Rock Hill, SC

Credit Repair & Financial Services in Rock Hill

Review 11 credit repair companies, personal lenders, and financial services in Rock Hill, South Carolina. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.

South Carolina avg credit score: 690 Median income: $63,623 Poverty rate: 13.8% Payday loans: Legal South Carolina overview →

Featured Provider Profiles in Rock Hill

11 companies
TitleMax Title Secured Loans logo

TitleMax Title Secured Loans

TitleMax Title Secured Loans Rock Hill, SC — TitleMax provides title-secured loans and personal loans with same-day cash approval at physical locations ...

5.0/5

Google rating from 728 reviews

BBB: NR

Profile signals: Vehicle owners researching emergency-cash options within 24 hours with poor or no credit history, Consumers who prefer in-person service and staff interaction over online-only lenders

Carolina Title Loans, Inc. logo

Carolina Title Loans, Inc.

Carolina Title Loans, Inc. offers title loans up to $15,000 and signature installment loans up to $1,500 with provider-stated funding timing at multiple South Carolina locations.

4.9/5

Google rating from 295 reviews

BBB: NR

Profile signals: Vehicle owners facing short-term emergency cash needs ($601-$15,000) with poor or no credit history, Consumers who need funds immediately and can qualify with a lien-free vehicle title

A Car Title Loan Co logo

A Car Title Loan Co

Review this provider profile and compare source-linked details before choosing what to do next.

BBB: NR

Profile signals: Borrowers facing unexpected expenses, People needing provider-stated funding timing

Advance America logo

Advance America

Rock Hill, SC payday loans at Advance America on Cherry Rd — short-term cash access advances with same-day service claims to verify.

BBB: NR

Profile signals: Consumers with same-day emergency cash needs between paychecks ($100–$500 range), Borrowers with vehicles paid off seeking larger lump-sum loans ($2,000–$25,000) willing to pledge collateral

Auto Money logo

Auto Money

Auto Money provides vehicle title loans in South Carolina and title pawns in Georgia, offering up to $20,000 same-day cash using your car title as collateral — eligibility claim to verify.

BBB: NR

Profile signals: Vehicle owners in SC or GA who are researching short-term cash access and have poor or no credit history, Borrowers who have been denied by traditional banks or credit unions

Car Title loans Rock Hill logo

Car Title loans Rock Hill

Carolina Title Loans offers title loans up to $15,000 and signature installment loans up to $1,500 in Rock Hill, SC with provider-stated funding timing and the ability to keep your vehicle.

BBB: NR

Profile signals: Consumers with poor or no credit history facing short-term cash needs ($600-$15,000), Vehicle owners who own their car outright and need fast emergency funding

Emergency Cash in Rock Hill

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TitleMax Title Secured Loans logo

TitleMax Title Secured Loans

TitleMax Title Secured Loans Rock Hill, SC — TitleMax provides title-secured loans and personal loans with same-day cash approval at physical locations ...

5.0/5

Google rating from 728 reviews

BBB: NR

Profile signals: Vehicle owners researching emergency-cash options within 24 hours with poor or no credit history, Consumers who prefer in-person service and staff interaction over online-only lenders

Carolina Title Loans, Inc. logo

Carolina Title Loans, Inc.

Carolina Title Loans, Inc. offers title loans up to $15,000 and signature installment loans up to $1,500 with provider-stated funding timing at multiple South Carolina locations.

4.9/5

Google rating from 295 reviews

BBB: NR

Profile signals: Vehicle owners facing short-term emergency cash needs ($601-$15,000) with poor or no credit history, Consumers who need funds immediately and can qualify with a lien-free vehicle title

A Car Title Loan Co logo

A Car Title Loan Co

Review this provider profile and compare source-linked details before choosing what to do next.

BBB: NR

Profile signals: Borrowers facing unexpected expenses, People needing provider-stated funding timing

Advance America logo

Advance America

Rock Hill, SC payday loans at Advance America on Cherry Rd — short-term cash access advances with same-day service claims to verify.

BBB: NR

Profile signals: Consumers with same-day emergency cash needs between paychecks ($100–$500 range), Borrowers with vehicles paid off seeking larger lump-sum loans ($2,000–$25,000) willing to pledge collateral

Car Title loans Rock Hill logo

Car Title loans Rock Hill

Carolina Title Loans offers title loans up to $15,000 and signature installment loans up to $1,500 in Rock Hill, SC with provider-stated funding timing and the ability to keep your vehicle.

BBB: NR

Profile signals: Consumers with poor or no credit history facing short-term cash needs ($600-$15,000), Vehicle owners who own their car outright and need fast emergency funding

Check `n Go logo

Check `n Go

Rock Hill, SC's Check `n Go at 2349 Cherry Rd offers payday and title-loan profile details with local service.

BBB: NR

Profile signals: Employed borrowers who need $100–$500 before their next payday and have no lower-cost option, Applicants with bad or no credit who have been turned down by traditional lenders

Pawn Shops in Rock Hill

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Auto Money logo

Auto Money

Auto Money provides vehicle title loans in South Carolina and title pawns in Georgia, offering up to $20,000 same-day cash using your car title as collateral — eligibility claim to verify.

BBB: NR

Profile signals: Vehicle owners in SC or GA who are researching short-term cash access and have poor or no credit history, Borrowers who have been denied by traditional banks or credit unions

Personal Loans in Rock Hill

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Carolina's Best Finance logo

Carolina's Best Finance

South Carolina and Tennessee lender offering title loans, secured installment loans, and personal loans up to $20,000 with credit-building reporting to major bureaus.

BBB: NR

Profile signals: Subprime borrowers with poor credit seeking to rebuild credit history through payment reporting, Individuals with title loans or payday loans looking to refinance at potentially lower rates

Credit Unions in Rock Hill

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Family Trust logo

Family Trust

Family Trust Federal Credit Union is a South Carolina-based credit union offering personal checking, savings, auto loans, mortgages, and credit cards to members in Rock Hill, Clover, Fort Mill, York, and Greenville.

BBB: NR

Profile signals: South Carolina residents in the Rock Hill, Clover, Fort Mill, York, and Greenville areas seeking personalized local banking, Credit union members eligible by field of membership looking for competitive mortgage and auto loan rates

Your Rights in South Carolina

South Carolina Consumer Protections: South Carolina allows payday lending with a $550 cap, 15% fee limit, and a statewide database to prevent multiple simultaneous loans. After four consecutive loans, borrowers must be offered an extended payment plan at no extra cost. Complaints can be filed with the Board of Financial Institutions or the Attorney General.

Interest Rate Cap: South Carolina usury cap: 8.75% default rate; payday loans capped at $550 with 15% fee.

Key Regulations:
  • Payday loans (deferred presentment) capped at $550 with maximum fee of 15% of the advance.
  • Borrowers limited to one outstanding loan at a time tracked via statewide database.
  • A one-day cooling-off period required between loans.
  • Lenders must offer an extended payment plan at no additional cost after the fourth consecutive loan.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with South Carolina Attorney General Consumer Protection Division.

Research Service Guides

Use these guides with local pages, state rules, and provider profiles before contacting a company.

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