Review 8 credit repair companies, personal lenders, and financial services in Lubbock, Texas. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.
Santa Fe Federal Credit Union is a member-owned financial institution serving Amarillo, TX and Albuquerque, NM with rate claims to verify on savings, checking, loans, and mortgages.
Profile signals: Residents of Amarillo, Texas or Albuquerque, New Mexico seeking local credit union banking, Members prioritizing fee-free checking and competitive deposit rates
City Bank is an FDIC-insured bank offering checking accounts, mortgages, auto loans, and digital banking services to consumers seeking rewards-based accounts and streamlined lending.
Profile signals: Consumers seeking rewards-based checking with interest earning potential, Homebuyers wanting fast online mortgage application and approval
Non-profit community development corporation offering free financial literacy, homebuyer education, and housing counseling services to North & East Lubbock residents.
Profile signals: North & East Lubbock residents seeking free financial education and credit counseling, First-time homebuyers in the Lubbock area needing pre-purchase education
Lubbock, TX branch of Peoples Bank at 5820 82Nd St serves the local community with in-person banking services.
Profile signals: Texas-based individuals and families seeking personal checking, savings, and personal loans from a locally-focused bank, Small business owners seeking SBA loans and business banking with personalized local service
Member-owned credit union serving Texas Tech University, Health Sciences Center, and regional school district employees with checking, loans, mortgages, and savings products.
Profile signals: Texas Tech University students and employees seeking cashback rewards with no annual checking account fees, Regional school district employees in West Texas seeking personalized mortgage and auto loan services
Texas-based commercial bank offering business lending, deposits, and checking accounts with emphasis on personalized service and accessible accounts for business owners.
Profile signals: Texas-based small business owners needing personalized commercial lending and deposit accounts, Agricultural businesses seeking listed ag lending with accessible account management
City Bank is an FDIC-insured bank offering checking accounts, mortgages, auto loans, and digital banking services to consumers seeking rewards-based accounts and streamlined lending.
Profile signals: Consumers seeking rewards-based checking with interest earning potential, Homebuyers wanting fast online mortgage application and approval
Lubbock, TX branch of Peoples Bank at 5820 82Nd St serves the local community with in-person banking services.
Profile signals: Texas-based individuals and families seeking personal checking, savings, and personal loans from a locally-focused bank, Small business owners seeking SBA loans and business banking with personalized local service
Texas-based commercial bank offering business lending, deposits, and checking accounts with emphasis on personalized service and accessible accounts for business owners.
Profile signals: Texas-based small business owners needing personalized commercial lending and deposit accounts, Agricultural businesses seeking listed ag lending with accessible account management
FDIC-insured community bank serving Texas with personal checking, savings, mortgages, and business lending across nine locations in West Texas.
Profile signals: Small business owners and farmers in West Texas communities seeking relationship-based lending from local decision-makers, Agricultural operations requiring listed farm and ranch financing with local experience context
Santa Fe Federal Credit Union is a member-owned financial institution serving Amarillo, TX and Albuquerque, NM with rate claims to verify on savings, checking, loans, and mortgages.
Profile signals: Residents of Amarillo, Texas or Albuquerque, New Mexico seeking local credit union banking, Members prioritizing fee-free checking and competitive deposit rates
Member-owned credit union serving Texas Tech University, Health Sciences Center, and regional school district employees with checking, loans, mortgages, and savings products.
Profile signals: Texas Tech University students and employees seeking cashback rewards with no annual checking account fees, Regional school district employees in West Texas seeking personalized mortgage and auto loan services
WesTex Federal Credit Union is a member-owned, non-profit credit union based in Lubbock, Texas, offering checking, savings, auto loans, mortgages, and personal loans to its members.
Profile signals: Lubbock, Texas area residents seeking membership-based banking with rate claims to verify and low fees, Members age 55+ looking for senior-friendly checking with free services like check printing and cashier's checks
Non-profit community development corporation offering free financial literacy, homebuyer education, and housing counseling services to North & East Lubbock residents.
Profile signals: North & East Lubbock residents seeking free financial education and credit counseling, First-time homebuyers in the Lubbock area needing pre-purchase education
Texas Consumer Protections: Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.
Interest Rate Cap: Texas usury cap: 10% for written contracts (18% default); payday/auto title loans regulated as credit access businesses.
Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).
Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Texas Attorney General Consumer Protection Division.
Use these guides with local pages, state rules, and provider profiles before contacting a company.
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