Staten Island, NY

Credit Repair & Financial Services in Staten Island

Review 13 credit repair companies, personal lenders, and financial services in Staten Island, New York. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.

New York avg credit score: 710 Median income: $75,910 Poverty rate: 12.7% Payday loans: Banned New York overview →

Featured Provider Profiles in Staten Island

13 companies
The Debt Relief Company logo

The Debt Relief Company

The Debt Relief Company is a credit repair provider based in Staten Island, New York. Rated 5.0/5 with 193 Google reviews, reflecting high listed customer satisfaction.

5.0/5

Google rating from 193 reviews

BBB: NR

Profile signals: Consumers in Staten Island, New York looking for credit repair services, People who prefer working with a local credit repair provider

Make Credit Great Again logo

Make Credit Great Again

Credit repair company that disputes errors and negative items on credit reports, claiming significant score improvements within 2-3 months for clients.

4.7/5

Google rating from 15 reviews

BBB: NR

Profile signals: Consumers with incorrect negative items on their credit reports seeking rapid dispute assistance, Individuals with multiple credit bureaus reporting inaccurate information who need coordinated multi-bureau disputes

Apex Credit Solutions, Inc. logo

Apex Credit Solutions, Inc.

Apex Credit Solutions is a credit repair company offering dispute services, creditor interventions, and credit restoration programs since 2003. They provide personalized credit analysis and targeted assistance to help consumers address negative items on their reports.

BBB: NR

Profile signals: Consumers with inaccurate negative items on credit reports seeking professional dispute assistance, Individuals overwhelmed by credit report complexity who want guidance context through the process

Cash Now Pawn Shop logo

Cash Now Pawn Shop

Cash Now Pawn Shop at 1186 Bay St, Staten Island offers collateral-based lending and pawn services with extended weekday hours and accessible storefront amenities.

BBB: NR

Profile signals: Individuals researching short-term cash access ($100-$5,000) without credit approval, People with poor credit history or no established credit who may not meet traditional loan criteria

Direct Cash logo

Direct Cash

Direct Cash offers small emergency loans up to $1,500 with provider-stated funding timing and a quick online application process for consumers needing fast access to cash.

BBB: NR

Profile signals: Consumers facing genuine emergencies needing $100-$1,500 in 1-2 business days, Borrowers with poor credit who cannot access traditional bank loans quickly

Division 726 logo

Division 726

Division 726 Federal Credit Union is a member-owned credit union serving Staten Island transportation workers since 1970, offering personal loans, auto loans, and Christmas loans.

BBB: NR

Profile signals: Staten Island transportation workers seeking relationship banking with a community-focused credit union, Auto buyers looking for rate claims to verify from a local, member-owned lender

Pawn Shops in Staten Island

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Cash Now Pawn Shop logo

Cash Now Pawn Shop

Cash Now Pawn Shop at 1186 Bay St, Staten Island offers collateral-based lending and pawn services with extended weekday hours and accessible storefront amenities.

BBB: NR

Profile signals: Individuals researching short-term cash access ($100-$5,000) without credit approval, People with poor credit history or no established credit who may not meet traditional loan criteria

Top Dollar Pawn Brokers logo

Top Dollar Pawn Brokers

Review this provider profile and compare source-linked details before choosing what to do next.

BBB: NR

Profile signals: People researching short-term cash access with eligibility claims to verify, Borrowers with valuable items as collateral

Victory Fine Jewelry and Pawn Brokers logo

Victory Fine Jewelry and Pawn Brokers

Victory Fine Jewelry and Pawn Brokers operates a pawn shop at 71 Victory Blvd in Staten Island, NY, offering collateral-based loans and jewelry services.

BBB: NR

Profile signals: Individuals with poor credit or no credit history researching short-term cash access, People with valuable jewelry or fine goods who need quick liquidity

Credit Repair in Staten Island

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Make Credit Great Again logo

Make Credit Great Again

Credit repair company that disputes errors and negative items on credit reports, claiming significant score improvements within 2-3 months for clients.

4.7/5

Google rating from 15 reviews

BBB: NR

Profile signals: Consumers with incorrect negative items on their credit reports seeking rapid dispute assistance, Individuals with multiple credit bureaus reporting inaccurate information who need coordinated multi-bureau disputes

Apex Credit Solutions, Inc. logo

Apex Credit Solutions, Inc.

Apex Credit Solutions is a credit repair company offering dispute services, creditor interventions, and credit restoration programs since 2003. They provide personalized credit analysis and targeted assistance to help consumers address negative items on their reports.

BBB: NR

Profile signals: Consumers with inaccurate negative items on credit reports seeking professional dispute assistance, Individuals overwhelmed by credit report complexity who want guidance context through the process

Banks in Staten Island

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Empire State Bank logo

Empire State Bank

FDIC-insured community bank offering business and personal checking, savings, CDs, and lending products with listed services like cash management and escrow.

BBB: NR

Profile signals: Small business owners seeking listed services like cash management, escrow, and SBA lending, Customers prioritizing FDIC insurance protection and extended coverage beyond standard limits

Northfield Bank logo

Northfield Bank

Full-service community bank offering personal and commercial checking, savings, mortgages, lending, and investment services with FDIC insurance and local branch network.

BBB: NR

Profile signals: Small business owners seeking personalized commercial banking relationships with dedicated teams, First-time homebuyers interested in listed affordable mortgage programs

Debt Relief in Staten Island

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The Debt Relief Company logo

The Debt Relief Company

The Debt Relief Company is a credit repair provider based in Staten Island, New York. Rated 5.0/5 with 193 Google reviews, reflecting high listed customer satisfaction.

5.0/5

Google rating from 193 reviews

BBB: NR

Profile signals: Consumers in Staten Island, New York looking for credit repair services, People who prefer working with a local credit repair provider

The Debt Management Group logo

The Debt Management Group

The Debt Management Group offers debt settlement, credit counseling, and debt consolidation services to help consumers reduce debt and avoid bankruptcy through customized debt resolution plans.

BBB: NR

Profile signals: Consumers with $10,000+ in credit card or unsecured debt seeking settlement alternatives, Individuals struggling with minimum payments who want to consolidate into single payments

Emergency Cash in Staten Island

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Direct Cash logo

Direct Cash

Direct Cash offers small emergency loans up to $1,500 with provider-stated funding timing and a quick online application process for consumers needing fast access to cash.

BBB: NR

Profile signals: Consumers facing genuine emergencies needing $100-$1,500 in 1-2 business days, Borrowers with poor credit who cannot access traditional bank loans quickly

Credit Unions in Staten Island

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Division 726 logo

Division 726

Division 726 Federal Credit Union is a member-owned credit union serving Staten Island transportation workers since 1970, offering personal loans, auto loans, and Christmas loans.

BBB: NR

Profile signals: Staten Island transportation workers seeking relationship banking with a community-focused credit union, Auto buyers looking for rate claims to verify from a local, member-owned lender

Free Help in Staten Island

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Northfield Community Local Development Corporation of Staten Island, Inc. logo

Northfield Community Local Development Corporation of Staten Island, Inc.

Non-profit community development organization in Staten Island offering housing, economic empowerment, and human services programs with bilingual counselors and accessible facilities.

BBB: NR

Profile signals: Staten Island residents seeking affordable housing development or improvement assistance, Spanish-speaking community members needing bilingual support services

Credit Building in Staten Island

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VIP Auto Lease NYC Best 0 Down Leasing Deals logo

VIP Auto Lease NYC Best 0 Down Leasing Deals

VIP Auto Lease is a Staten Island-based car leasing broker specializing in $0 down new vehicle leases for NYC metro and nationwide customers, including those rebuilding credit.

BBB: NR

Profile signals: NYC metro residents who want a $0 down new car lease without dealership haggling, Credit-challenged customers seeking lease approval with non-prime or rebuilding credit

Your Rights in New York

New York Consumer Protections: New York bans payday lending through its 16% civil usury and 25% criminal usury caps. The Department of Financial Services aggressively pursues illegal online payday lenders. Consumers have strong protections under state law and can file complaints with DFS or the Attorney General.

Interest Rate Cap: New York usury cap: 16% civil usury; 25% criminal usury; payday lending banned. Payday lending is banned in this state.

Key Regulations:
  • Payday lending is banned; civil usury cap of 16% and criminal usury cap of 25% make it illegal.
  • The Department of Financial Services actively enforces against online payday lenders targeting NY residents.
  • Licensed lenders under the Banking Law may charge rates agreed upon for certain loan types.
  • The NY Consumer Protection Act and General Business Law Article 22-A protect consumers.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with New York Attorney General Consumer Frauds Bureau.

Research Service Guides

Use these guides with local pages, state rules, and provider profiles before contacting a company.

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