New Braunfels, TX

Credit Repair & Financial Services in New Braunfels

Review 5 credit repair companies, personal lenders, and financial services in New Braunfels, Texas. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.

Texas avg credit score: 694 Median income: $73,035 Poverty rate: 13.4% Payday loans: Legal Texas overview →

Featured Provider Profiles in New Braunfels

5 companies
ACE Cash Express logo

ACE Cash Express

New Braunfels, TX's ACE Cash Express at 115 I 35 N Frontage Rd offers check cashing and financial services.

BBB: NR

Profile signals: Consumers needing check cashing or money transfer services who prefer in-person transactions, Individuals seeking tax preparation services combined with other financial services at one location

Ace Checks Cashed logo

Ace Checks Cashed

ACE Cash Express offers check cashing, payday loans, title loans, and installment loans with provider-stated funding timing at physical locations across Texas.

BBB: NR

Profile signals: Unbanked or underbanked workers needing same-day cash for emergency expenses before next paycheck, Consumers with limited traditional credit-history context or access to bank loans seeking installment loan flexibility

Brady Team Loans - Synergy One Lending Inc logo

Brady Team Loans - Synergy One Lending Inc

Brady Team Loans is a Texas-based mortgage lender offering home purchase loans, refinancing, and cash-out refinances with an emphasis on education and fast funding timelines.

BBB: NR

Profile signals: Texas homebuyers seeking mortgage pre-approval with a consultative, education-focused approach, Homeowners interested in refinancing to lower monthly payments or access home equity through cash-out refinancing

Comal Pawn logo

Comal Pawn

Cash America Pawn (formerly Comal Pawn) is a pawn shop in New Braunfels offering collateral-based loans, pawn services, and merchandise sales across electronics, jewelry, and firearms.

BBB: NR

Profile signals: Consumers needing quick collateral-based loans without credit requirements, Buyers seeking used electronics, musical instruments, or sporting goods at discount prices

EZPAWN logo

EZPAWN

New Braunfels, TX EZPAWN at 485 Landa St offers pawn loans and short-term cash access with flexible terms.

BBB: NR

Profile signals: Consumers researching short-term cash access and willing to use personal property as collateral, Bargain shoppers seeking discounted brand-name electronics, jewelry, or tools

Pawn Shops in New Braunfels

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Comal Pawn logo

Comal Pawn

Cash America Pawn (formerly Comal Pawn) is a pawn shop in New Braunfels offering collateral-based loans, pawn services, and merchandise sales across electronics, jewelry, and firearms.

BBB: NR

Profile signals: Consumers needing quick collateral-based loans without credit requirements, Buyers seeking used electronics, musical instruments, or sporting goods at discount prices

EZPAWN logo

EZPAWN

New Braunfels, TX EZPAWN at 485 Landa St offers pawn loans and short-term cash access with flexible terms.

BBB: NR

Profile signals: Consumers researching short-term cash access and willing to use personal property as collateral, Bargain shoppers seeking discounted brand-name electronics, jewelry, or tools

Check Cashing & Money Services in New Braunfels

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ACE Cash Express logo

ACE Cash Express

New Braunfels, TX's ACE Cash Express at 115 I 35 N Frontage Rd offers check cashing and financial services.

BBB: NR

Profile signals: Consumers needing check cashing or money transfer services who prefer in-person transactions, Individuals seeking tax preparation services combined with other financial services at one location

Emergency Cash in New Braunfels

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Ace Checks Cashed logo

Ace Checks Cashed

ACE Cash Express offers check cashing, payday loans, title loans, and installment loans with provider-stated funding timing at physical locations across Texas.

BBB: NR

Profile signals: Unbanked or underbanked workers needing same-day cash for emergency expenses before next paycheck, Consumers with limited traditional credit-history context or access to bank loans seeking installment loan flexibility

Mortgages & Home Loans in New Braunfels

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Brady Team Loans - Synergy One Lending Inc logo

Brady Team Loans - Synergy One Lending Inc

Brady Team Loans is a Texas-based mortgage lender offering home purchase loans, refinancing, and cash-out refinances with an emphasis on education and fast funding timelines.

BBB: NR

Profile signals: Texas homebuyers seeking mortgage pre-approval with a consultative, education-focused approach, Homeowners interested in refinancing to lower monthly payments or access home equity through cash-out refinancing

Your Rights in Texas

Texas Consumer Protections: Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.

Interest Rate Cap: Texas usury cap: 10% for written contracts (18% default); payday/auto title loans regulated as credit access businesses.

Key Regulations:
  • Payday and auto title lenders operate as Credit Access Businesses (CABs) arranging loans through third-party lenders.
  • No state cap on CAB fees; effective APRs frequently exceed 500%.
  • Several cities (Austin, Dallas, San Antonio, Houston) have enacted local payday lending ordinances.
  • The Texas Finance Code regulates consumer lending but exempts CABs from rate caps.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Texas Attorney General Consumer Protection Division.

Research Service Guides

Use these guides with local pages, state rules, and provider profiles before contacting a company.

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