Spokane, WA

Credit Repair & Financial Services in Spokane

Review 5 credit repair companies, personal lenders, and financial services in Spokane, Washington. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.

Washington avg credit score: 720 Median income: $90,325 Poverty rate: 10% Payday loans: Legal Washington overview →

Featured Provider Profiles in Spokane

5 companies
Primesource logo

Primesource

PrimeSource Credit Union is a member-owned financial institution offering auto loans, credit cards, and digital banking services with rate claims to verify and shared branching access.

BBB: NR

Profile signals: Members seeking competitive auto and powersports financing with rates below traditional bank averages, Digitally-native consumers who want mobile deposit, bill pay, and account management without branch visits

Progressions logo

Progressions

Progressions Credit Union is a member-owned financial institution offering checking, savings, loans, and credit cards with rate claims to verify and digital banking services.

BBB: NR

Profile signals: Members seeking high-yield checking and savings accounts with competitive APY rates, Consumers interested in auto financing combined with rewards-based checking accounts

Riverbank logo

Riverbank

RiverBank is a community bank offering business checking, lending, merchant services, and digital banking tools. FDIC-insured with a focus on personalized relationship banking.

BBB: NR

Profile signals: Small to mid-sized business owners seeking personalized banking relationships, Businesses needing merchant services with customized payment processing plans

Spokane Neighborhood Action Partners logo

Spokane Neighborhood Action Partners

Spokane Neighborhood Action Partners is a 60-year-old nonprofit providing free housing assistance, energy help, financial education, and supportive services to low-income residents in the Spokane region.

BBB: NR

Profile signals: Low-income Spokane-area residents facing housing instability or homelessness seeking permanent housing transitions, Families struggling with energy bills or heating costs during winter months

Washington Trust Bank logo

Washington Trust Bank

Washington Trust Bank is a privately-owned, locally-invested bank offering personal, business, and wealth management services with FDIC insurance protection.

BBB: NR

Profile signals: Pacific Northwest consumers seeking personalized, relationship-based banking from a locally-invested institution, Small business and commercial customers needing comprehensive cash management and merchant services

Credit Unions in Spokane

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Primesource logo

Primesource

PrimeSource Credit Union is a member-owned financial institution offering auto loans, credit cards, and digital banking services with rate claims to verify and shared branching access.

BBB: NR

Profile signals: Members seeking competitive auto and powersports financing with rates below traditional bank averages, Digitally-native consumers who want mobile deposit, bill pay, and account management without branch visits

Progressions logo

Progressions

Progressions Credit Union is a member-owned financial institution offering checking, savings, loans, and credit cards with rate claims to verify and digital banking services.

BBB: NR

Profile signals: Members seeking high-yield checking and savings accounts with competitive APY rates, Consumers interested in auto financing combined with rewards-based checking accounts

Banks in Spokane

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Riverbank logo

Riverbank

RiverBank is a community bank offering business checking, lending, merchant services, and digital banking tools. FDIC-insured with a focus on personalized relationship banking.

BBB: NR

Profile signals: Small to mid-sized business owners seeking personalized banking relationships, Businesses needing merchant services with customized payment processing plans

Washington Trust Bank logo

Washington Trust Bank

Washington Trust Bank is a privately-owned, locally-invested bank offering personal, business, and wealth management services with FDIC insurance protection.

BBB: NR

Profile signals: Pacific Northwest consumers seeking personalized, relationship-based banking from a locally-invested institution, Small business and commercial customers needing comprehensive cash management and merchant services

Free Help in Spokane

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Spokane Neighborhood Action Partners logo

Spokane Neighborhood Action Partners

Spokane Neighborhood Action Partners is a 60-year-old nonprofit providing free housing assistance, energy help, financial education, and supportive services to low-income residents in the Spokane region.

BBB: NR

Profile signals: Low-income Spokane-area residents facing housing instability or homelessness seeking permanent housing transitions, Families struggling with energy bills or heating costs during winter months

Your Rights in Washington

Washington Consumer Protections: Washington allows payday lending with a $700 cap, tiered fee structure, and a limit of eight loans per year. After the eighth loan, borrowers must be offered a no-cost installment plan. The Department of Financial Institutions regulates consumer lenders, and complaints can be filed with DFI or the Attorney General.

Interest Rate Cap: Washington usury cap: 12% general usury; payday loans capped at $700 with tiered fees (15% on first $500).

Key Regulations:
  • Payday loans capped at $700 or 30% of gross monthly income, whichever is less.
  • Maximum fee of 15% on first $500 and 10% above $500.
  • Borrowers limited to eight payday loans per 12-month period.
  • After the eighth loan, borrower must be offered a no-cost installment plan.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Washington Attorney General Consumer Protection Division.

Research Service Guides

Use these guides with local pages, state rules, and provider profiles before contacting a company.

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