No stored Google rating available.
FDIC-insured community bank headquartered in Lafayette, LA, offering checking, savings, credit cards, and SBA lending with 9 local branch locations.
Data compiled from public sources
Gulf Coast Bank is a local community bank based in Lafayette, Louisiana, with a strong regional presence across South Louisiana. The bank operates multiple branch locations including Main Office in Abbeville, Ambassador Dover, Carencro, Delcambre, Erath, Johnston St, Kaliste Saloom, Maurice, and Youngsville branches. S.
Government, providing depositors with federal protection on their accounts. The bank offers a comprehensive suite of consumer and business banking services including checking accounts, savings accounts, credit cards, online banking, mobile banking, and bill payment services through iPay. They provide 24/7 access to ATMs, online banking, and their mobile app available on iOS and Android.
Notable business services include SBA lending, with Gulf Coast Bank identified as one of Louisiana's top SBA lenders. The bank also offers listed military checking accounts with unique features for service members and budgeting tools called Spending Habits to help customers manage their finances. Gulf Coast Bank distinguishes itself through its commitment to local community banking and listed lending experience context.
The bank promotes its SBA lending capabilities prominently, indicating significant experience in small business financing. They offer personalized service with designated branch locations and a dedicated loan team. The recent announcement of Jason C.
Patout as President suggests active leadership and organizational focus on institutional growth and stability. As a regional community bank, Gulf Coast Bank serves customers seeking personalized local banking relationships rather than national chain services. The bank's emphasis on SBA lending makes it particularly valuable for small business owners in Louisiana.
However, as a smaller regional institution, they may have more limited product offerings and potentially less rate claims to verify compared to larger national banks. Customers should verify current rates and fees, as this information is not detailed on their website.
This is state-level context for Banks consumers in Abbeville, LA. It does not confirm that Gulf Coast Bank or this specific location is licensed.
State regulator
Louisiana Office of Financial Institutions
Consumer protection
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Gulf Coast Bank processed 82 mortgage applications in 2023, with 93.9% recorded as approved across 1 states.
82
Applications
93.9%
Approval Rate
$144K
Avg Loan
1
States Served
Based on 82 applications. Income in thousands (reported by applicant).
Source: CFPB Home Mortgage Disclosure Act (HMDA) Data, 2023. Applications include originated, approved, and denied loans.
Gulf Coast Bank offers 12 services including FDIC-insured checking accounts, Savings accounts, Credit cards, SBA business loans, Online banking with secure email option, and 7 more.
Gulf Coast Bank has profile signals associated with Small business owners in Louisiana seeking SBA loans and expert commercial lending, South Louisiana residents wanting personalized local community banking relationships, Active military members and service members qualifying for military-specific checking accounts, Customers seeking FDIC-insured deposits with local branch access for account management.
Key strengths: FDIC-insured deposits provide federal protection up to applicable limits; One of Louisiana's top SBA lenders with expert lending team for small business financing; 9 physical branch locations across South Louisiana for in-person banking. Areas to consider: Limited geographic footprint restricted to South Louisiana region only; Website does not display current interest rates, APYs, or fee schedules for comparison.
In the Banks category, comparable providers include Abbeville Building & Loan (a State-Chartered Savings Bank), American Bank, American Bank & Trust Company. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Gulf Coast Bank is profile signals for small business owners seeking SBA lending experience context and South Louisiana residents desiring personalized community banking with local branch access. The main caveat is that as a regional bank, it has limited geographic availability and the website lacks critical details on rates, fees, and minimum deposit requirements needed to fully evaluate competitive positioning against larger national banks.
State-chartered mutual savings bank in Louisiana specializing in residential mortgages and deposit products since 1890. FDIC-insured with online banking.
Profile signals: Louisiana residents seeking both residential mortgage and deposit products from a community-focused bank, First-time homebuyers in Vermilion Parish with limited down payment savings
Community-focused bank in Louisiana offering personal and commercial banking services, with recognition as the #1 SBA lender in the state by loan count and volume.
Profile signals: Small business owners in Louisiana seeking SBA loans and listed commercial financing, Louisiana residents wanting personal relationships with local bankers and community-focused service
Community bank operating in Louisiana since 1958, offering checking, savings, loans, and credit/debit cards with a focus on personal service.
Profile signals: Small business owners in south-central Louisiana seeking community bank relationships, Individuals in Louisiana branch areas prioritizing in-person service and local decision-making
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