No stored Google rating available.
Mile High Federal Credit Union is a member-owned financial cooperative serving Butte, Anaconda, and Whitehall, Montana with checking, savings, loans, and credit card products.
Data compiled from public sources
Mile High Federal Credit Union (MHFCU) is a credit union headquartered in Butte, Montana, with branch locations in Anaconda and Whitehall. As a federal credit union, it operates under the cooperative banking model where members are partial owners and share in the institution's profits through better rates and lower fees. The organization emphasizes its "People Helping People" philosophy, which is the foundational principle of credit union membership.
MHFCU offers a comprehensive range of retail banking products including personal checking accounts (with Kasasa Cash Back rewards), savings accounts, money market accounts, certificates of deposit, and Individual Retirement Accounts (IRAs). On the lending side, they provide personal loans, home equity loans, auto loans, term loans, vacation loans, Christmas loans, and credit card services. The credit union also maintains a Visa credit card with no annual fee and rewards, plus supplementary services like skip-a-payment options on loans and share certificate loans.
The credit union distinguishes itself through free reward checking products (Kasasa Cash Back checking and Kasasa Saver accounts) that pay members cash back for meeting activity requirements. They offer digital banking capabilities, EMV debit cards, e-statements with incentives for paperless enrollment, and financial calculators. Their service footprint is limited to three specific Montana communities, which focuses their membership base geographically but limits accessibility for those outside the service area.
As a smaller regional credit union, MHFCU provides traditional banking services with an emphasis on member benefits rather than profit maximization. However, their geographic limitation to three Montana towns is a significant constraint for potential members outside this area. The website does not provide detailed information on loan rates, APRs, qualification requirements, or fee schedules, which are critical factors for financial product comparison.
This is state-level context for Credit Unions consumers in Butte, MT. It does not confirm that Mile High or this specific location is licensed.
State regulator
Montana Division of Banking and Financial Institutions
Consumer protection
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Mile High offers 24 services including Free Kasasa Cash Back checking with rewards, Basic personal checking accounts, Kasasa Saver savings accounts, Youth savings accounts, Christmas Club savings accounts, and 19 more.
Mile High has profile signals associated with Residents of Butte, Anaconda, or Whitehall, Montana seeking local banking relationships with lower fees, Members seeking reward-based checking accounts that pay cash back for direct deposits and debit card usage, Local small business owners needing business checking accounts and business-focused lending, Montana residents prioritizing member-owned financial institutions over large commercial banks.
Key strengths: Free Kasasa Cash Back checking account that pays rewards for meeting account activity requirements; No annual fee Visa credit card with cash rewards program; Free Kasasa Saver account designed to help members build savings effortlessly. Areas to consider: Extremely limited geographic service area restricted to three Montana communities (Butte, Anaconda, Whitehall), making membership impossible for residents outside these towns; Website lacks transparency on specific interest rates, APRs, loan terms, and fee schedules for most products.
In the Credit Unions category, comparable providers include Altana, Badlands, Bitterroot Community. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Mile High FCU is best suited for residents of Butte, Anaconda, or Whitehall, Montana who value member-owned banking with reward-based products and want to support a local financial institution. The primary caveat is severe geographic limitation—membership and in-person services are only available in three specific Montana towns, making this institution completely inaccessible for anyone outside the service area.
Altana Federal Credit Union is a member-owned financial institution offering checking, savings, loans, and financial counseling services to the Billings, Montana community.
Profile signals: Billings-area residents seeking personalized, community-focused banking, Parents wanting to teach children financial habits through the Zing! youth savings program
Badlands Federal Credit Union is a member-owned, not-for-profit credit union serving Dawson, Prairie, and Wibaux Counties in Montana since 1941.
Profile signals: Residents of Dawson, Prairie, or Wibaux Counties, Montana seeking community-focused financial services, Employees or volunteers working in organizations headquartered within the three-county service area
Bitterroot Community Federal Credit Union is a member-owned financial institution serving the Bitterroot Valley area with personal banking services, online access, and mobile banking.
Profile signals: Bitterroot Valley and southwestern Montana residents seeking community-focused banking, Members prioritizing member-owned cooperative banking model over corporate financial institutions
Answer 3 quick questions to review category, service, and profile context.
1. What's your primary financial goal?
A plain-English breakdown of every credit score range — what each number actually means for your loans, cards, and daily life, plus exactly what to do about yours.
Read guide →A plain-English breakdown of what credit products, loans, and cards you can realistically get at every credit score level — from deep subprime to excellent.
Read guide →Learn exactly how to check your credit score for free using legitimate sources, understand the difference between soft and hard inquiries, and know your rights under federal law.
Read guide →Affiliate Disclosure: CreditDoc may earn a commission when you click links to Mile High and other services. These commissions help us maintain our free research. Compensation does not determine whether a provider can be covered; visible star ratings use stored Google review ratings when available. Learn more.