Review 5 credit repair companies, personal lenders, and financial services in Hilo, Hawaii. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.
Big Island Federal Credit Union is a member-owned, not-for-profit credit union serving Hawaii's Big Island with savings accounts, checking, loans, and VISA products.
Profile signals: Big Island, Hawaii residents seeking member-owned banking with rate claims to verify and lower fees, Families wanting listed savings accounts like youth accounts or Christmas Club savings goals
Hawaii County Employees Federal Credit Union is a member-owned, not-for-profit credit union serving Hawaii County residents with loans, savings accounts, and digital banking services.
Profile signals: Hawaii County employees and residents seeking personalized, relationship-based banking, Members interested in green energy and photovoltaic project financing with environmental focus
Hawaiian Community Assets is a 25-year-old nonprofit serving Hawaii's communities with free financial education, grants, and loans to support affordable housing and wealth-building.
Profile signals: Hawaii residents interested in homeownership on Hawaiian Home Lands, Individuals seeking free financial education and wealth-building guidance (not short-term funds)
HELCO Federal Credit Union is a member-owned, not-for-profit credit union offering savings accounts, online banking, and financial services with NCUA insurance protection.
Profile signals: Members eligible for HELCO membership seeking NCUA-insured savings and checking accounts, Credit union members looking for online banking convenience with federal insurance protection
Hawaii's oldest non-profit law firm providing free civil legal aid to low-income individuals statewide since 1950, with phone intake available.
Profile signals: Low-income Hawaii residents facing housing/landlord-tenant disputes, Elderly individuals needing civil legal assistance
Big Island Federal Credit Union is a member-owned, not-for-profit credit union serving Hawaii's Big Island with savings accounts, checking, loans, and VISA products.
Profile signals: Big Island, Hawaii residents seeking member-owned banking with rate claims to verify and lower fees, Families wanting listed savings accounts like youth accounts or Christmas Club savings goals
Hawaii County Employees Federal Credit Union is a member-owned, not-for-profit credit union serving Hawaii County residents with loans, savings accounts, and digital banking services.
Profile signals: Hawaii County employees and residents seeking personalized, relationship-based banking, Members interested in green energy and photovoltaic project financing with environmental focus
HELCO Federal Credit Union is a member-owned, not-for-profit credit union offering savings accounts, online banking, and financial services with NCUA insurance protection.
Profile signals: Members eligible for HELCO membership seeking NCUA-insured savings and checking accounts, Credit union members looking for online banking convenience with federal insurance protection
Hawaiian Community Assets is a 25-year-old nonprofit serving Hawaii's communities with free financial education, grants, and loans to support affordable housing and wealth-building.
Profile signals: Hawaii residents interested in homeownership on Hawaiian Home Lands, Individuals seeking free financial education and wealth-building guidance (not short-term funds)
Hawaii's oldest non-profit law firm providing free civil legal aid to low-income individuals statewide since 1950, with phone intake available.
Profile signals: Low-income Hawaii residents facing housing/landlord-tenant disputes, Elderly individuals needing civil legal assistance
Hawaii Consumer Protections: Hawaii permits payday lending with a $600 cap and 15% fee limit. Rollovers are prohibited and borrowers are limited to one loan per lender at a time. Consumers can file complaints with the Division of Financial Institutions or the Office of Consumer Protection.
Interest Rate Cap: Hawaii usury cap: 12% for consumer loans; payday loans capped at $600 with 15% fee.
Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).
Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Hawaii Attorney General Office of Consumer Protection.
Use these guides with local pages, state rules, and provider profiles before contacting a company.
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