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Cash America Pawn in Canton, OH

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Canton, OH's Cash America Pawn at 3040 Cleveland Ave NW offers quick pawn loans and sales on jewelry, electronics, and collectibles.

Data compiled from public sources

Cash America Pawn Review

Cash America Pawn in Canton, OH is located at 3040 Cleveland Ave NW as a standalone pawn shop serving the local community. The Canton location is open Monday through Friday from 10 AM to 6 PM and Saturday from 10 AM to 5 PM, making it convenient for working professionals and weekend shoppers. This Canton branch provides quick, judgment-free transactions in a professional environment.

This Cash America Pawn location buys, sells, and provides loans on jewelry, watches, electronics, designer handbags, musical instruments, and collectibles. Customers can call +1 330-493-7452 to ask about current inventory, get instant quotes on items, or learn more about the terms of pawn loans. The staff at this shop specializes in fair valuations and listed terms, ensuring you understand exactly what you'll receive.

If you are researching short-term cash access in Canton, OH, a pawn loan at this location can be faster than traditional loans and doesn't require a credit check. Bring a valid photo ID and the items you'd like to pawn or sell, and the staff will provide an immediate assessment. Whether you're looking to unlock value from items you no longer need or seeking short-term funds, Cash America Pawn offers a straightforward alternative to conventional lending.

Services & Features

Gold, silver, and platinum buying and sale
Item buy-back options for pawned goods
Layaway plans with 10% down payment
Lease-to-own and retail finance solutions through AFF subsidiary network
Non-recourse pawn loan repayment
Online inventory browsing
Pawn loans secured by personal property (jewelry, electronics, tools, instruments, appliances, sporting goods)
Personal property appraisal and cash offers
Retail merchandise sales (jewelry, electronics, tools, appliances, sporting goods, musical instruments)
Store locator tool for 3,300+ locations

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • 3,300+ locations across 29 U.S. states, DC, UK, and Latin America—largest international pawn chain
  • Same-day cash pawn loans with eligibility claim to verify
  • Non-recourse loans: cannot be pursued for deficiency if pledged items are sold
  • Buys gold, silver, and platinum on the spot for short-term cash access
  • Layaway service available with only 10% down payment alternative to credit
  • Publicly traded company (S&P MidCap 400, Russell 2000) provides corporate stability
  • AFF subsidiary offers lease-to-own options through 15,000+ retail merchant partners

Cons

  • Interest rates, fees, and loan terms not disclosed on website—cost opacity makes comparison difficult
  • Risk of losing personal property of sentimental or practical value if unable to repay loan
  • Pawn loans are inherently high-cost borrowing compared to personal loans or credit union alternatives
  • Inventory of retail merchandise varies by location and is unpredictable
  • No information provided about loan amounts, repayment periods, or renewal/extension terms

State Consumer Finance Context

This is state-level context for Pawn Shops consumers in Canton, OH. It does not confirm that Cash America Pawn or this specific location is licensed.

State regulator

Ohio Department of Commerce Division of Financial Institutions

Money services context in Ohio

Short-term lending status: Restricted

General rate context: 28% APR cap on short-term loans (HB 123, 2018); 8% general usury

Ohio reformed payday lending in 2018 with HB 123, capping APR at 28% and requiring minimum 91-day terms. A statewide database prevents borrower abuse. The Division of Financial Institutions regulates consumer lenders, and consumers can file complaints with the Division or the Attorney General.

Key state rules to check

  • HB 123 (2018) reformed payday lending with 28% APR cap plus a monthly maintenance fee.
  • Short-term loans capped at $1,000 with minimum term of 91 days.
  • Monthly maintenance fee of up to 10% of original principal (max $30/month).

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Cash America Pawn offer?

Cash America Pawn offers 10 services including Pawn loans secured by personal property (jewelry, electronics, tools, instruments, appliances, sporting goods), Gold, silver, and platinum buying and sale, Retail merchandise sales (jewelry, electronics, tools, appliances, sporting goods, musical instruments), Layaway plans with 10% down payment, Lease-to-own and retail finance solutions through AFF subsidiary network, and 5 more.

What profile signals are listed for Cash America Pawn?

Cash America Pawn has profile signals associated with Consumers with short-term cash needs who lack access to traditional credit or credit union services, People with valuable items (jewelry, electronics, musical instruments, tools) they can pledge as collateral, Individuals seeking short-term loans with eligibility claims to verify or underwriting delays, Those preferring layaway purchases over credit cards or traditional financing.

What are the strengths and weaknesses of Cash America Pawn?

Key strengths: 3,300+ locations across 29 U.S. states, DC, UK, and Latin America—largest international pawn chain; Same-day cash pawn loans with eligibility claim to verify; Non-recourse loans: cannot be pursued for deficiency if pledged items are sold. Areas to consider: Interest rates, fees, and loan terms not disclosed on website—cost opacity makes comparison difficult; Risk of losing personal property of sentimental or practical value if unable to repay loan.

How does Cash America Pawn compare to similar companies?

In the Pawn Shops category, comparable providers include 5th Street Pawn LLC, A & a Pawn Shop, Alliance Loan Company. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
3040 Cleveland Ave NW, Canton, OH 44709
BBB Accredited
No
Visit Cash America Pawn

CreditDoc Profile Note

Research Note on Cash America Pawn

FirstCash is profile signals for cash-constrained consumers with immediate borrowing needs who own valuable personal property and lack access to traditional credit. The primary caveat is that pawn loans are high-cost borrowing—while faster and easier than traditional loans, they carry significant risk of losing pledged items and lack cost transparency on the website regarding interest rates and fees.

Profile Signals

  • Consumers with short-term cash needs who lack access to traditional credit or credit union services
  • People with valuable items (jewelry, electronics, musical instruments, tools) they can pledge as collateral
  • Individuals seeking short-term loans with eligibility claims to verify or underwriting delays
  • Those preferring layaway purchases over credit cards or traditional financing
Updated 2026-05-08

Similar Companies

5th Street Pawn LLC logo

5th Street Pawn LLC

5th Street Pawn LLC is a pawn shop located in Marysville, Ohio, offering collateral-based loans and buying/selling of merchandise.

BBB: NR

Profile signals: Consumers with short-term cash needs and valuable items to pledge as collateral, Individuals with poor credit who cannot access traditional bank loans

A & a Pawn Shop logo

A & a Pawn Shop

A & A Pawn Shop in Lancaster, OH offers collateral-based loans and pawn services. Located on N Memorial Drive with phone support available.

BBB: NR

Profile signals: Local Lancaster residents researching short-term cash access against valuable collateral, Consumers without credit history or poor credit seeking collateral-based loans

Alliance Loan Company logo

Alliance Loan Company

Licensed pawn shop operating two Northeast Ohio locations since 1990, buying, selling, and lending against jewelry, firearms, instruments, tools, and other valuables.

BBB: NR

Profile signals: Consumers with items of value who are researching short-term cash access and can redeem collateral, Buyers seeking discounted used merchandise and name-brand goods at below-retail prices

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Quick Summary

  • Cash America Pawn is listed as a Pawn Shops provider in Canton, OH on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
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