Hermitage, TN

Credit Repair & Financial Services in Hermitage

Review 5 credit repair companies, personal lenders, and financial services in Hermitage, Tennessee. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.

Tennessee avg credit score: 695 Median income: $63,109 Poverty rate: 13.4% Payday loans: Legal Tennessee overview →

Featured Provider Profiles in Hermitage

5 companies
Braswell&Son Hermitage logo

Braswell&Son Hermitage

Family-owned pawn shop and luxury goods buyer operating since 1979 across Arkansas and Tennessee. Offers pawning, selling, and authenticated pre-owned luxury items with eligibility claims to verify.

4.8/5

Google rating from 178 reviews

BBB: NR

Profile signals: Consumers with luxury goods needing emergency short-term cash with no-credit-qualification claims to verify, Individuals looking to sell or liquidate jewelry, watches, handbags, or instruments for immediate payment

Outreach Federal Credit Union logo

Outreach Federal Credit Union

Not-for-profit credit union serving Davidson County, TN since 1953, offering member-owned banking with rate claims to verify on savings and loans.

4.8/5

Google rating from 83 reviews

BBB: NR

Profile signals: Davidson County residents seeking member-owned banking with voting rights in institutional governance, Families wanting to introduce children to saving through dedicated youth accounts

Advance America logo

Advance America

Advance America on Lebanon Pike in Hermitage, TN offers emergency cash loans and title loans with application-timing claims and flexible repayment.

BBB: A+

Profile signals: Consumers with bad or no credit who need same-day cash and may not meet traditional bank or credit-union loan criteria, Underbanked individuals facing short-term financial emergencies such as medical bills, car repairs, or utility shutoffs

Fastcash logo

Fastcash

FastCash is a personal loan marketplace connecting borrowers to lenders offering $1K–$35K loans with APRs from 5.99–35.99% and terms up to 72 months.

BBB: NR

Profile signals: Borrowers seeking loans between $3,000–$35,000 for consolidation or planned purchases, Applicants who prefer a streamlined online process over traditional bank applications

TN Quick Cash Hermitage OHB logo

TN Quick Cash Hermitage OHB

Tennessee short-term cash access offers same-day title loans, flex lines of credit, and check cashing services across Middle Tennessee with instant funding up to $6,500.

BBB: NR

Profile signals: Consumers with vehicles needing short-term emergency cash within 30 days, People seeking check cashing services without banking relationships

Emergency Cash in Hermitage

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Advance America logo

Advance America

Advance America on Lebanon Pike in Hermitage, TN offers emergency cash loans and title loans with application-timing claims and flexible repayment.

BBB: A+

Profile signals: Consumers with bad or no credit who need same-day cash and may not meet traditional bank or credit-union loan criteria, Underbanked individuals facing short-term financial emergencies such as medical bills, car repairs, or utility shutoffs

TN Quick Cash Hermitage OHB logo

TN Quick Cash Hermitage OHB

Tennessee short-term cash access offers same-day title loans, flex lines of credit, and check cashing services across Middle Tennessee with instant funding up to $6,500.

BBB: NR

Profile signals: Consumers with vehicles needing short-term emergency cash within 30 days, People seeking check cashing services without banking relationships

Pawn Shops in Hermitage

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Braswell&Son Hermitage logo

Braswell&Son Hermitage

Family-owned pawn shop and luxury goods buyer operating since 1979 across Arkansas and Tennessee. Offers pawning, selling, and authenticated pre-owned luxury items with eligibility claims to verify.

4.8/5

Google rating from 178 reviews

BBB: NR

Profile signals: Consumers with luxury goods needing emergency short-term cash with no-credit-qualification claims to verify, Individuals looking to sell or liquidate jewelry, watches, handbags, or instruments for immediate payment

Personal Loans in Hermitage

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Fastcash logo

Fastcash

FastCash is a personal loan marketplace connecting borrowers to lenders offering $1K–$35K loans with APRs from 5.99–35.99% and terms up to 72 months.

BBB: NR

Profile signals: Borrowers seeking loans between $3,000–$35,000 for consolidation or planned purchases, Applicants who prefer a streamlined online process over traditional bank applications

Credit Unions in Hermitage

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Outreach Federal Credit Union logo

Outreach Federal Credit Union

Not-for-profit credit union serving Davidson County, TN since 1953, offering member-owned banking with rate claims to verify on savings and loans.

4.8/5

Google rating from 83 reviews

BBB: NR

Profile signals: Davidson County residents seeking member-owned banking with voting rights in institutional governance, Families wanting to introduce children to saving through dedicated youth accounts

Your Rights in Tennessee

Tennessee Consumer Protections: Tennessee allows payday lending with a $500 cap and 15% fee limit. Borrowers are limited to two simultaneous loans. The Department of Financial Institutions regulates all consumer lenders, and complaints can be filed with the Department or the Attorney General.

Interest Rate Cap: Tennessee usury cap: 24% for consumer finance loans; payday loans regulated under Deferred Presentment Act.

Key Regulations:
  • Payday loans (deferred presentment) capped at $500 with maximum fee of 15% of the advance.
  • Maximum loan term is 31 days.
  • Borrowers limited to two outstanding payday loans at a time.
  • The Tennessee Consumer Protection Act provides additional safeguards against deceptive lending.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Tennessee Attorney General Consumer Protection Division.

Research Service Guides

Use these guides with local pages, state rules, and provider profiles before contacting a company.

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