Review 5 credit repair companies, personal lenders, and financial services in West Memphis, Arkansas. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.
West Memphis, AR's ACE Cash Express at 100 E Broadway Blvd offers payday and title loans during convenient weekday evening hours.
Profile signals: Consumers researching short-term cash access who have limited access to traditional banking, Individuals with poor or no credit history seeking small emergency loans
Community bank founded in 1925 offering personal banking, business lending, mortgages, and open banking/fintech solutions with 8 branches and 24/7 online access.
Profile signals: Small business owners and entrepreneurs seeking SBA loans and business banking services, Fintech developers and companies building BaaS platforms requiring banking infrastructure
Fidelity Bank is a regional FDIC-insured bank serving eastern Arkansas with five locations and over $500M in assets, offering personal and business banking services.
Profile signals: Eastern Arkansas residents seeking personalized community banking with local decision-making, Small business owners needing customized lending solutions and relationship-based banking
1 Stop Pawn Shop is a West Memphis, AR-based firearms and outdoor gear retailer offering in-house retail financing with APRs from 15.99-23.99% on purchases from $500+.
Profile signals: Firearms enthusiasts and hunters needing to finance tactical or hunting equipment purchases, Customers with fair-to-good credit (FICO-dependent pricing) seeking installment financing for specialty gear
Rely-A-Pawn is a West Memphis, AR pawn shop offering collateral-based loans and buying services for jewelry, electronics, tools, guns, and other items since 2008.
Profile signals: Consumers who are researching short-term cash access and have valuable items as collateral, People without access to traditional credit or who prefer not to use credit
Community bank founded in 1925 offering personal banking, business lending, mortgages, and open banking/fintech solutions with 8 branches and 24/7 online access.
Profile signals: Small business owners and entrepreneurs seeking SBA loans and business banking services, Fintech developers and companies building BaaS platforms requiring banking infrastructure
Fidelity Bank is a regional FDIC-insured bank serving eastern Arkansas with five locations and over $500M in assets, offering personal and business banking services.
Profile signals: Eastern Arkansas residents seeking personalized community banking with local decision-making, Small business owners needing customized lending solutions and relationship-based banking
1 Stop Pawn Shop is a West Memphis, AR-based firearms and outdoor gear retailer offering in-house retail financing with APRs from 15.99-23.99% on purchases from $500+.
Profile signals: Firearms enthusiasts and hunters needing to finance tactical or hunting equipment purchases, Customers with fair-to-good credit (FICO-dependent pricing) seeking installment financing for specialty gear
Rely-A-Pawn is a West Memphis, AR pawn shop offering collateral-based loans and buying services for jewelry, electronics, tools, guns, and other items since 2008.
Profile signals: Consumers who are researching short-term cash access and have valuable items as collateral, People without access to traditional credit or who prefer not to use credit
West Memphis, AR's ACE Cash Express at 100 E Broadway Blvd offers payday and title loans during convenient weekday evening hours.
Profile signals: Consumers researching short-term cash access who have limited access to traditional banking, Individuals with poor or no credit history seeking small emergency loans
Arkansas Consumer Protections: Arkansas has one of the strongest usury protections in the nation, with a constitutional cap on interest rates at 17% above the federal discount rate. This effectively bans payday lending in the state. Consumers are further protected by the Deceptive Trade Practices Act and can file complaints with the Attorney General.
Interest Rate Cap: Arkansas usury cap: 17% constitutional usury cap (Amendment 89); payday lending effectively banned. Payday lending is banned in this state.
Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).
Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Arkansas Attorney General Consumer Protection Division.
Use these guides with local pages, state rules, and provider profiles before contacting a company.
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