Provo, UT

Credit Repair & Financial Services in Provo

Review 6 credit repair companies, personal lenders, and financial services in Provo, Utah. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.

Utah avg credit score: 722 Median income: $86,833 Poverty rate: 8.2% Payday loans: Legal Utah overview →

Featured Provider Profiles in Provo

6 companies
American Consumer Credit Counseling, Inc. logo

American Consumer Credit Counseling, Inc.

American Consumer Credit Counseling, Inc. Provo, Utah — Non-profit credit counseling agency offering free consultations, debt management programs, and b...

BBB: NR

Profile signals: Consumers with $6K–$50K+ in credit card debt who are current or falling behind, People who want professional guidance but are wary of debt settlement's credit risks

C U P logo

C U P

CUP Federal Credit Union is a membership-based financial institution serving employees and families of the Bureau of Reclamation and affiliated water districts in Provo, Utah.

BBB: NR

Profile signals: Bureau of Reclamation employees seeking rate claims to verify within their employee credit union, Families of eligible federal water district workers wanting member-owned banking benefits

Capital Community Bank logo

Capital Community Bank

Utah-based community bank offering personal and business checking, high-yield savings, CDs, HELOCs, and construction lending with an emphasis on listed, low-fee banking.

BBB: NR

Profile signals: Utah-based small business owners seeking SBA lending and relationship banking with local decision-makers, Utah County residents wanting high-yield savings and CDs with listed pricing and community service

Central Bank logo

Central Bank

Central Bank Provo, UT — Central Bank Utah is a full-service community bank operating since 1891, offering personal and business banking with modern dig...

BBB: NR

Profile signals: Utah Valley residents seeking local community banking with modern digital conveniences, Small business owners wanting personalized service with entrepreneurial community focus

Community Action Services logo

Community Action Services

Non-profit community action agency in Utah providing food assistance, housing support, and financial stability programs to families in crisis. HUD-affiliated services available.

BBB: NR

Profile signals: Utah residents facing housing instability or eviction risk needing non-profit HUD counseling, Families experiencing food insecurity seeking comprehensive support beyond pantry assistance

Green Dot Bank Dba Bonneville Bank logo

Green Dot Bank Dba Bonneville Bank

FDIC-insured community bank based in Provo, Utah, offering personal and business banking, lending services, and online account management since 1978.

BBB: NR

Profile signals: Utah Valley residents and BYU-affiliated individuals seeking community bank relationships, Customers prioritizing local, established banking institutions with long operational history

Banks in Provo

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Capital Community Bank logo

Capital Community Bank

Utah-based community bank offering personal and business checking, high-yield savings, CDs, HELOCs, and construction lending with an emphasis on listed, low-fee banking.

BBB: NR

Profile signals: Utah-based small business owners seeking SBA lending and relationship banking with local decision-makers, Utah County residents wanting high-yield savings and CDs with listed pricing and community service

Central Bank logo

Central Bank

Central Bank Provo, UT — Central Bank Utah is a full-service community bank operating since 1891, offering personal and business banking with modern dig...

BBB: NR

Profile signals: Utah Valley residents seeking local community banking with modern digital conveniences, Small business owners wanting personalized service with entrepreneurial community focus

Green Dot Bank Dba Bonneville Bank logo

Green Dot Bank Dba Bonneville Bank

FDIC-insured community bank based in Provo, Utah, offering personal and business banking, lending services, and online account management since 1978.

BBB: NR

Profile signals: Utah Valley residents and BYU-affiliated individuals seeking community bank relationships, Customers prioritizing local, established banking institutions with long operational history

Free Help in Provo

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American Consumer Credit Counseling, Inc. logo

American Consumer Credit Counseling, Inc.

American Consumer Credit Counseling, Inc. Provo, Utah — Non-profit credit counseling agency offering free consultations, debt management programs, and b...

BBB: NR

Profile signals: Consumers with $6K–$50K+ in credit card debt who are current or falling behind, People who want professional guidance but are wary of debt settlement's credit risks

Community Action Services logo

Community Action Services

Non-profit community action agency in Utah providing food assistance, housing support, and financial stability programs to families in crisis. HUD-affiliated services available.

BBB: NR

Profile signals: Utah residents facing housing instability or eviction risk needing non-profit HUD counseling, Families experiencing food insecurity seeking comprehensive support beyond pantry assistance

Credit Unions in Provo

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C U P logo

C U P

CUP Federal Credit Union is a membership-based financial institution serving employees and families of the Bureau of Reclamation and affiliated water districts in Provo, Utah.

BBB: NR

Profile signals: Bureau of Reclamation employees seeking rate claims to verify within their employee credit union, Families of eligible federal water district workers wanting member-owned banking benefits

Your Rights in Utah

Utah Consumer Protections: Utah is one of the most permissive states for payday lending, with no usury cap on written agreements and no dollar cap on loan amounts. Consumers should exercise extreme caution as APRs can be very high. Complaints can be filed with the Department of Financial Institutions or the Attorney General.

Interest Rate Cap: Utah usury cap: No usury cap for written agreements; payday loans legal with no rate cap.

Key Regulations:
  • Utah has no usury cap for written agreements, allowing unlimited interest rates on payday loans.
  • Payday loans are not capped by amount, only by borrower ability to repay.
  • Lenders must be registered with the Department of Financial Institutions.
  • The Utah Consumer Credit Code provides basic lending protections.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Utah Attorney General Consumer Protection Division.

Research Service Guides

Use these guides with local pages, state rules, and provider profiles before contacting a company.

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