Staten Island, NY

Credit Repair & Financial Services in Staten Island

Compare 5 credit repair companies, personal lenders, and financial services in Staten Island, New York. All independently reviewed with BBB ratings and pricing.

New York avg credit score: 710 Median income: $75,910 Poverty rate: 12.7% Payday loans: Banned New York overview →

Top Rated in Staten Island

5 companies
The Debt Relief Company logo

The Debt Relief Company

The Debt Relief Company is a credit repair provider based in Staten Island, New York. Rated 5.0/5 with 193 Google reviews, reflecting exceptional customer satisfaction.

4.5/5
Free BBB: NR

Best for: Consumers in Staten Island, New York looking for credit repair services, People who prefer working with a local credit repair provider

Make Credit Great Again logo

Make Credit Great Again

Credit repair company that disputes errors and negative items on credit reports, claiming significant score improvements within 2-3 months for clients.

4.4/5
Free BBB: NR

Best for: Consumers with incorrect negative items on their credit reports seeking rapid dispute assistance, Individuals with multiple credit bureaus reporting inaccurate information who need coordinated multi-bureau disputes

Empire State Bank logo

Empire State Bank

FDIC-insured community bank offering business and personal checking, savings, CDs, and lending products with specialized services like cash management and escrow.

4.2/5
Contact BBB:

Best for: Small business owners seeking specialized services like cash management, escrow, and SBA lending, Customers prioritizing FDIC insurance protection and extended coverage beyond standard limits

Northfield Bank logo

Northfield Bank

Full-service community bank offering personal and commercial checking, savings, mortgages, lending, and investment services with FDIC insurance and local branch network.

4.2/5
Contact BBB:

Best for: Small business owners seeking personalized commercial banking relationships with dedicated teams, First-time homebuyers interested in specialized affordable mortgage programs

Northfield Community Local Development Corporation of Staten Island, Inc. logo

Northfield Community Local Development Corporation of Staten Island, Inc.

Non-profit community development organization in Staten Island offering housing, economic empowerment, and human services programs with bilingual counselors and accessible facilities.

4.1/5
Contact BBB: NR

Best for: Staten Island residents seeking affordable housing development or improvement assistance, Spanish-speaking community members needing bilingual support services

Banks in Staten Island

View all →
Empire State Bank logo

Empire State Bank

FDIC-insured community bank offering business and personal checking, savings, CDs, and lending products with specialized services like cash management and escrow.

4.2/5
Contact BBB:

Best for: Small business owners seeking specialized services like cash management, escrow, and SBA lending, Customers prioritizing FDIC insurance protection and extended coverage beyond standard limits

Northfield Bank logo

Northfield Bank

Full-service community bank offering personal and commercial checking, savings, mortgages, lending, and investment services with FDIC insurance and local branch network.

4.2/5
Contact BBB:

Best for: Small business owners seeking personalized commercial banking relationships with dedicated teams, First-time homebuyers interested in specialized affordable mortgage programs

Credit Repair in Staten Island

View all →
Make Credit Great Again logo

Make Credit Great Again

Credit repair company that disputes errors and negative items on credit reports, claiming significant score improvements within 2-3 months for clients.

4.4/5
Free BBB: NR

Best for: Consumers with incorrect negative items on their credit reports seeking rapid dispute assistance, Individuals with multiple credit bureaus reporting inaccurate information who need coordinated multi-bureau disputes

Free Help in Staten Island

View all →
Northfield Community Local Development Corporation of Staten Island, Inc. logo

Northfield Community Local Development Corporation of Staten Island, Inc.

Non-profit community development organization in Staten Island offering housing, economic empowerment, and human services programs with bilingual counselors and accessible facilities.

4.1/5
Contact BBB: NR

Best for: Staten Island residents seeking affordable housing development or improvement assistance, Spanish-speaking community members needing bilingual support services

Get Out of Debt in Staten Island

View all →
The Debt Relief Company logo

The Debt Relief Company

The Debt Relief Company is a credit repair provider based in Staten Island, New York. Rated 5.0/5 with 193 Google reviews, reflecting exceptional customer satisfaction.

4.5/5
Free BBB: NR

Best for: Consumers in Staten Island, New York looking for credit repair services, People who prefer working with a local credit repair provider

Your Rights in New York

New York Consumer Protections: New York bans payday lending through its 16% civil usury and 25% criminal usury caps. The Department of Financial Services aggressively pursues illegal online payday lenders. Consumers have strong protections under state law and can file complaints with DFS or the Attorney General.

Interest Rate Cap: New York usury cap: 16% civil usury; 25% criminal usury; payday lending banned. Payday lending is banned in this state.

Key Regulations:
  • Payday lending is banned; civil usury cap of 16% and criminal usury cap of 25% make it illegal.
  • The Department of Financial Services actively enforces against online payday lenders targeting NY residents.
  • Licensed lenders under the Banking Law may charge rates agreed upon for certain loan types.
  • The NY Consumer Protection Act and General Business Law Article 22-A protect consumers.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with New York Attorney General Consumer Frauds Bureau.

Compare Top-Rated Services

Our editors reviewed hundreds of companies to find the best options nationwide.

Browse Other Cities

Affiliate Disclosure: CreditDoc may earn a commission when you click links to products and services featured on this page. Our editorial team independently reviews all services. Learn more.