Review 6 credit repair companies, personal lenders, and financial services in West Palm Beach, Florida. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.
Nonprofit credit counseling agency offering debt management plans, debt settlement, and a proprietary DualTrack hybrid program for consumers with unsecured debt.
Google rating from 381 reviews
Profile signals: Consumers with substantial unsecured credit card or personal loan debt who want a structured nonprofit-guided payoff plan, People receiving collection calls who need creditor negotiation and a single consolidated payment
The Credit Pros is a credit repair company that disputes inaccurate items on credit reports and provides credit monitoring and educational tools to help clients improve their credit scores.
Google rating from 636 reviews
Profile signals: Consumers with inaccurate or fraudulent items on their credit reports seeking professional disputes, Individuals wanting professional credit repair combined with educational resources and monitoring
Non-profit credit counseling organization offering debt management plans, housing counseling, and financial education through certified personal finance counselors.
Profile signals: Consumers behind on credit card payments seeking to avoid bankruptcy through structured repayment, Seniors 62+ exploring reverse mortgage options and housing-related financial decisions
HUD-approved nonprofit offering free homebuyer education, foreclosure counseling, and down payment assistance to low-to-moderate income families in Florida.
Profile signals: First-time homebuyers with low-to-moderate incomes in the Florida area seeking free education, Homeowners facing foreclosure or eviction who need counseling and intervention options
Non-profit organization providing free financial education, homebuyer counseling, and workforce development services to Palm Beach County communities for over 50 years.
Profile signals: First-time homebuyers in Palm Beach County seeking free HUD-approved homebuyer education and counseling, Job seekers and career changers needing workforce development training and job placement assistance
West Palm Beach Housing Authority provides project-based rental voucher assistance and housing programs for low-income and senior households in Palm Beach County, Florida.
Profile signals: Low-income seniors aged 62+ in Palm Beach County seeking affordable rental housing, Families with household income at or below 50% of area median income ($40,950 for single person in 2025)
Non-profit credit counseling organization offering debt management plans, housing counseling, and financial education through certified personal finance counselors.
Profile signals: Consumers behind on credit card payments seeking to avoid bankruptcy through structured repayment, Seniors 62+ exploring reverse mortgage options and housing-related financial decisions
HUD-approved nonprofit offering free homebuyer education, foreclosure counseling, and down payment assistance to low-to-moderate income families in Florida.
Profile signals: First-time homebuyers with low-to-moderate incomes in the Florida area seeking free education, Homeowners facing foreclosure or eviction who need counseling and intervention options
Non-profit organization providing free financial education, homebuyer counseling, and workforce development services to Palm Beach County communities for over 50 years.
Profile signals: First-time homebuyers in Palm Beach County seeking free HUD-approved homebuyer education and counseling, Job seekers and career changers needing workforce development training and job placement assistance
West Palm Beach Housing Authority provides project-based rental voucher assistance and housing programs for low-income and senior households in Palm Beach County, Florida.
Profile signals: Low-income seniors aged 62+ in Palm Beach County seeking affordable rental housing, Families with household income at or below 50% of area median income ($40,950 for single person in 2025)
Nonprofit credit counseling agency offering debt management plans, debt settlement, and a proprietary DualTrack hybrid program for consumers with unsecured debt.
Google rating from 381 reviews
Profile signals: Consumers with substantial unsecured credit card or personal loan debt who want a structured nonprofit-guided payoff plan, People receiving collection calls who need creditor negotiation and a single consolidated payment
The Credit Pros is a credit repair company that disputes inaccurate items on credit reports and provides credit monitoring and educational tools to help clients improve their credit scores.
Google rating from 636 reviews
Profile signals: Consumers with inaccurate or fraudulent items on their credit reports seeking professional disputes, Individuals wanting professional credit repair combined with educational resources and monitoring
Florida Consumer Protections: Florida allows payday lending with notable consumer-protection context including a statewide database preventing multiple simultaneous loans, a $500 cap, and a 24-hour cooling-off period. The Office of Financial Regulation oversees all consumer lenders. Consumers can file complaints online through the OFR or the Attorney General.
Interest Rate Cap: Florida usury cap: 18% for loans under $500,000; 25% criminal usury threshold; payday loans regulated separately.
Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).
Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Florida Attorney General Consumer Protection Division.
Use these guides with local pages, state rules, and provider profiles before contacting a company.
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