Stafford, TX

Credit Repair & Financial Services in Stafford

Review 5 credit repair companies, personal lenders, and financial services in Stafford, Texas. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.

Texas avg credit score: 694 Median income: $73,035 Poverty rate: 13.4% Payday loans: Legal Texas overview →

Featured Provider Profiles in Stafford

5 companies
Money Management International logo

Money Management International

Money Management International is a credit repair provider based in Stafford, Texas. Rated 5.0/5 with 734 Google reviews, reflecting high listed customer satisfaction.

5.0/5

Google rating from 734 reviews

BBB: NR

Profile signals: Consumers in Stafford, Texas looking for credit repair services, People who prefer working with a local credit repair provider

Checks Cashed Loans logo

Checks Cashed Loans

ACE Cash Express offers payday loans, installment loans, title loans, and check cashing services at their Stafford, TX location with provider-stated funding timing options for emergency cash needs.

BBB: NR

Profile signals: Workers facing unexpected emergencies (medical, car repair, utility bills) needing funds before next paycheck, Unbanked or underbanked individuals without access to traditional bank loans or credit

Money Management International - Houston Call Center logo

Money Management International - Houston Call Center

Nonprofit credit counseling organization offering debt management plans, financial counseling, and educational resources to help consumers reduce debt faster.

BBB: NR

Profile signals: Consumers with $20,000+ in high-interest credit card debt seeking structured repayment without debt settlement or bankruptcy, Individuals overwhelmed by multiple creditor accounts who need payment consolidation and creditor negotiation support

Money Management International Inc. logo

Money Management International Inc.

Nonprofit credit counseling organization offering debt management plans, financial counseling, and educational resources to help consumers reduce debt faster.

BBB: NR

Profile signals: Consumers with multiple high-interest credit cards seeking to consolidate payments and negotiate lower rates without full debt settlement, Homebuyers or prospective reverse mortgage borrowers needing HUD-approved counseling as a requirement or preparation tool

Money order near me ( Giro postal) logo

Money order near me ( Giro postal)

Money order service located in Stafford, TX offering postal giro and money order solutions with wheelchair accessible entrance.

BBB: NR

Profile signals: Residents in Stafford, TX needing convenient money order services, Individuals requiring giro postal services for international or listed payments

Free Help in Stafford

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Money Management International logo

Money Management International

Money Management International is a credit repair provider based in Stafford, Texas. Rated 5.0/5 with 734 Google reviews, reflecting high listed customer satisfaction.

5.0/5

Google rating from 734 reviews

BBB: NR

Profile signals: Consumers in Stafford, Texas looking for credit repair services, People who prefer working with a local credit repair provider

Money Management International - Houston Call Center logo

Money Management International - Houston Call Center

Nonprofit credit counseling organization offering debt management plans, financial counseling, and educational resources to help consumers reduce debt faster.

BBB: NR

Profile signals: Consumers with $20,000+ in high-interest credit card debt seeking structured repayment without debt settlement or bankruptcy, Individuals overwhelmed by multiple creditor accounts who need payment consolidation and creditor negotiation support

Money Management International Inc. logo

Money Management International Inc.

Nonprofit credit counseling organization offering debt management plans, financial counseling, and educational resources to help consumers reduce debt faster.

BBB: NR

Profile signals: Consumers with multiple high-interest credit cards seeking to consolidate payments and negotiate lower rates without full debt settlement, Homebuyers or prospective reverse mortgage borrowers needing HUD-approved counseling as a requirement or preparation tool

Emergency Cash in Stafford

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Checks Cashed Loans logo

Checks Cashed Loans

ACE Cash Express offers payday loans, installment loans, title loans, and check cashing services at their Stafford, TX location with provider-stated funding timing options for emergency cash needs.

BBB: NR

Profile signals: Workers facing unexpected emergencies (medical, car repair, utility bills) needing funds before next paycheck, Unbanked or underbanked individuals without access to traditional bank loans or credit

Check Cashing & Money Services in Stafford

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Money order near me ( Giro postal) logo

Money order near me ( Giro postal)

Money order service located in Stafford, TX offering postal giro and money order solutions with wheelchair accessible entrance.

BBB: NR

Profile signals: Residents in Stafford, TX needing convenient money order services, Individuals requiring giro postal services for international or listed payments

Your Rights in Texas

Texas Consumer Protections: Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.

Interest Rate Cap: Texas usury cap: 10% for written contracts (18% default); payday/auto title loans regulated as credit access businesses.

Key Regulations:
  • Payday and auto title lenders operate as Credit Access Businesses (CABs) arranging loans through third-party lenders.
  • No state cap on CAB fees; effective APRs frequently exceed 500%.
  • Several cities (Austin, Dallas, San Antonio, Houston) have enacted local payday lending ordinances.
  • The Texas Finance Code regulates consumer lending but exempts CABs from rate caps.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Texas Attorney General Consumer Protection Division.

Research Service Guides

Use these guides with local pages, state rules, and provider profiles before contacting a company.

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