Poverty rate: 13.4% Payday loans: Legal Texas overview →

Featured Provider Profiles in Carrollton

9 companies
Credit Roadrunner Credit Repair Dallas - Credit Repair Company to Fix Your Credit logo

Credit Roadrunner Credit Repair Dallas - Credit Repair Company to Fix Your Credit

Nationwide credit repair company with 40+ years of combined experience in disputing negative items and errors on credit reports for credit-score context to review.

5.0/5

Google rating from 3 reviews

BBB: NR

Profile signals: Consumers with multiple negative items on credit reports seeking coordinated dispute strategy, Individuals who experienced identity theft and need professional report correction assistance

ACE Cash Express logo

ACE Cash Express

Carrollton, TX ACE Cash Express at 1914 E Belt Line Rd offers payday and title-loan profile details with convenient hours.

BBB: NR

Profile signals: Consumers researching short-term cash access for emergency expenses with listed funding timing, Customers in states where ACE operates who prefer in-person service over online-only lenders

Loanstar Title Loans logo

Loanstar Title Loans

Carrollton's Loanstar Title Loans at 2000 E Belt Line Rd offers title-loan profile details and cash advances to residents.

BBB: NR

Profile signals: Vehicle owners with a clear car title who are researching short-term cash access and do not qualify for traditional personal loans, Consumers with poor or no credit history who have been turned down elsewhere

PLS Check Cashers logo

PLS Check Cashers

Carrollton, TX — PLS Check Cashers at 1900 E Belt Line Rd offers 24/7 check cashing services for local residents.

BBB: NR

Profile signals: Unbanked and underbanked consumers who need check cashing and money transfer services outside banking hours, Gig workers and contract employees requiring quick check cashing and bill payment services

Regent Pawn & Jewelry Co. logo

Regent Pawn & Jewelry Co.

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BBB: NR

Profile signals: People researching short-term cash access with eligibility claims to verify, Borrowers with valuable items as collateral

Regent Pawn & Jewelry Co. logo

Regent Pawn & Jewelry Co.

Review this provider profile and compare source-linked details before choosing what to do next.

BBB: NR

Profile signals: People researching short-term cash access with eligibility claims to verify, Borrowers with valuable items as collateral

Emergency Cash in Carrollton

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ACE Cash Express logo

ACE Cash Express

Carrollton, TX ACE Cash Express at 1914 E Belt Line Rd offers payday and title-loan profile details with convenient hours.

BBB: NR

Profile signals: Consumers researching short-term cash access for emergency expenses with listed funding timing, Customers in states where ACE operates who prefer in-person service over online-only lenders

Loanstar Title Loans logo

Loanstar Title Loans

Carrollton's Loanstar Title Loans at 2000 E Belt Line Rd offers title-loan profile details and cash advances to residents.

BBB: NR

Profile signals: Vehicle owners with a clear car title who are researching short-term cash access and do not qualify for traditional personal loans, Consumers with poor or no credit history who have been turned down elsewhere

TitleMax Title Loans logo

TitleMax Title Loans

Carrollton's TitleMax Title Loans at 1905 E Belt Line Rd offers title-loan profile details with published application timing.

BBB: NR

Profile signals: Vehicle owners with poor or limited credit who need immediate emergency cash, Memphis-area residents who prefer or require bilingual financial service

Pawn Shops in Carrollton

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Regent Pawn & Jewelry Co. logo

Regent Pawn & Jewelry Co.

Review this provider profile and compare source-linked details before choosing what to do next.

BBB: NR

Profile signals: People researching short-term cash access with eligibility claims to verify, Borrowers with valuable items as collateral

Regent Pawn & Jewelry Co. logo

Regent Pawn & Jewelry Co.

Review this provider profile and compare source-linked details before choosing what to do next.

BBB: NR

Profile signals: People researching short-term cash access with eligibility claims to verify, Borrowers with valuable items as collateral

TitleMax Title Loans logo

TitleMax Title Loans

In Carrollton, TX, TitleMax Title Loans at 2717 E Belt Line Rd provides title-loan profile details with rate claims to verify and flexible repayment terms.

BBB: A+

Profile signals: Vehicle owners with poor or no credit who own a paid-off car or motorcycle and are researching short-term cash access, Borrowers who need provider-stated funding timing and may not meet traditional bank-loan criteria or credit cards

Credit Repair in Carrollton

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Credit Roadrunner Credit Repair Dallas - Credit Repair Company to Fix Your Credit logo

Credit Roadrunner Credit Repair Dallas - Credit Repair Company to Fix Your Credit

Nationwide credit repair company with 40+ years of combined experience in disputing negative items and errors on credit reports for credit-score context to review.

5.0/5

Google rating from 3 reviews

BBB: NR

Profile signals: Consumers with multiple negative items on credit reports seeking coordinated dispute strategy, Individuals who experienced identity theft and need professional report correction assistance

Check Cashing & Money Services in Carrollton

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PLS Check Cashers logo

PLS Check Cashers

Carrollton, TX — PLS Check Cashers at 1900 E Belt Line Rd offers 24/7 check cashing services for local residents.

BBB: NR

Profile signals: Unbanked and underbanked consumers who need check cashing and money transfer services outside banking hours, Gig workers and contract employees requiring quick check cashing and bill payment services

Credit Unions in Carrollton

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Valwood Park logo

Valwood Park

Valwood Park Federal Credit Union is a member-owned financial institution offering checking, savings, auto loans, personal loans, and rewards-based debit card services.

BBB: NR

Profile signals: Dallas-area residents seeking rewards-based checking with everyday purchase incentives, Auto loan borrowers interested in promotional gas card incentives

Your Rights in Texas

Texas Consumer Protections: Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.

Interest Rate Cap: Texas usury cap: 10% for written contracts (18% default); payday/auto title loans regulated as credit access businesses.

Key Regulations:
  • Payday and auto title lenders operate as Credit Access Businesses (CABs) arranging loans through third-party lenders.
  • No state cap on CAB fees; effective APRs frequently exceed 500%.
  • Several cities (Austin, Dallas, San Antonio, Houston) have enacted local payday lending ordinances.
  • The Texas Finance Code regulates consumer lending but exempts CABs from rate caps.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Texas Attorney General Consumer Protection Division.

Research Service Guides

Use these guides with local pages, state rules, and provider profiles before contacting a company.

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