Brandon, FL

Credit Repair & Financial Services in Brandon

Review 12 credit repair companies, personal lenders, and financial services in Brandon, Florida. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.

Florida avg credit score: 706 Median income: $71,711 Poverty rate: 11.4% Payday loans: Legal Florida overview →

Featured Provider Profiles in Brandon

12 companies
ACE Cash Express logo

ACE Cash Express

Brandon, FL ACE Cash Express at 1335 W Brandon Blvd offers payday and title-loan profile details.

BBB: NR

Profile signals: Consumers researching short-term cash access within 24 hours for unexpected emergencies, Vehicle owners with access to title loans who need rapid collateral-based lending

Advance America logo

Advance America

Brandon, FL's Advance America storefront at 233 W Brandon Blvd specializes in payday and title loans.

BBB: A+

Profile signals: Consumers facing an urgent short-term cash gap between paychecks with no access to traditional bank credit, Borrowers with poor or no credit history comparing listed funding timing

Amscot - the Money Superstore logo

Amscot - the Money Superstore

Florida-based lender offering payday loans (Cash Advances) up to $500 and installment loans up to $1,000 with eligibility claims to verify and provider-stated funding timing at 365-day locations.

BBB: NR

Profile signals: Consumers with poor or no credit history researching short-term cash access for genuine emergencies, Individuals without access to traditional credit lines seeking fast funding before payday

Amscot - the Money Superstore logo

Amscot - the Money Superstore

Florida-based lender offering payday loans (up to $500) and installment loans ($100-$1,000) with eligibility claims to verify and same-day cash funding at 365 physical locations.

BBB: NR

Profile signals: Floridians with no credit history or poor credit facing genuine short-term cash emergencies, Consumers needing funds outside traditional banking hours (nights, weekends, holidays)

Brandon Pawn and Gun logo

Brandon Pawn and Gun

Review this provider profile and compare source-linked details before choosing what to do next.

BBB: NR

Profile signals: People researching short-term cash access with eligibility claims to verify, Borrowers with valuable items as collateral

Cash America Pawn logo

Cash America Pawn

Brandon, FL's Cash America Pawn at 115 E Brandon Blvd offers short-term cash access loans for jewelry, electronics, tools, and valuables.

BBB: NR

Profile signals: Unbanked or credit-invisible consumers who are researching short-term cash access with eligibility claims to verify, People with jewelry, electronics, or valuables they want to sell outright for short-term cash access

Pawn Shops in Brandon

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Brandon Pawn and Gun logo

Brandon Pawn and Gun

Review this provider profile and compare source-linked details before choosing what to do next.

BBB: NR

Profile signals: People researching short-term cash access with eligibility claims to verify, Borrowers with valuable items as collateral

Cash America Pawn logo

Cash America Pawn

Brandon, FL's Cash America Pawn at 115 E Brandon Blvd offers short-term cash access loans for jewelry, electronics, tools, and valuables.

BBB: NR

Profile signals: Unbanked or credit-invisible consumers who are researching short-term cash access with eligibility claims to verify, People with jewelry, electronics, or valuables they want to sell outright for short-term cash access

InstaLoan logo

InstaLoan

Brandon, FL is served by InstaLoan's pawn shop at 1403 W Brandon Blvd, open Mon-Sat for short-term cash access loans and asset sales.

BBB: A+

Profile signals: Florida or Georgia residents with bad or no credit who need cash within the same day, Vehicle owners with a clear title (no active financing) who need to borrow against it without surrendering the car

LA Familia Pawn and Jewelry logo

LA Familia Pawn and Jewelry

Brandon, FL's LA Familia Pawn and Jewelry at 901 W Brandon Blvd offers short-term cash access loans and buys jewelry, electronics, and valuables with fair appraisals.

BBB: NR

Profile signals: Consumers in Florida, Arkansas, or Puerto Rico who need same-day cash and own jewelry, electronics, firearms, or tools to use as collateral, Bargain shoppers looking for discounted used merchandise including jewelry, electronics, and firearms

PARKER PAWN LLC logo

PARKER PAWN LLC

Parker Pawn LLC is a pawn shop located in Brandon, FL offering collateral-based loans and personal finance solutions.

BBB: NR

Profile signals: Individuals with short-term cash needs and valuable collateral items, People with poor credit who cannot qualify for traditional unsecured loans

Universal Jewelry Pawn and Gun Range logo

Universal Jewelry Pawn and Gun Range

Family-owned pawn shop since 1987 offering pawn loans, jewelry buying/selling, firearms sales, and a public 6-lane indoor gun range in Brandon, FL.

BBB: NR

Profile signals: Firearm enthusiasts and gun owners seeking public range access, equipment rental, and professional instruction, Individuals needing short-term cash against jewelry, electronics, or tools

Emergency Cash in Brandon

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ACE Cash Express logo

ACE Cash Express

Brandon, FL ACE Cash Express at 1335 W Brandon Blvd offers payday and title-loan profile details.

BBB: NR

Profile signals: Consumers researching short-term cash access within 24 hours for unexpected emergencies, Vehicle owners with access to title loans who need rapid collateral-based lending

Advance America logo

Advance America

Brandon, FL's Advance America storefront at 233 W Brandon Blvd specializes in payday and title loans.

BBB: A+

Profile signals: Consumers facing an urgent short-term cash gap between paychecks with no access to traditional bank credit, Borrowers with poor or no credit history comparing listed funding timing

Amscot - the Money Superstore logo

Amscot - the Money Superstore

Florida-based lender offering payday loans (Cash Advances) up to $500 and installment loans up to $1,000 with eligibility claims to verify and provider-stated funding timing at 365-day locations.

BBB: NR

Profile signals: Consumers with poor or no credit history researching short-term cash access for genuine emergencies, Individuals without access to traditional credit lines seeking fast funding before payday

Amscot - the Money Superstore logo

Amscot - the Money Superstore

Florida-based lender offering payday loans (up to $500) and installment loans ($100-$1,000) with eligibility claims to verify and same-day cash funding at 365 physical locations.

BBB: NR

Profile signals: Floridians with no credit history or poor credit facing genuine short-term cash emergencies, Consumers needing funds outside traditional banking hours (nights, weekends, holidays)

Credit Unions in Brandon

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Florida West Coast logo

Florida West Coast

Fort Worth City Credit Union is a member-owned financial institution offering vehicle loans, home equity financing, checking accounts, savings products, and credit cards to Texas residents.

BBB: NR

Profile signals: Texas residents seeking vehicle financing with competitive promotional rates, Members wanting savings and checking products from a not-for-profit financial institution

Your Rights in Florida

Florida Consumer Protections: Florida allows payday lending with notable consumer-protection context including a statewide database preventing multiple simultaneous loans, a $500 cap, and a 24-hour cooling-off period. The Office of Financial Regulation oversees all consumer lenders. Consumers can file complaints online through the OFR or the Attorney General.

Interest Rate Cap: Florida usury cap: 18% for loans under $500,000; 25% criminal usury threshold; payday loans regulated separately.

Key Regulations:
  • Payday loans (deferred presentment) capped at $500 with maximum fee of $10 per $100 ($300) or $15 per $100 ($300-$500).
  • Borrowers can have only one outstanding payday loan at a time, tracked via a statewide database.
  • A mandatory 24-hour cooling-off period is required between payday loans.
  • The Florida Consumer Finance Act regulates installment lenders with tiered rate caps.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Florida Attorney General Consumer Protection Division.

Research Service Guides

Use these guides with local pages, state rules, and provider profiles before contacting a company.

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