Peoria, AZ

Credit Repair & Financial Services in Peoria

Review 5 credit repair companies, personal lenders, and financial services in Peoria, Arizona. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.

Arizona avg credit score: 706 Median income: $72,581 Poverty rate: 13.5% Payday loans: Banned Arizona overview →

Featured Provider Profiles in Peoria

5 companies
Credit Union West logo

Credit Union West

Credit Union West is a member-owned financial cooperative serving Yavapai and Maricopa Counties in Arizona, offering checking, savings, loans, and investment products.

4.1/5

Google rating from 132 reviews

BBB: NR

Profile signals: Arizona residents in Yavapai or Maricopa Counties seeking competitive high-yield checking and savings options, Homeowners interested in home equity lines of credit with promotional rate discounts

Allied Cash Advance logo

Allied Cash Advance

Peoria, AZ's Allied Cash Advance at Center at Arrowhead offers payday and title-loan profile details weekdays.

BBB: NR

Profile signals: Consumers with poor or no credit researching emergency-cash options within 24 hours, Unbanked or underbanked individuals with valid checking accounts

Arizona's Finest Pawnshop logo

Arizona's Finest Pawnshop

Arizona EZ-Pawn operates two locations in Sun City and Peoria offering fast pawn loans, gold and jewelry buying, repairs, and firearms sales with a stated 13% introductory interest rate.

BBB: NR

Profile signals: Arizona residents in Sun City or Peoria researching short-term cash access for unexpected expenses, Individuals with valuable items (jewelry, electronics, firearms) willing to use as collateral

Pawn1st logo

Pawn1st

Peoria, AZ pawn shop Pawn1st at 7530 W Peoria Ave offers quick loans on jewelry, electronics, and valuables.

BBB: NR

Profile signals: Unbanked or credit-constrained consumers researching short-term cash access with eligibility and income-verification claims to verify, People with valuable items (jewelry, electronics, tools, instruments) they're willing to pledge short-term for immediate funds

SunWest Federal Credit Union ATM logo

SunWest Federal Credit Union ATM

SunWest Federal Credit Union provides ATM and shared branching network access to 30,000+ ATMs with listed network fee context and 5,600+ shared branches through CO-OP Financial Services.

BBB: NR

Profile signals: Credit union members who travel frequently across the U.S., Canada, Mexico, UK, or Australia and need reliable ATM access, SunWest members who live or work outside traditional branch locations and rely on shared branching for routine transactions

Pawn Shops in Peoria

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Arizona's Finest Pawnshop logo

Arizona's Finest Pawnshop

Arizona EZ-Pawn operates two locations in Sun City and Peoria offering fast pawn loans, gold and jewelry buying, repairs, and firearms sales with a stated 13% introductory interest rate.

BBB: NR

Profile signals: Arizona residents in Sun City or Peoria researching short-term cash access for unexpected expenses, Individuals with valuable items (jewelry, electronics, firearms) willing to use as collateral

Pawn1st logo

Pawn1st

Peoria, AZ pawn shop Pawn1st at 7530 W Peoria Ave offers quick loans on jewelry, electronics, and valuables.

BBB: NR

Profile signals: Unbanked or credit-constrained consumers researching short-term cash access with eligibility and income-verification claims to verify, People with valuable items (jewelry, electronics, tools, instruments) they're willing to pledge short-term for immediate funds

Emergency Cash in Peoria

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Allied Cash Advance logo

Allied Cash Advance

Peoria, AZ's Allied Cash Advance at Center at Arrowhead offers payday and title-loan profile details weekdays.

BBB: NR

Profile signals: Consumers with poor or no credit researching emergency-cash options within 24 hours, Unbanked or underbanked individuals with valid checking accounts

Credit Unions in Peoria

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Credit Union West logo

Credit Union West

Credit Union West is a member-owned financial cooperative serving Yavapai and Maricopa Counties in Arizona, offering checking, savings, loans, and investment products.

4.1/5

Google rating from 132 reviews

BBB: NR

Profile signals: Arizona residents in Yavapai or Maricopa Counties seeking competitive high-yield checking and savings options, Homeowners interested in home equity lines of credit with promotional rate discounts

ATMs & Cash Access in Peoria

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SunWest Federal Credit Union ATM logo

SunWest Federal Credit Union ATM

SunWest Federal Credit Union provides ATM and shared branching network access to 30,000+ ATMs with listed network fee context and 5,600+ shared branches through CO-OP Financial Services.

BBB: NR

Profile signals: Credit union members who travel frequently across the U.S., Canada, Mexico, UK, or Australia and need reliable ATM access, SunWest members who live or work outside traditional branch locations and rely on shared branching for routine transactions

Your Rights in Arizona

Arizona Consumer Protections: Arizona banned payday lending in 2010, providing strong consumer-protection context against high-cost short-term loans. Consumer loans are capped at 36% APR under state law. Residents can file complaints with the Department of Insurance and Financial Institutions or the Attorney General's Consumer Protection Division.

Interest Rate Cap: Arizona usury cap: 36% APR cap on consumer loans; payday lending banned since 2010. Payday lending is banned in this state.

Key Regulations:
  • Payday lending has been banned since July 2010 when the enabling statute expired.
  • Consumer lenders must be licensed under the Consumer Lenders Act with a 36% APR cap.
  • Title loans are legal but regulated with licensing requirements.
  • The Arizona Consumer Fraud Act provides broad consumer-protection context against deceptive lending.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Arizona Attorney General Consumer Protection Division.

Research Service Guides

Use these guides with local pages, state rules, and provider profiles before contacting a company.

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