Miami Lakes, FL

Credit Repair & Financial Services in Miami Lakes

Review 5 credit repair companies, personal lenders, and financial services in Miami Lakes, Florida. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.

Florida avg credit score: 706 Median income: $71,711 Poverty rate: 11.4% Payday loans: Legal Florida overview →

Featured Provider Profiles in Miami Lakes

5 companies
Bankunited, National Association logo

Bankunited, National Association

BankUnited is a regional bank offering personal and business banking services including checking, savings, lending, and treasury solutions with FDIC insurance and digital banking capabilities.

BBB: NR

Profile signals: Small business owners seeking SBA lending and personalized commercial banking services, Customers prioritizing FDIC-insured deposits with digital banking convenience and branch access

Credit Repair Miami: Buildworth Strategies LLC logo

Credit Repair Miami: Buildworth Strategies LLC

Credit repair company offering personal and business credit repair services with a focus on rapid results, claiming 90-day credit goal achievement through dispute and removal strategies.

BBB: NR

Profile signals: Miami-area consumers with negative items (collections, late payments) on credit reports seeking rapid remediation, Business owners needing to repair business credit profiles alongside personal credit

Credit Solution of Florida logo

Credit Solution of Florida

LawInfo is an attorney directory service connecting consumers with bankruptcy and credit repair lawyers in Miami Lakes, FL and nationwide. It is not a direct service provider.

BBB: NR

Profile signals: Consumers actively seeking bankruptcy attorneys in Miami Lakes, FL or surrounding areas, People needing to locate Lead Counsel verified or Super Lawyers rated bankruptcy professionals

Madison Monroe and Associates logo

Madison Monroe and Associates

Florida-based debt settlement, credit repair, and student loan consolidation company claiming $100M+ in settled debt with no listed upfront fees and A+ BBB rating since 2009.

BBB: NR

Profile signals: Consumers with $5K-$50K+ in unsecured debt (credit cards, personal loans) who can afford monthly deposits into settlement accounts, Florida residents seeking one-stop debt resolution covering settlement, credit repair, and student loans

National Auto Lenders logo

National Auto Lenders

National Auto Lenders provides auto financing for vehicle purchases through dealer networks. As of November 2025, loan servicing has been transferred to Brio Portfolio Management.

BBB: NR

Profile signals: Existing borrowers with National Auto Lenders loans who need to manage their accounts through Brio, Automotive dealerships with existing relationships seeking to understand portfolio servicing changes

Banks in Miami Lakes

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Bankunited, National Association logo

Bankunited, National Association

BankUnited is a regional bank offering personal and business banking services including checking, savings, lending, and treasury solutions with FDIC insurance and digital banking capabilities.

BBB: NR

Profile signals: Small business owners seeking SBA lending and personalized commercial banking services, Customers prioritizing FDIC-insured deposits with digital banking convenience and branch access

fix-my-credit in Miami Lakes

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Credit Repair Miami: Buildworth Strategies LLC logo

Credit Repair Miami: Buildworth Strategies LLC

Credit repair company offering personal and business credit repair services with a focus on rapid results, claiming 90-day credit goal achievement through dispute and removal strategies.

BBB: NR

Profile signals: Miami-area consumers with negative items (collections, late payments) on credit reports seeking rapid remediation, Business owners needing to repair business credit profiles alongside personal credit

Bankruptcy Services in Miami Lakes

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Credit Solution of Florida logo

Credit Solution of Florida

LawInfo is an attorney directory service connecting consumers with bankruptcy and credit repair lawyers in Miami Lakes, FL and nationwide. It is not a direct service provider.

BBB: NR

Profile signals: Consumers actively seeking bankruptcy attorneys in Miami Lakes, FL or surrounding areas, People needing to locate Lead Counsel verified or Super Lawyers rated bankruptcy professionals

Debt Relief in Miami Lakes

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Madison Monroe and Associates logo

Madison Monroe and Associates

Florida-based debt settlement, credit repair, and student loan consolidation company claiming $100M+ in settled debt with no listed upfront fees and A+ BBB rating since 2009.

BBB: NR

Profile signals: Consumers with $5K-$50K+ in unsecured debt (credit cards, personal loans) who can afford monthly deposits into settlement accounts, Florida residents seeking one-stop debt resolution covering settlement, credit repair, and student loans

Business Loans in Miami Lakes

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National Auto Lenders logo

National Auto Lenders

National Auto Lenders provides auto financing for vehicle purchases through dealer networks. As of November 2025, loan servicing has been transferred to Brio Portfolio Management.

BBB: NR

Profile signals: Existing borrowers with National Auto Lenders loans who need to manage their accounts through Brio, Automotive dealerships with existing relationships seeking to understand portfolio servicing changes

Your Rights in Florida

Florida Consumer Protections: Florida allows payday lending with notable consumer-protection context including a statewide database preventing multiple simultaneous loans, a $500 cap, and a 24-hour cooling-off period. The Office of Financial Regulation oversees all consumer lenders. Consumers can file complaints online through the OFR or the Attorney General.

Interest Rate Cap: Florida usury cap: 18% for loans under $500,000; 25% criminal usury threshold; payday loans regulated separately.

Key Regulations:
  • Payday loans (deferred presentment) capped at $500 with maximum fee of $10 per $100 ($300) or $15 per $100 ($300-$500).
  • Borrowers can have only one outstanding payday loan at a time, tracked via a statewide database.
  • A mandatory 24-hour cooling-off period is required between payday loans.
  • The Florida Consumer Finance Act regulates installment lenders with tiered rate caps.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Florida Attorney General Consumer Protection Division.

Research Service Guides

Use these guides with local pages, state rules, and provider profiles before contacting a company.

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