Canton, OH

Credit Repair & Financial Services in Canton

Review 7 credit repair companies, personal lenders, and financial services in Canton, Ohio. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.

Ohio avg credit score: 704 Median income: $65,720 Poverty rate: 13% Payday loans: Restricted Ohio overview →

Featured Provider Profiles in Canton

7 companies
Advance America logo

Advance America

Canton, OH's Advance America at 2130 Columbus Rd NE offers payday and title-loan profile details for residents in Northeast Ohio.

BBB: A+

Profile signals: Consumers facing a genuine short-term cash emergency ($100–$2,000) who need funding within 24 hours, Individuals with poor or thin credit who may not meet traditional bank-loan criteria or credit union alternatives

Apprisen logo

Apprisen

Non-profit credit counseling agency offering debt management, financial education, and personalized financial planning through certified financial staff context.

BBB: NR

Profile signals: Consumers with multiple debts seeking non-judgmental counseling and creditor negotiation support, People overwhelmed by debt who need structured budgeting guidance and a practical action plan

Apprisen - Canton logo

Apprisen - Canton

501(c)(3) non-profit credit counseling agency offering debt management, financial education, and personalized financial planning with A+ BBB rating.

BBB: NR

Profile signals: Consumers struggling with credit reports and seeking to understand how for credit-score context to review, Individuals with multiple debts willing to commit to multi-year debt management and creditor negotiation

Cash America Pawn logo

Cash America Pawn

Canton, OH's Cash America Pawn at 3040 Cleveland Ave NW offers quick pawn loans and sales on jewelry, electronics, and collectibles.

BBB: NR

Profile signals: Consumers with short-term cash needs who lack access to traditional credit or credit union services, People with valuable items (jewelry, electronics, musical instruments, tools) they can pledge as collateral

Community Building Partnership of Stark County, Inc. logo

Community Building Partnership of Stark County, Inc.

Review this provider profile and compare source-linked details before choosing what to do next.

BBB: NR

Profile signals: Local Stark County residents seeking community-based financial assistance, Individuals able to contact organization directly by phone for verification

Dn Community logo

Dn Community

DN Community FCU is a member-owned credit union offering savings, checking, loans, and credit products with NCUA insurance protection.

BBB: NR

Profile signals: Members seeking full-service credit union banking with competitive loan rates and nationwide branch access, Borrowers looking for auto loans and mortgages with rates competitive to traditional banks

Free Help in Canton

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Apprisen logo

Apprisen

Non-profit credit counseling agency offering debt management, financial education, and personalized financial planning through certified financial staff context.

BBB: NR

Profile signals: Consumers with multiple debts seeking non-judgmental counseling and creditor negotiation support, People overwhelmed by debt who need structured budgeting guidance and a practical action plan

Apprisen - Canton logo

Apprisen - Canton

501(c)(3) non-profit credit counseling agency offering debt management, financial education, and personalized financial planning with A+ BBB rating.

BBB: NR

Profile signals: Consumers struggling with credit reports and seeking to understand how for credit-score context to review, Individuals with multiple debts willing to commit to multi-year debt management and creditor negotiation

Community Building Partnership of Stark County, Inc. logo

Community Building Partnership of Stark County, Inc.

Review this provider profile and compare source-linked details before choosing what to do next.

BBB: NR

Profile signals: Local Stark County residents seeking community-based financial assistance, Individuals able to contact organization directly by phone for verification

Emergency Cash in Canton

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Advance America logo

Advance America

Canton, OH's Advance America at 2130 Columbus Rd NE offers payday and title-loan profile details for residents in Northeast Ohio.

BBB: A+

Profile signals: Consumers facing a genuine short-term cash emergency ($100–$2,000) who need funding within 24 hours, Individuals with poor or thin credit who may not meet traditional bank-loan criteria or credit union alternatives

Magnolia Payday Loans logo

Magnolia Payday Loans

Magnolia Payday Loans Canton, Ohio — Magnolia Payday Loans offers short-term payday loans, installment loans, and car title loans with provider-stated funding timing ...

BBB: NR

Profile signals: Consumers facing genuine emergencies needing cash within 24 hours with no time for bank approval, Borrowers with poor or no credit history unable to qualify for traditional bank loans or credit cards

Pawn Shops in Canton

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Cash America Pawn logo

Cash America Pawn

Canton, OH's Cash America Pawn at 3040 Cleveland Ave NW offers quick pawn loans and sales on jewelry, electronics, and collectibles.

BBB: NR

Profile signals: Consumers with short-term cash needs who lack access to traditional credit or credit union services, People with valuable items (jewelry, electronics, musical instruments, tools) they can pledge as collateral

Credit Unions in Canton

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Dn Community logo

Dn Community

DN Community FCU is a member-owned credit union offering savings, checking, loans, and credit products with NCUA insurance protection.

BBB: NR

Profile signals: Members seeking full-service credit union banking with competitive loan rates and nationwide branch access, Borrowers looking for auto loans and mortgages with rates competitive to traditional banks

Your Rights in Ohio

Ohio Consumer Protections: Ohio reformed payday lending in 2018 with HB 123, capping APR at 28% and requiring minimum 91-day terms. A statewide database prevents borrower abuse. The Division of Financial Institutions regulates consumer lenders, and consumers can file complaints with the Division or the Attorney General.

Interest Rate Cap: Ohio usury cap: 28% APR cap on short-term loans (HB 123, 2018); 8% general usury. Payday lending is restricted (max $1000).

Key Regulations:
  • HB 123 (2018) reformed payday lending with 28% APR cap plus a monthly maintenance fee.
  • Short-term loans capped at $1,000 with minimum term of 91 days.
  • Monthly maintenance fee of up to 10% of original principal (max $30/month).
  • A statewide database tracks borrower loans to prevent excessive lending.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Ohio Attorney General Consumer Protection Section.

Research Service Guides

Use these guides with local pages, state rules, and provider profiles before contacting a company.

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