Madison, TN

Credit Repair & Financial Services in Madison

Review 13 credit repair companies, personal lenders, and financial services in Madison, Tennessee. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.

Emergency Cash (6) Pawn Shops (3) Check Cashing & Money Services (2) Banks (1)

Tennessee avg credit score: 695 Median income: $63,109 Poverty rate: 13.4% Payday loans: Legal Tennessee overview →

Featured Provider Profiles in Madison

13 companies

Madison Title Loans

Neighborhood Cash offers title loans, payday loans, and signature loans with provider-stated funding timing across Tennessee and Kentucky locations. New customers receive promotional rates including advertised 0% interest to verify for 30 days on title loans.

4.8/5

Google rating from 34 reviews

BBB: NR

Profile signals: Vehicle owners with clear titles needing $500–$2,500 in emergency cash within one day, Employed individuals with checking accounts and stable income needing small payday advances

The Housing Fund

Tennessee-based CDFI offering down-payment assistance, development lending, and homebuyer education to help low- and moderate-income families achieve homeownership.

4.1/5

Google rating from 9 reviews

BBB: NR

Profile signals: First-time homebuyers in Tennessee with low-to-moderate income seeking down-payment assistance, Nonprofits and affordable-housing developers requiring construction/development financing in Tennessee or Kentucky

Advance America

Madison, TN Advance America at 125 Gallatin Pike N offers payday loans and title loans with published application timing.

BBB: A+

Profile signals: Consumers facing a genuine short-term cash emergency who need $100–$2,000 within the same day, Individuals with bad credit or no credit history who are ineligible for traditional bank loans or credit cards

Advance Financial

Advance Financial Madison, Tennessee — Advance Financial offers unsecured lines of credit and online loans up to your approved limit with same-day or ne...

BBB: NR

Profile signals: Employed borrowers researching short-term cash access for unexpected expenses (car repair, medical bills, emergency costs), Applicants with fair or poor credit who may not meet traditional personal-loan criteria

Cash in Demand

Cash App is a mobile financial platform offering peer-to-peer payments, debit cards, savings accounts, and borrowing tools with no monthly fees.

BBB: NR

Profile signals: Young, mobile-first consumers comfortable managing finances entirely through an app, Freelancers and gig workers needing instant peer-to-peer payment capabilities and early paycheck access

Easy Pawn

EZPAWN at 2609 Murfreesboro Pike offers pawn loans, gold buying, and pre-owned merchandise sales in Nashville, TN.

BBB: NR

Profile signals: Consumers who are researching short-term cash access with eligibility claims to verify and own items of value to use as collateral, Bargain hunters looking for brand-name electronics, jewelry, or tools at 25%–70% off retail

Emergency Cash in Madison

Madison Title Loans

Neighborhood Cash offers title loans, payday loans, and signature loans with provider-stated funding timing across Tennessee and Kentucky locations. New customers receive promotional rates including advertised 0% interest to verify for 30 days on title loans.

4.8/5

Google rating from 34 reviews

BBB: NR

Profile signals: Vehicle owners with clear titles needing $500–$2,500 in emergency cash within one day, Employed individuals with checking accounts and stable income needing small payday advances

Advance America

Madison, TN Advance America at 125 Gallatin Pike N offers payday loans and title loans with published application timing.

BBB: A+

Profile signals: Consumers facing a genuine short-term cash emergency who need $100–$2,000 within the same day, Individuals with bad credit or no credit history who are ineligible for traditional bank loans or credit cards

Advance Financial

Advance Financial Madison, Tennessee — Advance Financial offers unsecured lines of credit and online loans up to your approved limit with same-day or ne...

BBB: NR

Profile signals: Employed borrowers researching short-term cash access for unexpected expenses (car repair, medical bills, emergency costs), Applicants with fair or poor credit who may not meet traditional personal-loan criteria

Evergreen Cash Advance

Evergreen Cash is a direct lender offering installment loans from $200–$1,500 with 1–2 business day funding and flexible early repayment options, operated by a Native American tribal subsidiary.

BBB: NR

Profile signals: Consumers with stable income and established banking relationships needing $200–$1,500 urgently, Borrowers seeking early repayment flexibility and no prepayment penalties

Speedy Cash

Madison, TN's Speedy Cash at 120 Gallatin Pike S offers payday and title-loan profile details during convenient weekday and Saturday hours.

BBB: NR

Profile signals: Employed individuals with unexpected small expenses ($100-$425) due before next paycheck, Vehicle owners needing larger emergency cash ($1,000-$4,000) who can safely pledge title as collateral

TN Quick Cash Madison

Tennessee short-term cash access offers title loans, flex lines of credit, and check cashing with provider-stated funding timing at their Madison location. Loans up to $6,500 available with application-timing claims.

BBB: NR

Profile signals: Vehicle owners needing immediate emergency cash (title loan option), Employed individuals with regular paychecks seeking same-day cash access

View all 6 Emergency Cash providers in Madison →

Pawn Shops in Madison

Easy Pawn

EZPAWN at 2609 Murfreesboro Pike offers pawn loans, gold buying, and pre-owned merchandise sales in Nashville, TN.

BBB: NR

Profile signals: Consumers who are researching short-term cash access with eligibility claims to verify and own items of value to use as collateral, Bargain hunters looking for brand-name electronics, jewelry, or tools at 25%–70% off retail

Easy Pawn

EZPAWN is a pawn shop offering collateral-based loans, retail merchandise sales, gold buying, and firearm services at their Nashville location on Murfreesboro Pike.

BBB: NR

Profile signals: Consumers with valuable collateral (jewelry, electronics, firearms, tools) researching short-term cash access with eligibility claims to verify, Bargain hunters seeking heavily discounted pre-owned brand-name merchandise (25-70% off retail)

Hy's Pawn Shop Inc

Hy's Pawn Shop Inc in Madison, TN offers collateral-based loans and buying services for jewelry, electronics, and other items. Located near Gallatin Pike S, they provide short-term cash access for those needing immediate funds.

BBB: NR

Profile signals: Consumers needing emergency-cash timing to verify without credit approval, People with poor credit or no credit history seeking quick liquidity

Check Cashing & Money Services in Madison

MoneyGram

MoneyGram is a money transfer service operating through Walmart locations and other retail partners, enabling customers to send and receive money domestically and internationally.

BBB: NR

Profile signals: Unbanked or underbanked consumers without access to traditional banking services, Customers sending money internationally to family or friends

MoneyGram

MoneyGram at 1408 Gallatin Pike N in Madison, TN provides check cashing and money transfer services with extended hours six days a week.

BBB: NR

Profile signals: Consumers without traditional bank accounts needing reliable money transfer services, Individuals sending money to family members domestically or internationally

Banks in Madison

Cash in Demand

Cash App is a mobile financial platform offering peer-to-peer payments, debit cards, savings accounts, and borrowing tools with no monthly fees.

BBB: NR

Profile signals: Young, mobile-first consumers comfortable managing finances entirely through an app, Freelancers and gig workers needing instant peer-to-peer payment capabilities and early paycheck access

Mortgages & Home Loans in Madison

The Housing Fund

Tennessee-based CDFI offering down-payment assistance, development lending, and homebuyer education to help low- and moderate-income families achieve homeownership.

4.1/5

Google rating from 9 reviews

BBB: NR

Profile signals: First-time homebuyers in Tennessee with low-to-moderate income seeking down-payment assistance, Nonprofits and affordable-housing developers requiring construction/development financing in Tennessee or Kentucky

Your Rights in Tennessee

Tennessee Consumer Protections: Tennessee allows payday lending with a $500 cap and 15% fee limit. Borrowers are limited to two simultaneous loans. The Department of Financial Institutions regulates all consumer lenders, and complaints can be filed with the Department or the Attorney General.

Interest Rate Cap: Tennessee usury cap: 24% for consumer finance loans; payday loans regulated under Deferred Presentment Act.

Key Regulations:

Payday loans (deferred presentment) capped at $500 with maximum fee of 15% of the advance.
Maximum loan term is 31 days.
Borrowers limited to two outstanding payday loans at a time.
The Tennessee Consumer Protection Act provides additional safeguards against deceptive lending.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Tennessee Attorney General Consumer Protection Division.

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