Tyler, TX

Credit Repair & Financial Services in Tyler

Review 6 credit repair companies, personal lenders, and financial services in Tyler, Texas. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.

Texas avg credit score: 694 Median income: $73,035 Poverty rate: 13.4% Payday loans: Legal Texas overview →

Featured Provider Profiles in Tyler

6 companies
Landmark Credit Repair logo

Landmark Credit Repair

Texas-based credit repair firm using legal advocacy and FCRA/FDCPA compliance strategies to dispute errors and challenge credit bureaus rather than traditional dispute letters alone.

3.7/5

Google rating from 173 reviews

BBB: NR

Profile signals: Consumers with documented credit bureau errors or inaccuracies who believe legal violations occurred, Credit score ranges 500-699 seeking structured dispute strategy beyond DIY letter campaigns

Citizens 1st Bank logo

Citizens 1st Bank

Citizens 1st Bank is a traditional bank offering checking, savings, and lending products with mobile deposit capability and online financial calculators.

BBB: NR

Profile signals: Customers seeking traditional bank accounts with FDIC protection, Small business owners needing both personal and commercial banking services

Kelly Community logo

Kelly Community

Review this provider profile and compare source-linked details before choosing what to do next.

BBB: NR

Profile signals: Lower fees and better loan rates than banks, Member-owned cooperative banking

Keystone logo

Keystone

Member-owned credit union in Tyler, Texas serving Smith County with personal loans, auto loans, mortgages, and deposit accounts at rate claims to verify.

BBB: NR

Profile signals: Smith County, Texas residents seeking relationship-based banking with rate claims to verify from a community-focused institution, Borrowers interested in auto loans, mortgages, or personal loans who prefer member-owned cooperatives over for-profit banks

Mcmurrey logo

Mcmurrey

McMurrey Federal Credit Union is a not-for-profit financial institution serving members since 1955, offering checking, savings, loans, and credit cards with local decision-making.

BBB: NR

Profile signals: Residents of Tyler, Texas area seeking local relationship-based banking, Employees of member-eligible organizations wanting not-for-profit financial institution benefits

Southside Bank logo

Southside Bank

FDIC-insured bank offering personal and business banking, mortgages, wealth management, and investment services with multiple locations across Texas.

BBB: NR

Profile signals: Texas-based individuals and businesses seeking relationship-driven banking with in-person branch access, Customers wanting comprehensive banking (checking, savings, credit products) in a single institution

Credit Unions in Tyler

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Kelly Community logo

Kelly Community

Review this provider profile and compare source-linked details before choosing what to do next.

BBB: NR

Profile signals: Lower fees and better loan rates than banks, Member-owned cooperative banking

Keystone logo

Keystone

Member-owned credit union in Tyler, Texas serving Smith County with personal loans, auto loans, mortgages, and deposit accounts at rate claims to verify.

BBB: NR

Profile signals: Smith County, Texas residents seeking relationship-based banking with rate claims to verify from a community-focused institution, Borrowers interested in auto loans, mortgages, or personal loans who prefer member-owned cooperatives over for-profit banks

Mcmurrey logo

Mcmurrey

McMurrey Federal Credit Union is a not-for-profit financial institution serving members since 1955, offering checking, savings, loans, and credit cards with local decision-making.

BBB: NR

Profile signals: Residents of Tyler, Texas area seeking local relationship-based banking, Employees of member-eligible organizations wanting not-for-profit financial institution benefits

Banks in Tyler

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Citizens 1st Bank logo

Citizens 1st Bank

Citizens 1st Bank is a traditional bank offering checking, savings, and lending products with mobile deposit capability and online financial calculators.

BBB: NR

Profile signals: Customers seeking traditional bank accounts with FDIC protection, Small business owners needing both personal and commercial banking services

Southside Bank logo

Southside Bank

FDIC-insured bank offering personal and business banking, mortgages, wealth management, and investment services with multiple locations across Texas.

BBB: NR

Profile signals: Texas-based individuals and businesses seeking relationship-driven banking with in-person branch access, Customers wanting comprehensive banking (checking, savings, credit products) in a single institution

Credit Repair in Tyler

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Landmark Credit Repair logo

Landmark Credit Repair

Texas-based credit repair firm using legal advocacy and FCRA/FDCPA compliance strategies to dispute errors and challenge credit bureaus rather than traditional dispute letters alone.

3.7/5

Google rating from 173 reviews

BBB: NR

Profile signals: Consumers with documented credit bureau errors or inaccuracies who believe legal violations occurred, Credit score ranges 500-699 seeking structured dispute strategy beyond DIY letter campaigns

Your Rights in Texas

Texas Consumer Protections: Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.

Interest Rate Cap: Texas usury cap: 10% for written contracts (18% default); payday/auto title loans regulated as credit access businesses.

Key Regulations:
  • Payday and auto title lenders operate as Credit Access Businesses (CABs) arranging loans through third-party lenders.
  • No state cap on CAB fees; effective APRs frequently exceed 500%.
  • Several cities (Austin, Dallas, San Antonio, Houston) have enacted local payday lending ordinances.
  • The Texas Finance Code regulates consumer lending but exempts CABs from rate caps.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Texas Attorney General Consumer Protection Division.

Research Service Guides

Use these guides with local pages, state rules, and provider profiles before contacting a company.

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