Wausau, WI

Credit Repair & Financial Services in Wausau

Review 6 credit repair companies, personal lenders, and financial services in Wausau, Wisconsin. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.

Wisconsin avg credit score: 720 Median income: $72,458 Poverty rate: 10.6% Payday loans: Legal Wisconsin overview →

Featured Provider Profiles in Wausau

6 companies
Cloverbelt logo

Cloverbelt

Cloverbelt Credit Union is a member-owned financial cooperative serving the Wausau, Wisconsin area with multiple branch locations and mortgage lending services.

BBB: NR

Profile signals: Wisconsin residents in Marathon County seeking personalized mortgage and home lending services, Member-owners prioritizing local, community-based financial institution relationships

Connexus logo

Connexus

Connexus is a nationwide, member-owned credit union founded in 1935 offering rate claims to verify on deposits and loans with access to 5,000+ shared branches and thousands of fee-free ATMs.

BBB: NR

Profile signals: Consumers seeking high-yield savings and checking accounts without physical branch dependency, Borrowers nationwide who value member-owned cooperative benefits and competitive loan rates

Incrediblebank logo

Incrediblebank

IncredibleBank is an FDIC-insured bank offering personal and business banking, checking accounts, loans, and mortgages with physical locations in Cape Coral, Florida.

BBB: NR

Profile signals: Cape Coral, Florida residents and local businesses seeking relationship-based community banking, Motorcoach owners and transportation/recreation vehicle business operators

Marathon Bank logo

Marathon Bank

Marathon Bank is a Wisconsin-based community bank established in 1902, offering comprehensive personal and business banking services including checking, savings, loans, and mortgages.

BBB: NR

Profile signals: Wisconsin residents and businesses seeking personalized banking relationships with local decision-making, Small to mid-sized businesses needing industry-specific lending and cash management services

Marathon County Employees logo

Marathon County Employees

Marathon County Employees Credit Union is a member-owned financial institution in Wausau, WI offering comprehensive banking, lending, and financial planning services to its members.

BBB: NR

Profile signals: Marathon County area residents and employees seeking relationship-based banking with personalized service, Members qualifying for credit union membership who prioritize rate claims to verify and fee-free checking

Peoples State Bank logo

Peoples State Bank

Peoples State Bank Wausau, WI — Peoples State Bank is a Wisconsin-based community bank offering FDIC-insured checking, savings, and mortgage products wi...

BBB: NR

Profile signals: Wisconsin residents seeking full-service community banking with relationship-based service, Students looking for checking accounts with online access and educational tools

Credit Unions in Wausau

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Cloverbelt logo

Cloverbelt

Cloverbelt Credit Union is a member-owned financial cooperative serving the Wausau, Wisconsin area with multiple branch locations and mortgage lending services.

BBB: NR

Profile signals: Wisconsin residents in Marathon County seeking personalized mortgage and home lending services, Member-owners prioritizing local, community-based financial institution relationships

Connexus logo

Connexus

Connexus is a nationwide, member-owned credit union founded in 1935 offering rate claims to verify on deposits and loans with access to 5,000+ shared branches and thousands of fee-free ATMs.

BBB: NR

Profile signals: Consumers seeking high-yield savings and checking accounts without physical branch dependency, Borrowers nationwide who value member-owned cooperative benefits and competitive loan rates

Marathon County Employees logo

Marathon County Employees

Marathon County Employees Credit Union is a member-owned financial institution in Wausau, WI offering comprehensive banking, lending, and financial planning services to its members.

BBB: NR

Profile signals: Marathon County area residents and employees seeking relationship-based banking with personalized service, Members qualifying for credit union membership who prioritize rate claims to verify and fee-free checking

Banks in Wausau

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Incrediblebank logo

Incrediblebank

IncredibleBank is an FDIC-insured bank offering personal and business banking, checking accounts, loans, and mortgages with physical locations in Cape Coral, Florida.

BBB: NR

Profile signals: Cape Coral, Florida residents and local businesses seeking relationship-based community banking, Motorcoach owners and transportation/recreation vehicle business operators

Marathon Bank logo

Marathon Bank

Marathon Bank is a Wisconsin-based community bank established in 1902, offering comprehensive personal and business banking services including checking, savings, loans, and mortgages.

BBB: NR

Profile signals: Wisconsin residents and businesses seeking personalized banking relationships with local decision-making, Small to mid-sized businesses needing industry-specific lending and cash management services

Peoples State Bank logo

Peoples State Bank

Peoples State Bank Wausau, WI — Peoples State Bank is a Wisconsin-based community bank offering FDIC-insured checking, savings, and mortgage products wi...

BBB: NR

Profile signals: Wisconsin residents seeking full-service community banking with relationship-based service, Students looking for checking accounts with online access and educational tools

Your Rights in Wisconsin

Wisconsin Consumer Protections: Wisconsin is one of the most permissive states for payday lending, with no rate cap for licensed lenders. Effective APRs can exceed 500%. The Department of Financial Institutions requires licensing but does not limit rates. Consumers should exercise extreme caution and can file complaints with DFI or the Attorney General.

Interest Rate Cap: Wisconsin usury cap: No general usury cap for licensed lenders; payday loans legal with no rate cap.

Key Regulations:
  • Wisconsin has no usury cap for licensed lenders, allowing unlimited payday loan rates.
  • Payday loans are governed by the Wisconsin Consumer Act but without rate caps.
  • Licensed lenders must disclose APR and fees but are not limited by them.
  • The Wisconsin Consumer Act provides basic protections but does not cap payday rates.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Wisconsin Attorney General Consumer Protection Bureau.

Research Service Guides

Use these guides with local pages, state rules, and provider profiles before contacting a company.

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