Abbeville, LA

Credit Repair & Financial Services in Abbeville

Review 5 credit repair companies, personal lenders, and financial services in Abbeville, Louisiana. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.

Louisiana avg credit score: 687 Median income: $57,852 Poverty rate: 18.6% Payday loans: Legal Louisiana overview →

Featured Provider Profiles in Abbeville

5 companies
Abbeville Building & Loan (a State-Chartered Savings Bank) logo

Abbeville Building & Loan (a State-Chartered Savings Bank)

State-chartered mutual savings bank in Louisiana specializing in residential mortgages and deposit products since 1890. FDIC-insured with online banking.

BBB: NR

Profile signals: Louisiana residents seeking both residential mortgage and deposit products from a community-focused bank, First-time homebuyers in Vermilion Parish with limited down payment savings

Assist Agency - Vermilion Parish logo

Assist Agency - Vermilion Parish

ASSIST Agency provides non-profit financial assistance with rent, mortgage, and utility payments across three Louisiana parishes by appointment only.

BBB: NR

Profile signals: Vermilion Parish residents facing acute rent, mortgage, or utility payment shortfalls, Low-to-moderate income households in Acadia or Jeff Davis parishes seeking emergency housing assistance

Bank of Abbeville & Trust Company logo

Bank of Abbeville & Trust Company

FDIC-insured bank offering checking, savings, credit cards, and trust services with online and mobile banking options.

BBB: NR

Profile signals: Customers in Abbeville seeking relationship-based, local community banking, Individuals needing trust services or estate planning through a dedicated trust company

Gulf Coast Bank logo

Gulf Coast Bank

FDIC-insured community bank headquartered in Lafayette, LA, offering checking, savings, credit cards, and SBA lending with 9 local branch locations.

BBB: NR

Profile signals: Small business owners in Louisiana seeking SBA loans and expert commercial lending, South Louisiana residents wanting personalized local community banking relationships

Vermilion Employees logo

Vermilion Employees

Vermilion Employees Credit Union is a small FISCU serving 2,377 members in Abbeville, LA with $14.5M in assets and a strong 15.48% net worth ratio.

BBB: NR

Profile signals: Residents of Abbeville, Louisiana and surrounding Vermilion Parish seeking local banking with relationship-based service, Individuals prioritizing financial institution safety and stability over product variety and digital convenience

Banks in Abbeville

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Abbeville Building & Loan (a State-Chartered Savings Bank) logo

Abbeville Building & Loan (a State-Chartered Savings Bank)

State-chartered mutual savings bank in Louisiana specializing in residential mortgages and deposit products since 1890. FDIC-insured with online banking.

BBB: NR

Profile signals: Louisiana residents seeking both residential mortgage and deposit products from a community-focused bank, First-time homebuyers in Vermilion Parish with limited down payment savings

Bank of Abbeville & Trust Company logo

Bank of Abbeville & Trust Company

FDIC-insured bank offering checking, savings, credit cards, and trust services with online and mobile banking options.

BBB: NR

Profile signals: Customers in Abbeville seeking relationship-based, local community banking, Individuals needing trust services or estate planning through a dedicated trust company

Gulf Coast Bank logo

Gulf Coast Bank

FDIC-insured community bank headquartered in Lafayette, LA, offering checking, savings, credit cards, and SBA lending with 9 local branch locations.

BBB: NR

Profile signals: Small business owners in Louisiana seeking SBA loans and expert commercial lending, South Louisiana residents wanting personalized local community banking relationships

Free Help in Abbeville

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Assist Agency - Vermilion Parish logo

Assist Agency - Vermilion Parish

ASSIST Agency provides non-profit financial assistance with rent, mortgage, and utility payments across three Louisiana parishes by appointment only.

BBB: NR

Profile signals: Vermilion Parish residents facing acute rent, mortgage, or utility payment shortfalls, Low-to-moderate income households in Acadia or Jeff Davis parishes seeking emergency housing assistance

Credit Unions in Abbeville

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Vermilion Employees logo

Vermilion Employees

Vermilion Employees Credit Union is a small FISCU serving 2,377 members in Abbeville, LA with $14.5M in assets and a strong 15.48% net worth ratio.

BBB: NR

Profile signals: Residents of Abbeville, Louisiana and surrounding Vermilion Parish seeking local banking with relationship-based service, Individuals prioritizing financial institution safety and stability over product variety and digital convenience

Your Rights in Louisiana

Louisiana Consumer Protections: Louisiana allows payday lending with a $500 cap and tiered fee structure. The Office of Financial Institutions regulates all consumer lenders. Louisiana has one of the highest poverty rates in the nation, making consumer-protection context especially important. Complaints can be filed with OFI or the Attorney General.

Interest Rate Cap: Louisiana usury cap: 12% default rate; payday loans exempt with fees up to $20 per $100 ($350 max) or 16.75% per $100 ($350+).

Key Regulations:
  • Payday loans capped at $350 with fee of $20 per $100; amounts over $350 (up to $500) at 16.75% per $100.
  • Loan term must be between 14-30 days.
  • Rollovers are limited; borrower cannot have more than $500 in outstanding payday loans.
  • Licensed lenders regulated under the Louisiana Consumer Credit Law.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Louisiana Attorney General Consumer Protection Section.

Research Service Guides

Use these guides with local pages, state rules, and provider profiles before contacting a company.

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