Part of the Cash America Pawn chain · locations
Cash America Pawn logo

Cash America Pawn in Brandon, FL

No stored Google rating available.

Brandon, FL's Cash America Pawn at 115 E Brandon Blvd offers quick cash loans for jewelry, electronics, tools, and valuables.

Data compiled from public sources

Cash America Pawn Review

Located at 115 E Brandon Blvd in Brandon, FL, Cash America Pawn is a standalone pawn shop serving the local community with short-term cash access loans. The store is open Monday through Saturday from 9 AM to 6 PM, and Sunday from noon to 5 PM, providing convenient access for Brandon residents who need quick funds.

This Brandon location specializes in purchasing and pawning jewelry, electronics, tools, and other personal valuables. Call 813-643-0771 to get an estimate on your items or ask about current terms before visiting the store.

If you are researching emergency-cash options in Brandon, bring a valid ID and your item. Most transactions complete in 15 minutes or less, making this a practical option for quick loans with eligibility claims to verify.

Services & Features

Gold, silver, and platinum buying for immediate cash
Layaway program (10% down payment)
Lease-to-own payment solutions (through AFF subsidiary)
Outright purchase of jewelry, electronics, tools, appliances, sporting goods, and musical instruments
Pawn loans (non-recourse, secured by personal property)
Retail finance solutions for consumer goods and services (through AFF, 15,000+ merchant locations)
Retail sales of pre-owned merchandise
Store locator across 3,300+ U.S. and international locations

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • 3,300+ locations across 29 U.S. states, UK, and Latin America — highly accessible
  • Non-recourse pawn loans: if you can't repay, you owe nothing beyond the forfeited item
  • eligibility claim to verify — approval based solely on item value
  • Buys a wide range of items: jewelry, electronics, tools, appliances, sporting goods, musical instruments
  • short-term cash access for gold, silver, and platinum purchases
  • Layaway program available with only 10% down on purchases
  • Publicly traded, institutionally governed company (S&P MidCap 400) — more accountability than independent shops

Cons

  • No APR or loan fee disclosures on the website — borrowers must visit in-store to learn actual cost
  • Pawn loans are inherently high-cost compared to personal loans or credit cards
  • Losing the pledged item is a real risk — common for borrowers in ongoing financial distress
  • Cash America brand has been consolidated into FirstCash — store branding and policies may vary by location
  • Loan amounts are small and tied to assessed item value, which stores typically set conservatively

State Consumer Finance Context

This is state-level context for Pawn Shops consumers in Brandon, FL. It does not confirm that Cash America Pawn or this specific location is licensed.

State regulator

Florida Office of Financial Regulation

Money services context in Florida

Short-term lending status: Legal

General rate context: 18% for loans under $500,000; 25% criminal usury threshold; payday loans regulated separately

Florida allows payday lending with notable consumer protections including a statewide database preventing multiple simultaneous loans, a $500 cap, and a 24-hour cooling-off period. The Office of Financial Regulation oversees all consumer lenders. Consumers can file complaints online through the OFR or the Attorney General.

Key state rules to check

  • Payday loans (deferred presentment) capped at $500 with maximum fee of $10 per $100 ($300) or $15 per $100 ($300-$500).
  • Borrowers can have only one outstanding payday loan at a time, tracked via a statewide database.
  • A mandatory 24-hour cooling-off period is required between payday loans.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Cash America Pawn offer?

Cash America Pawn offers 8 services including Pawn loans (non-recourse, secured by personal property), Outright purchase of jewelry, electronics, tools, appliances, sporting goods, and musical instruments, Gold, silver, and platinum buying for immediate cash, Retail sales of pre-owned merchandise, Layaway program (10% down payment), and 3 more.

What profile signals are listed for Cash America Pawn?

Cash America Pawn has profile signals associated with Unbanked or credit-invisible consumers who are researching short-term cash access with eligibility claims to verify, People with jewelry, electronics, or valuables they want to sell outright for short-term cash access, Budget shoppers seeking discounted secondhand merchandise, Consumers who need a short-term bridge loan and own an item they are willing to risk as collateral.

What are the strengths and weaknesses of Cash America Pawn?

Key strengths: 3,300+ locations across 29 U.S. states, UK, and Latin America — highly accessible; Non-recourse pawn loans: if you can't repay, you owe nothing beyond the forfeited item; eligibility claim to verify — approval based solely on item value. Areas to consider: No APR or loan fee disclosures on the website — borrowers must visit in-store to learn actual cost; Pawn loans are inherently high-cost compared to personal loans or credit cards.

How does Cash America Pawn compare to similar companies?

In the Pawn Shops category, comparable providers include InstaLoan, Pawn Jewelry - Orlando, FL, Pawn Jewelry - Tampa, FL. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
115 E Brandon Blvd, Brandon, FL 33511
BBB Accredited
No
Visit Cash America Pawn

CreditDoc Profile Note

Research Note on Cash America Pawn

Cash America Pawn (now FirstCash) is profile signals for cash-strapped consumers who own items of value and need money immediately with eligibility claims to verify — no application, no approval process, just collateral. The main caveat is cost opacity: the website lists no rates or fees, and pawn loans are among the most expensive short-term credit products available, making them appropriate only when faster or cheaper alternatives are unavailable.

Profile Signals

  • Unbanked or credit-invisible consumers who are researching short-term cash access with eligibility claims to verify
  • People with jewelry, electronics, or valuables they want to sell outright for short-term cash access
  • Budget shoppers seeking discounted secondhand merchandise
  • Consumers who need a short-term bridge loan and own an item they are willing to risk as collateral
Updated 2026-05-08

Similar Companies

InstaLoan logo

InstaLoan

Brandon, FL is served by InstaLoan's pawn shop at 1403 W Brandon Blvd, open Mon-Sat for short-term cash access loans and asset sales.

BBB: A+

Profile signals: Florida or Georgia residents with bad or no credit who need cash within the same day, Vehicle owners with a clear title (no active financing) who need to borrow against it without surrendering the car

Pawn Jewelry - Orlando, FL logo

Pawn Jewelry - Orlando, FL

Diamond Banc Orlando offers collateral loans and outright purchases for fine jewelry, diamonds, and luxury watches, charging 2.5%/month with no setup fees or prepayment penalties.

BBB: A+

Profile signals: Luxury jewelry owners who need fast liquidity without permanently selling their pieces, Rolex or designer watch owners seeking higher loan amounts than traditional pawn shops offer

Pawn Jewelry - Tampa, FL logo

Pawn Jewelry - Tampa, FL

Diamond Banc Tampa offers collateral-based equity loans and outright purchases of fine jewelry, diamonds, and luxury watches — a premium alternative to traditional pawn shops.

BBB: A+

Profile signals: Owners of high-value fine jewelry or luxury watches ($50,000+) who need fast short-term liquidity, Borrowers who cannot or prefer not to use their credit profile to qualify for a loan

Compare Your Needs With Cash America Pawn

Answer 3 quick questions to review category, service, and profile context.

1. What's your primary financial goal?

Quick Summary

  • Cash America Pawn is listed as a Pawn Shops provider in Brandon, FL on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

Financial Wellness Guides

Affiliate Disclosure: CreditDoc may earn a commission when you click links to Cash America Pawn and other services. These commissions help us maintain our free research. Compensation does not determine whether a provider can be covered; visible star ratings use stored Google review ratings when available. Learn more.