Butte, MT

Credit Repair & Financial Services in Butte

Review 6 credit repair companies, personal lenders, and financial services in Butte, Montana. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.

Montana avg credit score: 718 Median income: $66,017 Poverty rate: 12.1% Payday loans: Banned Montana overview →

Featured Provider Profiles in Butte

6 companies
Butte Community logo

Butte Community

Butte Community Federal Credit Union is a member-owned, not-for-profit financial institution in Butte, Montana offering checking, savings, loans, and ancillary banking services to local members.

BBB: NR

Profile signals: Butte, Montana residents seeking personalized, relationship-based banking, Local employees and government workers who can use payroll deduction programs

First Citizens Bank of Butte logo

First Citizens Bank of Butte

Frontier Credit Union operates the former First Citizens Bank of Butte location, offering member-owned financial services with 16 regional branches and CO-OP nationwide ATM access.

BBB: NR

Profile signals: Montana and regional residents seeking local branch banking with member-owned cooperative benefits, Small business owners needing business banking services with local relationship banking

Headwaters Rc&D Area, Inc. logo

Headwaters Rc&D Area, Inc.

Montana-based 501(c)(3) non-profit offering free small business technical assistance, SBA loan packaging, homebuyer education, and grants administration across seven Southwest counties.

BBB: NR

Profile signals: Small business owners and entrepreneurs in Southwest Montana seeking free technical assistance and SBA loan navigation, First-time homebuyers in the seven-county region wanting education on mortgages and down payment assistance options

Mile High logo

Mile High

Mile High Federal Credit Union is a member-owned financial cooperative serving Butte, Anaconda, and Whitehall, Montana with checking, savings, loans, and credit card products.

BBB: NR

Profile signals: Residents of Butte, Anaconda, or Whitehall, Montana seeking local banking relationships with lower fees, Members seeking reward-based checking accounts that pay cash back for direct deposits and debit card usage

Mountain West logo

Mountain West

Mountain West Federal Credit Union is a non-profit, member-owned credit union serving Western Montana since 1952, offering loans, checking, savings, and credit cards.

BBB: NR

Profile signals: Residents of Western Montana counties (Butte Silver Bow, Deer Lodge, Granite, Missoula, Lake, Sanders, Lincoln) seeking member-owned financial services, Local borrowers seeking rate claims to verify on auto, home, or personal loans with published application timing timelines

Northwestern Energy Employees logo

Northwestern Energy Employees

Northwestern Energy Employees FCU is a member-owned credit union offering savings, checking, loans, mortgages, and card services exclusively to NorthWestern Energy employees and their families.

BBB: NR

Profile signals: Current and former NorthWestern Energy employees seeking member-exclusive banking services, Credit union members prioritizing listed pricing and fraud protection features

Credit Unions in Butte

View all →
Butte Community logo

Butte Community

Butte Community Federal Credit Union is a member-owned, not-for-profit financial institution in Butte, Montana offering checking, savings, loans, and ancillary banking services to local members.

BBB: NR

Profile signals: Butte, Montana residents seeking personalized, relationship-based banking, Local employees and government workers who can use payroll deduction programs

Mile High logo

Mile High

Mile High Federal Credit Union is a member-owned financial cooperative serving Butte, Anaconda, and Whitehall, Montana with checking, savings, loans, and credit card products.

BBB: NR

Profile signals: Residents of Butte, Anaconda, or Whitehall, Montana seeking local banking relationships with lower fees, Members seeking reward-based checking accounts that pay cash back for direct deposits and debit card usage

Mountain West logo

Mountain West

Mountain West Federal Credit Union is a non-profit, member-owned credit union serving Western Montana since 1952, offering loans, checking, savings, and credit cards.

BBB: NR

Profile signals: Residents of Western Montana counties (Butte Silver Bow, Deer Lodge, Granite, Missoula, Lake, Sanders, Lincoln) seeking member-owned financial services, Local borrowers seeking rate claims to verify on auto, home, or personal loans with published application timing timelines

Northwestern Energy Employees logo

Northwestern Energy Employees

Northwestern Energy Employees FCU is a member-owned credit union offering savings, checking, loans, mortgages, and card services exclusively to NorthWestern Energy employees and their families.

BBB: NR

Profile signals: Current and former NorthWestern Energy employees seeking member-exclusive banking services, Credit union members prioritizing listed pricing and fraud protection features

Banks in Butte

View all →
First Citizens Bank of Butte logo

First Citizens Bank of Butte

Frontier Credit Union operates the former First Citizens Bank of Butte location, offering member-owned financial services with 16 regional branches and CO-OP nationwide ATM access.

BBB: NR

Profile signals: Montana and regional residents seeking local branch banking with member-owned cooperative benefits, Small business owners needing business banking services with local relationship banking

Free Help in Butte

View all →
Headwaters Rc&D Area, Inc. logo

Headwaters Rc&D Area, Inc.

Montana-based 501(c)(3) non-profit offering free small business technical assistance, SBA loan packaging, homebuyer education, and grants administration across seven Southwest counties.

BBB: NR

Profile signals: Small business owners and entrepreneurs in Southwest Montana seeking free technical assistance and SBA loan navigation, First-time homebuyers in the seven-county region wanting education on mortgages and down payment assistance options

Your Rights in Montana

Montana Consumer Protections: Montana voters approved a 36% APR cap in 2010, effectively banning payday lending in the state. All consumer loans, including title loans, are subject to this cap. Consumers can file complaints with the Division of Banking and Financial Institutions or the Attorney General.

Interest Rate Cap: Montana usury cap: 36% APR cap on consumer loans (Initiative I-164, 2010); payday lending effectively banned. Payday lending is banned in this state.

Key Regulations:
  • Ballot Initiative I-164 (2010) capped all consumer loans at 36% APR, effectively banning payday lending.
  • Licensed consumer lenders must comply with the Montana Consumer Loan Act.
  • The Montana Unfair Trade Practices and Consumer Protection Act provides additional protections.
  • Title loans are also subject to the 36% APR cap.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Montana Attorney General Consumer Protection Office.

Research Service Guides

Use these guides with local pages, state rules, and provider profiles before contacting a company.

Browse Other Cities

Affiliate Disclosure: CreditDoc may earn a commission when you click links to products and services featured on this page. Compensation does not determine whether a provider can be covered or how visible star ratings are calculated. Learn more.