Henderson, NV

Credit Repair & Financial Services in Henderson

Compare 5 credit repair companies, personal lenders, and financial services in Henderson, Nevada. All independently reviewed with BBB ratings and pricing.

Nevada avg credit score: 698 Median income: $69,187 Poverty rate: 11.2% Payday loans: Legal Nevada overview →

Top Rated in Henderson

5 companies
eCreditAdvisor logo

eCreditAdvisor

Credit repair firm specializing in mortgage qualification. Disputes credit report errors, provides personalized coaching, and prepares clients to become 'Mortgage Ready' for home loans.

4.6/5
$99.00/mo BBB: A+ Money-Back

Best for: Prospective homebuyers who have been turned down for a mortgage due to insufficient credit scores, Consumers with a 4–6 month runway before they plan to apply for a home loan

Concierge Credit Solutions logo

Concierge Credit Solutions

Nevada-based credit repair company that disputes negative items on credit reports and provides 24/7 account access to track improvements in real time.

4.4/5
Free BBB: NR

Best for: Nevada residents with negative items on credit reports seeking professional dispute assistance, Consumers who prefer online account management and 24/7 self-service monitoring

Credit Restoration of Nevada logo

Credit Restoration of Nevada

Nevada-based credit repair firm that disputes errors and negative items on credit reports using electronic and USPS-based challenges to all three credit bureaus.

4.4/5
Free BBB: NR

Best for: Nevada residents with credit report errors or inaccurate negative items who want local, media-visible credit repair support, Consumers seeking to dispute specific negative items (collections, late payments, foreclosures) before mortgage or auto loan applications

Credit.Org - Henderson Branch logo

Credit.Org - Henderson Branch

Nonprofit credit counseling and HUD-approved housing advisor offering free debt relief, credit building, and homeownership guidance since 1974.

4.0/5
Contact BBB: NR

Best for: Homebuyers seeking pre-purchase education, reverse mortgage counseling, or foreclosure prevention, Individuals with rising debt seeking structured management plans and financial literacy

Navicore Solutions- Henderson, NV logo

Navicore Solutions- Henderson, NV

Navicore Solutions is a nonprofit credit counseling agency offering debt management, housing assistance, and financial education to consumers nationwide for 30 years.

4.0/5
Contact BBB: NR

Best for: Consumers with unsecured debt (credit cards, personal loans) seeking structured repayment without debt settlement, Homeowners facing foreclosure or struggling with mortgage payments

Credit Repair in Henderson

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eCreditAdvisor logo

eCreditAdvisor

Credit repair firm specializing in mortgage qualification. Disputes credit report errors, provides personalized coaching, and prepares clients to become 'Mortgage Ready' for home loans.

4.6/5
$99.00/mo BBB: A+ Money-Back

Best for: Prospective homebuyers who have been turned down for a mortgage due to insufficient credit scores, Consumers with a 4–6 month runway before they plan to apply for a home loan

Concierge Credit Solutions logo

Concierge Credit Solutions

Nevada-based credit repair company that disputes negative items on credit reports and provides 24/7 account access to track improvements in real time.

4.4/5
Free BBB: NR

Best for: Nevada residents with negative items on credit reports seeking professional dispute assistance, Consumers who prefer online account management and 24/7 self-service monitoring

Credit Restoration of Nevada logo

Credit Restoration of Nevada

Nevada-based credit repair firm that disputes errors and negative items on credit reports using electronic and USPS-based challenges to all three credit bureaus.

4.4/5
Free BBB: NR

Best for: Nevada residents with credit report errors or inaccurate negative items who want local, media-visible credit repair support, Consumers seeking to dispute specific negative items (collections, late payments, foreclosures) before mortgage or auto loan applications

Free Help in Henderson

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Credit.Org - Henderson Branch logo

Credit.Org - Henderson Branch

Nonprofit credit counseling and HUD-approved housing advisor offering free debt relief, credit building, and homeownership guidance since 1974.

4.0/5
Contact BBB: NR

Best for: Homebuyers seeking pre-purchase education, reverse mortgage counseling, or foreclosure prevention, Individuals with rising debt seeking structured management plans and financial literacy

Navicore Solutions- Henderson, NV logo

Navicore Solutions- Henderson, NV

Navicore Solutions is a nonprofit credit counseling agency offering debt management, housing assistance, and financial education to consumers nationwide for 30 years.

4.0/5
Contact BBB: NR

Best for: Consumers with unsecured debt (credit cards, personal loans) seeking structured repayment without debt settlement, Homeowners facing foreclosure or struggling with mortgage payments

Your Rights in Nevada

Nevada Consumer Protections: Nevada allows payday lending with no interest rate cap, though loan amounts are limited to 25% of gross monthly income. The lack of rate caps means APRs can be extremely high. The Financial Institutions Division regulates consumer lenders, and consumers can file complaints with the Division or the Attorney General.

Interest Rate Cap: Nevada usury cap: No general usury cap; payday loans legal with no rate cap (term and amount limits apply).

Key Regulations:
  • Payday loans capped at 25% of borrower's expected gross monthly income.
  • No APR cap on payday loans; rates can exceed 600% APR.
  • Maximum loan term is 35 days.
  • Payday lenders must be licensed and are regulated under the Deferred Deposit Loan Law.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Nevada Attorney General Bureau of Consumer Protection.

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