Washington, PA

Credit Repair & Financial Services in Washington

Review 6 credit repair companies, personal lenders, and financial services in Washington, Pennsylvania. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.

Pennsylvania avg credit score: 713 Median income: $73,170 Poverty rate: 11.1% Payday loans: Banned Pennsylvania overview →

Featured Provider Profiles in Washington

6 companies
Buy & Sell Outlet logo

Buy & Sell Outlet

Buy & Sell Outlet is a pawn shop in Washington, PA that buys used goods and offers in-store pickup. Established in 2011, they accept multiple payment methods and are wheelchair accessible.

BBB: NR

Profile signals: Local Washington, PA residents researching short-term cash access for used items they own, Customers seeking accessible pawn shop services with wheelchair accommodation

EZ Cash Buy Sell Trade logo

EZ Cash Buy Sell Trade

EZ Cash Buy Sell Trade is a pawn shop located in Washington, PA offering collateral-based loans and the buying/selling of merchandise.

BBB: NR

Profile signals: Customers researching short-term cash access who own items of value, People looking to buy used merchandise at discounted prices

Jessop Community logo

Jessop Community

Jessop Community Federal Credit Union is a member-owned credit union serving Washington County, PA with vehicle loans, credit cards, share accounts, and access to 5,000+ shared branches nationwide.

BBB: NR

Profile signals: Washington County, PA residents seeking competitive auto loan rates with local credit union service, Individuals who live, work, worship, or attend school in Washington County with existing family connections to the credit union

Wabellco logo

Wabellco

Wabellco Federal Credit Union is a member-owned credit union serving the Washington, PA area since 1955, offering savings accounts, lending products, and online banking services.

BBB: NR

Profile signals: Washington, PA area residents seeking local, community-focused credit union banking, Employees with payroll deduction capability wanting automated savings and lower-rate loan payments

Washington Area Teachers logo

Washington Area Teachers

Washington Area FCU is a member-owned credit union offering savings, checking, loans, and financial counseling to eligible organizations and their employees in the Washington area.

BBB: NR

Profile signals: Employees of eligible Washington-area organizations seeking comprehensive financial services, Members prioritizing free financial counseling and debt management resources

Washington Financial Bank logo

Washington Financial Bank

FDIC-insured bank offering personal checking, savings, mortgages, and online banking with a focus on relationship-based service and accessibility.

BBB: NR

Profile signals: Customers seeking FDIC-insured deposit products with relationship-based service, First-time homebuyers interested in mortgage products with personal guidance

Credit Unions in Washington

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Jessop Community logo

Jessop Community

Jessop Community Federal Credit Union is a member-owned credit union serving Washington County, PA with vehicle loans, credit cards, share accounts, and access to 5,000+ shared branches nationwide.

BBB: NR

Profile signals: Washington County, PA residents seeking competitive auto loan rates with local credit union service, Individuals who live, work, worship, or attend school in Washington County with existing family connections to the credit union

Wabellco logo

Wabellco

Wabellco Federal Credit Union is a member-owned credit union serving the Washington, PA area since 1955, offering savings accounts, lending products, and online banking services.

BBB: NR

Profile signals: Washington, PA area residents seeking local, community-focused credit union banking, Employees with payroll deduction capability wanting automated savings and lower-rate loan payments

Washington Area Teachers logo

Washington Area Teachers

Washington Area FCU is a member-owned credit union offering savings, checking, loans, and financial counseling to eligible organizations and their employees in the Washington area.

BBB: NR

Profile signals: Employees of eligible Washington-area organizations seeking comprehensive financial services, Members prioritizing free financial counseling and debt management resources

Pawn Shops in Washington

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Buy & Sell Outlet logo

Buy & Sell Outlet

Buy & Sell Outlet is a pawn shop in Washington, PA that buys used goods and offers in-store pickup. Established in 2011, they accept multiple payment methods and are wheelchair accessible.

BBB: NR

Profile signals: Local Washington, PA residents researching short-term cash access for used items they own, Customers seeking accessible pawn shop services with wheelchair accommodation

EZ Cash Buy Sell Trade logo

EZ Cash Buy Sell Trade

EZ Cash Buy Sell Trade is a pawn shop located in Washington, PA offering collateral-based loans and the buying/selling of merchandise.

BBB: NR

Profile signals: Customers researching short-term cash access who own items of value, People looking to buy used merchandise at discounted prices

Banks in Washington

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Washington Financial Bank logo

Washington Financial Bank

FDIC-insured bank offering personal checking, savings, mortgages, and online banking with a focus on relationship-based service and accessibility.

BBB: NR

Profile signals: Customers seeking FDIC-insured deposit products with relationship-based service, First-time homebuyers interested in mortgage products with personal guidance

Your Rights in Pennsylvania

Pennsylvania Consumer Protections: Pennsylvania effectively bans payday lending through its strict usury laws. Licensed consumer discount companies can charge higher rates but remain well below payday loan levels. Consumers can file complaints with the Department of Banking and Securities or the Attorney General's Bureau of Consumer Protection.

Interest Rate Cap: Pennsylvania usury cap: 6% for non-licensed lenders (24% for licensed small loan companies); payday lending banned. Payday lending is banned in this state.

Key Regulations:
  • Payday lending is banned; the state's usury cap of 6% (24% for licensed lenders) prevents it.
  • Licensed consumer discount companies regulated under the Consumer Discount Company Act.
  • The Pennsylvania Unfair Trade Practices and Consumer Protection Law prohibits deceptive lending.
  • Title lending is also restricted under state law.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Pennsylvania Attorney General Bureau of Consumer Protection.

Research Service Guides

Use these guides with local pages, state rules, and provider profiles before contacting a company.

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