New Haven, CT

Credit Repair & Financial Services in New Haven

Review 5 credit repair companies, personal lenders, and financial services in New Haven, Connecticut. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.

Connecticut avg credit score: 723 Median income: $90,213 Poverty rate: 9.8% Payday loans: Banned Connecticut overview →

Featured Provider Profiles in New Haven

5 companies
Mutual Housing Association of South Central CT, Inc. Dba Neighborworks New Horizons logo

Mutual Housing Association of South Central CT, Inc. Dba Neighborworks New Horizons

Review this provider profile and compare source-linked details before choosing what to do next.

BBB: NR

Profile signals: Review this provider profile and compare source-linked details before choosing what to do next., Review this provider profile and compare source-linked details before choosing what to do next.

Neighborhood Housing Services of New Haven logo

Neighborhood Housing Services of New Haven

Non-profit providing free homeownership counseling, affordable housing development, and energy efficiency services to New Haven families and neighborhoods.

BBB: NR

Profile signals: First-time homebuyers in New Haven seeking free financial education and purchase counseling, Connecticut homeowners wanting to reduce energy costs through professional efficiency guidance

New Haven Bank logo

New Haven Bank

New Haven Bank is a community-focused FDIC-insured bank operating in Connecticut since 2010, offering checking, savings, CDs, and commercial lending with a commitment to underserved communities.

BBB: NR

Profile signals: Small business owners and startups seeking SBA loans with local relationship-based lending, New Haven-area residents wanting community-focused banking with CDFI mission alignment

Science Park logo

Science Park

Science Park Federal Credit Union is a member-owned, NCUA-insured credit union serving New Haven, CT residents with personal loans, auto refinancing, and debit card services.

BBB: NR

Profile signals: New Haven, CT residents and workers seeking member-owned credit union banking with fraud protection, Individuals wanting to refinance auto loans at rate claims to verify with same-institution convenience

Urban League of Southern Connecticut logo

Urban League of Southern Connecticut

Non-profit social service agency affiliated with the National Urban League, providing community empowerment and support services to Southern Connecticut residents.

BBB: NR

Profile signals: Southern Connecticut residents seeking community-based social services and empowerment programs, Individuals interested in supporting local non-profit organizations through charitable donations

Free Help in New Haven

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Mutual Housing Association of South Central CT, Inc. Dba Neighborworks New Horizons logo

Mutual Housing Association of South Central CT, Inc. Dba Neighborworks New Horizons

Review this provider profile and compare source-linked details before choosing what to do next.

BBB: NR

Profile signals: Review this provider profile and compare source-linked details before choosing what to do next., Review this provider profile and compare source-linked details before choosing what to do next.

Neighborhood Housing Services of New Haven logo

Neighborhood Housing Services of New Haven

Non-profit providing free homeownership counseling, affordable housing development, and energy efficiency services to New Haven families and neighborhoods.

BBB: NR

Profile signals: First-time homebuyers in New Haven seeking free financial education and purchase counseling, Connecticut homeowners wanting to reduce energy costs through professional efficiency guidance

Urban League of Southern Connecticut logo

Urban League of Southern Connecticut

Non-profit social service agency affiliated with the National Urban League, providing community empowerment and support services to Southern Connecticut residents.

BBB: NR

Profile signals: Southern Connecticut residents seeking community-based social services and empowerment programs, Individuals interested in supporting local non-profit organizations through charitable donations

Banks in New Haven

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New Haven Bank logo

New Haven Bank

New Haven Bank is a community-focused FDIC-insured bank operating in Connecticut since 2010, offering checking, savings, CDs, and commercial lending with a commitment to underserved communities.

BBB: NR

Profile signals: Small business owners and startups seeking SBA loans with local relationship-based lending, New Haven-area residents wanting community-focused banking with CDFI mission alignment

Credit Unions in New Haven

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Science Park logo

Science Park

Science Park Federal Credit Union is a member-owned, NCUA-insured credit union serving New Haven, CT residents with personal loans, auto refinancing, and debit card services.

BBB: NR

Profile signals: New Haven, CT residents and workers seeking member-owned credit union banking with fraud protection, Individuals wanting to refinance auto loans at rate claims to verify with same-institution convenience

Your Rights in Connecticut

Connecticut Consumer Protections: Connecticut bans payday lending entirely and maintains a 12% general usury cap. The Department of Banking actively regulates consumer lenders and enforces licensing requirements. Consumers have robust protections under the Unfair Trade Practices Act and can file complaints with either the Department of Banking or the Attorney General.

Interest Rate Cap: Connecticut usury cap: 12% general usury cap; payday lending banned. Payday lending is banned in this state.

Key Regulations:
  • Payday lending is prohibited under Connecticut law; no deferred deposit licenses are issued.
  • The general usury cap is 12% for most consumer loans.
  • Licensed small loan companies can charge up to 30.03% APR on first $600.
  • The Connecticut Unfair Trade Practices Act provides consumer protection against high-cost lending.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Connecticut Attorney General Consumer Protection.

Research Service Guides

Use these guides with local pages, state rules, and provider profiles before contacting a company.

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