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TitleMax Title Loans in Carrollton, TX

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In Carrollton, TX, TitleMax Title Loans at 2717 E Belt Line Rd provides fast title loans with competitive rates and flexible repayment terms.

Data compiled from public sources

TitleMax Title Loans Review

TitleMax Title Loans in Carrollton, TX operates at 2717 E Belt Line Rd Apt 100, a convenient location with easy access and ample parking. The store is open Monday through Friday from 10 AM to 7 PM and Saturday from 10 AM to 4 PM, giving Carrollton residents flexible hours for your visit.

At this Carrollton location, TitleMax Title Loans specializes in title loans, allowing you to borrow money quickly by using your vehicle's title as collateral. The team can walk you through the qualification process and explain your borrowing options. For questions or to discuss your needs, call 972-512-0370 and speak with the knowledgeable staff at this TX location.

If you're a Carrollton resident facing a financial emergency and need quick access to cash, TitleMax Title Loans offers a straightforward borrowing solution. Make sure to bring a valid ID, proof of income, and your vehicle's title when you visit. The staff will explain the terms and help you complete the approval process quickly.

Services & Features

Car title loans
Car title pawns
Early loan payoff without prepayment penalty (most states)
Flexible repayment scheduling (weekly, bi-weekly, or monthly)
Mobile app for account access and management
Motorcycle title loans
Motorcycle title pawns
Online account management via account.titlemax.com
Personal loans (unsecured signature loans, select states only)
Same-day in-store cash disbursement

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Same-day cash disbursement — loan funded in a single in-store visit with no waiting period
  • eligibility claim to verify — eligibility based on vehicle value, not credit score or history
  • Borrow up to $25,000 depending on vehicle value and state-specific regulations
  • Keep and drive your vehicle throughout the entire loan term — no surrender required
  • 900–1,100+ physical store locations across 14–16 states for in-person access
  • Flexible repayment schedules — weekly, bi-weekly, or monthly aligned to borrower pay cycle
  • Early payoff permitted in most states without prepayment penalties

Cons

  • APR typically 100%–300% annually — among the highest borrowing costs of any legal consumer lending product in the U.S.
  • Vehicle repossession is the direct consequence of default — borrowers risk losing their primary transportation
  • CFPB fined $9 million in 2016 for unlawful debt collection and illegal loan renewal practices
  • CFPB ordered $15 million penalty in 2023 for violating the Military Lending Act by lending to active-duty military families at nearly 3x the 36% legal cap and falsifying borrower records
  • Available in only approximately 14–16 states — inaccessible to the majority of U.S. consumers

State Consumer Finance Context

This is state-level context for Pawn Shops consumers in Carrollton, TX. It does not confirm that TitleMax Title Loans or this specific location is licensed.

State regulator

Texas Office of Consumer Credit Commissioner

Money services context in Texas

Short-term lending status: Legal

General rate context: 10% for written contracts (18% default); payday/auto title loans regulated as credit access businesses

Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.

Key state rules to check

  • Payday and auto title lenders operate as Credit Access Businesses (CABs) arranging loans through third-party lenders.
  • No state cap on CAB fees; effective APRs frequently exceed 500%.
  • Several cities (Austin, Dallas, San Antonio, Houston) have enacted local payday lending ordinances.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does TitleMax Title Loans offer?

TitleMax Title Loans offers 10 services including Car title loans, Car title pawns, Motorcycle title loans, Motorcycle title pawns, Personal loans (unsecured signature loans, select states only), and 5 more.

What profile signals are listed for TitleMax Title Loans?

TitleMax Title Loans has profile signals associated with Vehicle owners with poor or no credit who own a paid-off car or motorcycle and are researching short-term cash access, Borrowers who need provider-stated funding timing and may not meet traditional bank-loan criteria or credit cards, Consumers needing larger emergency amounts beyond what payday lenders offer, up to $25,000, Non-military individuals in TitleMax-operating states who fully understand and accept high-cost secured lending terms.

What are the strengths and weaknesses of TitleMax Title Loans?

Key strengths: Same-day cash disbursement — loan funded in a single in-store visit with no waiting period; eligibility claim to verify — eligibility based on vehicle value, not credit score or history; Borrow up to $25,000 depending on vehicle value and state-specific regulations. Areas to consider: APR typically 100%–300% annually — among the highest borrowing costs of any legal consumer lending product in the U.S.; Vehicle repossession is the direct consequence of default — borrowers risk losing their primary transportation.

How does TitleMax Title Loans compare to similar companies?

In the Pawn Shops category, comparable providers include Gold Star Finance, TitleMax Title Loans, TitleMax Title Loans. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Is TitleMax Title Loans accredited by the Better Business Bureau?

TitleMax Title Loans holds a A+ rating with the Better Business Bureau but is not BBB-accredited.

Quick Facts

Founded
1998
Headquarters
Savannah, GA / Dallas, TX
Employees
~2,362
BBB Rating
A+
BBB Accredited
No
Visit TitleMax Title Loans

CreditDoc Profile Note

Research Note on TitleMax Title Loans

TitleMax is genuinely useful only for vehicle owners with poor or no credit who have exhausted lower-cost alternatives and need fast, same-day cash — the 100%–300% APR makes this a costly last resort, not a routine borrowing tool. Active-duty military members and their dependents are legally prohibited from using TitleMax under the Military Lending Act, a restriction the company was fined $15 million for violating in 2023. Borrowers must have a concrete repayment plan before applying, as defaulting results in direct vehicle repossession.

Profile Signals

  • Vehicle owners with poor or no credit who own a paid-off car or motorcycle and are researching short-term cash access
  • Borrowers who need provider-stated funding timing and may not meet traditional bank-loan criteria or credit cards
  • Consumers needing larger emergency amounts beyond what payday lenders offer, up to $25,000
  • Non-military individuals in TitleMax-operating states who fully understand and accept high-cost secured lending terms
Updated 2026-05-08

Similar Companies

Gold Star Finance logo

Gold Star Finance

Gold Star Finance offers installment signature loans from $200–$1,700 across 68+ Texas locations. Established 1978, they focus on accessible small loans for consumers with imperfect credit.

BBB: NR

Profile signals: Texas residents with poor/fair credit needing $200–$1,700 for immediate expenses, Borrowers seeking installment loans over payday/title loans with longer repayment terms

TitleMax Title Loans logo

TitleMax Title Loans

Irving, TX's TitleMax Title Loans at 2720 N Belt Line Rd provides quick title-secured loans for customers researching emergency-cash options.

BBB: A+

Profile signals: Consumers with poor or no credit history who own a paid-off vehicle outright, People needing same-day cash access who cannot qualify for a bank loan or credit card

TitleMax Title Loans logo

TitleMax Title Loans

At 5834 Hwy 6 in Missouri City, TX, TitleMax Title Loans offers title-loan profile details with flexible terms.

BBB: NR

Profile signals: Vehicle owners with poor or no credit who have exhausted other borrowing options and need fast emergency cash, Unbanked or underbanked consumers who do not qualify for traditional personal loans

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Quick Summary

  • TitleMax Title Loans is listed as a Pawn Shops provider in Carrollton, TX on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

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